Chattanooga Area Schools

Po Box 3529
Chattanooga, TN 37404

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 690
Date Established 1935
Assets $150.43 million
Loans $52.35 million
Deposits $127.22 million
Capital $22.87 million

Chattanooga Area Schools is an NCUA insured institution located in Chattanooga, TN. It was founded in 1935 and has approximately $150.43 millions in assets.

Field of Membership Restrictions

Must be an employee of Hamilton County School or several related schools.

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD 10K
0.80% $2,000 - Learn MoreShow Less
12 Mo CD 10K
1.10% $2,000 - Learn MoreShow Less
24 Mo CD 10K
1.41% $2,000 - Learn MoreShow Less
30 Mo CD 10K
1.51% $2,000 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Savings 2.5K
0.25% $25 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
1.51% $2,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.75% $25 - Learn MoreShow Less
MM Rates APY MIN MAX
MM25K
0.50% $2,500 $9,999,999 Learn MoreShow Less
MM 10K
0.50% $2,500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CHATTANOOGA AREA SCHOOLS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Ally Mortgage
NMLS ID: 181005
4.534% 4.500% 0.13 $1,094 $1,267 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.284% 4.250% 0.00 $1,127 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.051% 4.990% 0.38 $1,736 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
5.051% 4.990% 0.38 $1,736 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.740% $231.27 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to CHATTANOOGA AREA SCHOOLS
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Chattanooga Area Schools branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Chattanooga Area Schools Locations

Financial Details

Chattanooga Area Schools Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Chattanooga Area Schools. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Chattanooga Area Schools U.S. Average
0.84% 7.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2017, Chattanooga Area Schools had $192,648 in non-current loans and $0 in owned assets. To cover these potential losses it had $22,867,752 in net worth and $145,006 in loans loss reserves. That gives it a Texas Ratio of 0.84%.

Net Worth
Chattanooga Area Schools U.S. Average
15.2% 13.15%

Chattanooga Area Schools FCU has a net worth of 15.2% versus the BestCashCow average of 13.15. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Chattanooga Area Schools

What is Chattanooga Area Schools?

A federal credit union, registered with the NCUA under certificate #690.
Learn more about credit unions here.

Is Chattanooga Area Schools FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Chattanooga Area Schools?

Please see Field of Membership information above for information on who is eligible to join.

What are Chattanooga Area Schools's share account and share certificate rates?

Chattanooga Area Schools's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Chattanooga Area Schools?

Chattanooga Area Schools has total capital of $22.87 million. Full information on Chattanooga Area Schools's financial position is located above.

Who owns Chattanooga Area Schools?

Credit Unions are owned by their members.

Where are Chattanooga Area Schools branches located?

See branch locations nearby.

Are Chattanooga Area Schools ATMs Open 24/7?

Do Chattanooga Area Schools ATMs accept cash deposits?

Can Chattanooga Area Schools customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Chattanooga Area Schools have a mobile app?

Does Chattanooga Area Schools have mobile deposit?

Does Chattanooga Area Schools have quick pay?

How can Chattanooga Area Schools transfer money to other banks or credit unions?

Does Chattanooga Area Schools report to credit bureaus?

Does Chattanooga Area Schools use Chexsystems?

Does Chattanooga Area Schools use Equifax?

What is Chattanooga Area Schools's toll free phone number?

What is Chattanooga Area Schools's ACH Routing Number?

What is Chattanooga Area Schools's SWIFT code?

Where can I find Chattanooga Area Schools's wire transfer form?

What is the Chattanooga Area Schools address for deposits?

What Products Does Chattanooga Area Schools Offer

Does Chattanooga Area Schools offer mortgages?

Compare mortgage rates here.

Does Chattanooga Area Schools offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Chattanooga Area Schools offer auto and RV loans?

Compare auto loan rates here.

Does Chattanooga Area Schools offer student loans or personal loans?

Compare personal loan rates here.

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