PO Box 11650
Phoenix, AZ 85061

Notable Rates APY Vs.Others
Savings 0.05% 1.90% →
1-Year CD 1.00% 1.90% →
2-Year CD 1.51% 1.95% →
5-Year CD N.A. 2.00% →
30-Year Mortgage N.A. 3.14% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.50% →

2020 Overview

General Credit Union Information

Arizona Central is an NCUA insured institution located in Phoenix, AZ. It was founded in 1939 and has approximately $510.35 millions in assets.

Who can join?

The credit union's field of membership includes:

Family, friends, associates and co-workers of existing Arizona Central members

Arizona residents age 55 or older

Arizona residents who currently hold, or have held, membership in an out-of-state credit union

Members of the Roman Catholic Church

Members of the Baptist religion

Members of the Church of Jesus Christ of Latter Day Saints (LDS)/Mormon religion

Individuals working for or who belong to one of nearly 2,000 Credit Union Partners that have joined with Arizona Central to offer the benefits of credit union membership to their employees or members.

NCUA Insured Yes
Charter Number # # 62881
Date Established 1939
Assets $510.35 million
Loans $406.26 million
Deposits $451.96 million
Capital $43.48 million

Field of Membership Restrictions

Membership is open to residents of Arizona who are age 55 and over, all members of the Baptist, Latter-Day Saints, or Catholic religions in Arizona, and Healthcare professionals in Arizona.

Deposit Rates - April 5, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $1 $9,999 Learn MoreShow Less
Money Market
0.35% $10,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.75% $1,000 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.05% $1 - Learn MoreShow Less
1.00% $1,000 $99,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
0.10% $1 $9,999 Learn MoreShow Less

Loan Rates - April 5, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ARIZONA CENTRAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.542% 4.500% 0.00 $1,250 $1,267 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
3.500 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Arizona Central branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Arizona Central Locations

Financial Details

Arizona Central Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Arizona Central. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Arizona Central U.S. Average
18.75% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Arizona Central had $7,500,214 in non-current loans and $1,297,797 in owned assets. To cover these potential losses it had $43,484,645 in net worth and $3,431,000 in loans loss reserves. That gives it a Texas Ratio of 18.75%.

Net Worth
Arizona Central U.S. Average
8.62% 13.65%

Arizona Central FCU has a net worth of 8.62% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Arizona Central

Branches and Savings

What is Arizona Central?

A federal credit union, registered with the NCUA under certificate #62881.
Learn more about credit unions here.

Is Arizona Central FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Arizona Central?

Please see Field of Membership information above for information on who is eligible to join.

What are Arizona Central's share account and share certificate rates?

Arizona Central's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Arizona Central?

Arizona Central has total capital of $43.48 million. Full information on Arizona Central's financial position is located above.

Who owns Arizona Central?

Credit Unions are owned by their members.

Where are Arizona Central branches located?

See branch locations nearby.

Are Arizona Central ATMs Open 24/7?

Do Arizona Central ATMs accept cash deposits?

Can Arizona Central customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Arizona Central have a mobile app?

Does Arizona Central have mobile deposit?

Does Arizona Central have quick pay?

How can Arizona Central transfer money to other banks or credit unions?

Does Arizona Central report to credit bureaus?

Does Arizona Central use Chexsystems?

Does Arizona Central use Equifax?

What is Arizona Central's toll free phone number?

What is Arizona Central's ACH Routing Number?

What is Arizona Central's SWIFT code?

Where can I find Arizona Central's wire transfer form?

What is the Arizona Central address for deposits?

What Products Does Arizona Central Offer

Does Arizona Central offer mortgages?

Compare mortgage rates here.

Does Arizona Central offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Arizona Central offer auto and RV loans?

Compare auto loan rates here.

Does Arizona Central offer student loans or personal loans?

Compare personal loan rates here.

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