PO BOX 3529
Chattanooga, TN 37404


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 690
Date Established 1935
Assets $152.14 million
Loans $60.15 million
Deposits $128.80 million
Capital $22.88 million

Chattanooga Area Schools is an NCUA insured institution located in Chattanooga, TN. It was founded in 1935 and has approximately $152.14 millions in assets.

Field of Membership Restrictions

Must be an employee of Hamilton County School or several related schools.

Deposit Rates - April 18, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
1.00% $2,500 - Learn MoreShow Less
Fixed IRA
2.78% $2,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.76% $2,000 - Learn MoreShow Less
12 Mo CD
2.02% $2,000 - Learn MoreShow Less
24 Mo CD
2.52% $2,000 - Learn MoreShow Less
30 Mo CD
2.78% $2,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
2.27% $25 - Learn MoreShow Less

Loan Rates - April 18, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for CHATTANOOGA AREA SCHOOLS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Figure Home Equity Loan Plus
Figure Home Equity Loan Plus
8.000 %
N/A Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Chattanooga Area Schools branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Chattanooga Area Schools Locations

Financial Details

Chattanooga Area Schools Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Chattanooga Area Schools. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Chattanooga Area Schools U.S. Average
0.92% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, Chattanooga Area Schools had $211,987 in non-current loans and $0 in owned assets. To cover these potential losses it had $22,881,346 in net worth and $200,712 in loans loss reserves. That gives it a Texas Ratio of 0.92%.

Net Worth
Chattanooga Area Schools U.S. Average
15.03% 13.61%

Chattanooga Area Schools FCU has a net worth of 15.03% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.


There are currently no comments for CHATTANOOGA AREA SCHOOLS. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →