PO Box 11650
Phoenix, AZ 85061


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 62881
Date Established 1939
Assets $496.00 million
Loans $367.63 million
Deposits $450.93 million
Capital $40.06 million

Arizona Central is an NCUA insured institution located in Phoenix, AZ. It was founded in 1939 and has approximately $496 millions in assets.

Who can join?

The credit union's field of membership includes:

Family, friends, associates and co-workers of existing Arizona Central members

Arizona residents age 55 or older

Arizona residents who currently hold, or have held, membership in an out-of-state credit union

Members of the Roman Catholic Church

Members of the Baptist religion

Members of the Church of Jesus Christ of Latter Day Saints (LDS)/Mormon religion

Individuals working for or who belong to one of nearly 2,000 Credit Union Partners that have joined with Arizona Central to offer the benefits of credit union membership to their employees or members.

Field of Membership Restrictions

Membership is open to residents of Arizona who are age 55 and over, all members of the Baptist, Latter-Day Saints, or Catholic religions in Arizona, and Healthcare professionals in Arizona.

Deposit Rates - March 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $1 $9,999 Learn MoreShow Less
Money Market
0.15% $10,000 $49,999 Learn MoreShow Less
1.00% $1,000 $99,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.75% $1,000 $99,999 Learn MoreShow Less
1.00% $1,000 $99,999 Learn MoreShow Less
1.26% $1,000 $99,999 Learn MoreShow Less
1.51% $1,000 $99,999 Learn MoreShow Less
1.76% $1,000 $99,999 Learn MoreShow Less
2.01% $1,000 $99,999 Learn MoreShow Less
2.26% $1,000 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.05% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
0.10% $1 $9,999 Learn MoreShow Less

Loan Rates - March 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ARIZONA CENTRAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Arizona Central branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Arizona Central Locations

Financial Details

Arizona Central Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Arizona Central. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Arizona Central U.S. Average
20.62% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Arizona Central had $6,288,690 in non-current loans and $2,789,368 in owned assets. To cover these potential losses it had $40,063,556 in net worth and $3,960,000 in loans loss reserves. That gives it a Texas Ratio of 20.62%.

Net Worth
Arizona Central U.S. Average
8.2% 13.08%

Arizona Central FCU has a net worth of 8.2% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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