Arizona Central Credit Union

Headquarters

Po Box 11650
Phoenix, AZ 85061
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD 0.80% 5.38% →
2-Year CD 1.00% 4.95% →
5-Year CD 1.31% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Arizona Central is an NCUA insured institution located in Phoenix, AZ. It was founded in 1939 and has approximately $759.54 millions in assets.

Who can join?

The credit union's field of membership includes:

Family, friends, associates and co-workers of existing Arizona Central members

Arizona residents age 55 or older

Arizona residents who currently hold, or have held, membership in an out-of-state credit union

Members of the Roman Catholic Church

Members of the Baptist religion

Members of the Church of Jesus Christ of Latter Day Saints (LDS)/Mormon religion

Individuals working for or who belong to one of nearly 2,000 Credit Union Partners that have joined with Arizona Central to offer the benefits of credit union membership to their employees or members.

NCUA Insured Yes / State-Chartered
Charter Number # # 62881
Date Established 1939
Assets $759.54 million
Loans $604.73 million
Deposits $639.32 million
Capital $64.70 million
 

Field of Membership Restrictions

Membership is open to residents of Arizona who are age 55 and over, all members of the Baptist, Latter-Day Saints, or Catholic religions in Arizona, and Healthcare professionals in Arizona.

Deposit Rates - July 23, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
18 Mo CD
0.80% $10,000 $14,999 Learn More
18 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.11% $100,000 $199,999 Learn More
48 Mo CD
1.11% $10,000 $14,999 Learn More
48 Mo CD
1.21% $100,000 $199,999 Learn More
60 Mo CD
1.21% $10,000 $14,999 Learn More
60 Mo CD
1.31% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - July 23, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Arizona Central

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.706% 6.625% 0.63 $2,684 $2,049 Learn More
New American Funding, LLC.
NMLS ID: 6606
6.844% 6.750% 1.00 $3,098 $2,076 Learn More
Rocket Mortgage
NMLS ID: 3030
7.064% 6.990% 0.75 $2,400 $2,127 Learn More
CrossCountry Mortgage
NMLS ID: 3029
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.990 %
$0 Learn More
More Info

Note to Arizona Central
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Arizona Central branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia



Climate Policy and Initiatives

ARIZONA CENTRAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Arizona Central Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Arizona Central. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Arizona Central U.S. Average
19.52% 6.52

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2024, Arizona Central had $13,570,531 in non-current loans and $371,968 in owned assets. To cover these potential losses it had $64,695,284 in net worth and $6,723,783 in loans loss reserves. That gives it a Texas Ratio of 19.52%.

Net Worth
Arizona Central U.S. Average
8.56% 13.65%

Arizona Central FCU has a net worth of 8.56% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Arizona Central

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