Coosa Pines Federal Credit Union
Headquarters
33710 Us Highway 280
Childersburg, AL 35044
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2025 Overview
General Credit Union Information
Coosa Pines is an NCUA insured institution located in Childersburg, AL. It was founded in 1950 and has approximately $379.42 millions in assets.
Who can join?
The field of membership shall be limited to those having the following common bond:
- Persons who live, work, worship, or attend school in and businesses and other legal entities located within Clay, Coosa, Jefferson, Shelby, St. Clair and Talladega Counties, Alabama
- Spouses of persons who died while within the field of membership of this credit union
- Employees of this credit union
- Immediate family members and members of the household of existing credit union members, regardless of residency
- Organizations of such persons
"Member of the immediate family or household" is defined as spouse, child, sibling, parent, grandparent, or grandchild. For the purpose of this definition, immediate family member includes stepparents, stepchildren, stepsiblings, and adoptive relationships.
"Household" is defined as persons living in the same residence maintaining a single economic unit.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 6774 |
| Date Established | 1950 |
| Assets | $379.42 million |
| Loans | $234.36 million |
| Deposits | $325.43 million |
| Capital | $59.03 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in and businesses and other legal entities located within Clay, Coosa, Jefferson, Shelby, St. Clair and Talladega Counties, Alabama and to immediate family of existing members.
Deposit Rates - July 31, 2025
Your Current Location: New York, NY 10116
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.20% | $2,500 | $4,999 |
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|
|
Money Market
|
0.50% | $2,500 | $2,999 |
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|
|
Money Market
|
0.50% | $10,000 | $14,999 |
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|
|
Money Market
|
0.70% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.50% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.50% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.50% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.50% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.50% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.50% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.85% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $1 | $99 | Learn More |
| Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Loan Rates - July 31, 2025
Your Current Location: New York, NY 10116
There are currently no loan rates available for Coosa Pines
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - New York 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 292473 |
6.380% | 6.250% | 0.75 | $4,414 | $1,971 | Learn More |
NMLS ID: 399799 |
6.626% | 6.500% | 1.00 | $4,348 | $2,023 | Learn More |
NMLS ID: 401822 |
6.632% | 6.500% | 0.75 | $4,395 | $2,023 | Learn More |
NMLS ID: 3030 |
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Featured - New York Home Equity Line Of Credit Rates 2025
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to Coosa Pines
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Branches
Below are Coosa Pines branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York City,New York
Coosa Pines Locations around zip code 10116
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 816.71 | A | View Lobby Hours | |
| 832.41 | B | View Lobby Hours | |
| 833.50 | C | View Lobby Hours | |
| 839.99 | D | View Lobby Hours |
Climate Policy and Initiatives
COOSA PINES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Coosa Pines Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Coosa Pines. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Coosa Pines | U.S. Average |
|---|---|
| 6.49% | 6.86 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2025, Coosa Pines had $3,628,999 in non-current loans and $279,246 in owned assets. To cover these potential losses it had $59,028,132 in net worth and $1,175,900 in loans loss reserves. That gives it a Texas Ratio of 6.49%.
Net Worth
| Coosa Pines | U.S. Average |
|---|---|
| 15.56% | 14.12% |
Coosa Pines FCU has a net worth of 15.56% versus the BestCashCow average of 14.12. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Coosa Pines
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