Chattanooga Area Schools

Po Box 3529
Chattanooga, TN 37404


General Credit Union Information

NCUA Insured Yes
Charter Number # # 690
Date Established 1935
Assets $150.74 million
Loans $51.46 million
Deposits $127.73 million
Capital $22.71 million

Chattanooga Area Schools is an NCUA insured institution located in Chattanooga, TN. It was founded in 1935 and has approximately $150.74 millions in assets.

Field of Membership Restrictions

Must be an employee of Hamilton County School or several related schools.

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD 10K
0.70% $2,000 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Savings 2.5K
0.25% $25 - Learn MoreShow Less
Fixed IRA 0K
1.41% $2,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.75% $25 - Learn MoreShow Less
MM 10K
0.30% $2,500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CHATTANOOGA AREA SCHOOLS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.761% 3.750% -0.13 $335 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Chattanooga Area Schools branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Chattanooga Area Schools Locations

Financial Details

Chattanooga Area Schools Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Chattanooga Area Schools. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Chattanooga Area Schools U.S. Average
0.70% 6.15%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of June 30, 2017, Chattanooga Area Schools had $160,003 in non-current loans and $0 in owned assets. To cover these potential losses it had $22,705,121 in net worth and $149,434 in loans loss reserves. That gives it a Texas Ratio of 0.70%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Chattanooga Area Schools U.S. Average
15.06% 13.03

Chattanooga Area Schools FCU has a net worth of 15.06% versus the BestCashCow average of 13.03. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.


There are currently no comments for CHATTANOOGA AREA SCHOOLS. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →