Community

144 Pine St
Lewiston, ME 04240

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 63447
Date Established 1945
Assets $54.58 million
Loans $41.83 million
Deposits $48.59 million
Capital $5.86 million

Community is an NCUA insured institution located in Lewiston, ME. It was founded in 1945 and has approximately $54.58 millions in assets.

Field of Membership Restrictions

Community CU is open to anyone that is a resident, works, or is a registered student in Androscoggin County, Maine.

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
Savings Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
FIXIRA0K
1.41% $500 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.25% $25 - Learn MoreShow Less
MM Rates APY MIN MAX
MM10K
0.55% $2,500 $24,999 Learn MoreShow Less
MM25K
0.60% $25,000 $74,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
4.553% 4.500% 0.13 $1,550 $1,267 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.320% 4.250% 0.38 $2,190 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.990% $238.42 Learn More
Flagstar Bank 5.490% $283.58 Learn More

Note to COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Community Locations

Financial Details

Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Community U.S. Average
10.89% 7.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2017, Community had $654,066 in non-current loans and $3,525 in owned assets. To cover these potential losses it had $5,855,749 in net worth and $180,246 in loans loss reserves. That gives it a Texas Ratio of 10.89%.

Net Worth
Community U.S. Average
10.72% 13.15%

Community FCU has a net worth of 10.72% versus the BestCashCow average of 13.15. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Community

What is Community?

A federal credit union, registered with the NCUA under certificate #63447.
Learn more about credit unions here.

Is Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Community's share account and share certificate rates?

Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Community?

Community has total capital of $5.86 million. Full information on Community's financial position is located above.

Who owns Community?

Credit Unions are owned by their members.

Where are Community branches located?

See branch locations nearby.

Are Community ATMs Open 24/7?

Do Community ATMs accept cash deposits?

Can Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Community have a mobile app?

Does Community have mobile deposit?

Does Community have quick pay?

How can Community transfer money to other banks or credit unions?

Does Community report to credit bureaus?

Does Community use Chexsystems?

Does Community use Equifax?

What is Community's toll free phone number?

What is Community's ACH Routing Number?

What is Community's SWIFT code?

Where can I find Community's wire transfer form?

What is the Community address for deposits?

What Products Does Community Offer

Does Community offer mortgages?

Compare mortgage rates here.

Does Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Community offer auto and RV loans?

Compare auto loan rates here.

Does Community offer student loans or personal loans?

Compare personal loan rates here.

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