P.O. BOX 490
Christiansted, VI 00821
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Notable Rates APY Vs.Others
Savings N.A. 1.40% →
1-Year CD N.A. 1.15% →
2-Year CD N.A. 1.26% →
5-Year CD N.A. 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Christiansted is an NCUA insured institution located in Christiansted, VI. It was founded in 1952 and has approximately $23.77 millions in assets.

NCUA Insured Yes
Charter Number # # 7989
Date Established 1952
Assets $23.77 million
Loans $3.91 million
Deposits $19.05 million
Capital $4.69 million

Deposit Rates - July 2, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Christiansted

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Loan Rates - July 2, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CHRISTIANSTED

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

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Financial Details

Christiansted Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Christiansted. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Christiansted U.S. Average
1.46% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Christiansted had $62,191 in non-current loans and $8,350 in owned assets. To cover these potential losses it had $4,689,925 in net worth and $142,310 in loans loss reserves. That gives it a Texas Ratio of 1.46%.

Net Worth
Christiansted U.S. Average
19.72% 13.86%

Christiansted FCU has a net worth of 19.72% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Christiansted

Branches and Savings

What is Christiansted?

A federal credit union, registered with the NCUA under certificate #7989.
Learn more about credit unions here.

Is Christiansted FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Christiansted?

Please see Field of Membership information above for information on who is eligible to join.

What are Christiansted's share account and share certificate rates?

Christiansted's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Christiansted?

Christiansted has total capital of $4.69 million. Full information on Christiansted's financial position is located above.

Who owns Christiansted?

Credit Unions are owned by their members.

Where are Christiansted branches located?

See branch locations nearby.

Are Christiansted ATMs Open 24/7?

Do Christiansted ATMs accept cash deposits?

Can Christiansted customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Christiansted have a mobile app?

Does Christiansted have mobile deposit?

Does Christiansted have quick pay?

How can Christiansted transfer money to other banks or credit unions?

Does Christiansted report to credit bureaus?

Does Christiansted use Chexsystems?

Does Christiansted use Equifax?

What is Christiansted's toll free phone number?

What is Christiansted's ACH Routing Number?

What is Christiansted's SWIFT code?

Where can I find Christiansted's wire transfer form?

What is the Christiansted address for deposits?

What Products Does Christiansted Offer

Does Christiansted offer mortgages?

Compare mortgage rates here.

Does Christiansted offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Christiansted offer auto and RV loans?

Compare auto loan rates here.

Does Christiansted offer student loans or personal loans?

Compare personal loan rates here.

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