2024 Overview
General Credit Union Information
Arizona Central is an NCUA insured institution located in Phoenix, AZ. It was founded in 1939 and has approximately $743.18 millions in assets.
Who can join?
The credit union's field of membership includes:
Family, friends, associates and co-workers of existing Arizona Central members
Arizona residents age 55 or older
Arizona residents who currently hold, or have held, membership in an out-of-state credit union
Members of the Roman Catholic Church
Members of the Baptist religion
Members of the Church of Jesus Christ of Latter Day Saints (LDS)/Mormon religion
Individuals working for or who belong to one of nearly 2,000 Credit Union Partners that have joined with Arizona Central to offer the benefits of credit union membership to their employees or members.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 62881 |
| Date Established | 1939 |
| Assets | $743.18 million |
| Loans | $626.86 million |
| Deposits | $626.86 million |
| Capital | $65.00 million |
Field of Membership Restrictions
Membership is open to residents of Arizona who are age 55 and over, all members of the Baptist, Latter-Day Saints, or Catholic religions in Arizona, and Healthcare professionals in Arizona.
Deposit Rates - April 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.11% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.11% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.21% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.21% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.31% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.05% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $1 | $99 | Learn More |
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - April 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Arizona Central
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2059741 |
6.902% | 6.750% | 1.00 | $5,011 | $2,076 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: 491986 |
Learn More | |||||
NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Arizona Central
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Arizona Central branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
ARIZONA CENTRAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Arizona Central Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Arizona Central. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Arizona Central | U.S. Average |
|---|---|
| 20.51% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Arizona Central had $14,235,973 in non-current loans and $473,449 in owned assets. To cover these potential losses it had $64,996,448 in net worth and $6,723,783 in loans loss reserves. That gives it a Texas Ratio of 20.51%.
Net Worth
| Arizona Central | U.S. Average |
|---|---|
| 8.73% | 13.62% |
Arizona Central FCU has a net worth of 8.73% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Arizona Central
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