Coosa Pines Federal Credit Union

Headquarters

33710 Us Highway 280
Childersburg, AL 35044
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 4.01% →
1-Year CD 1.00% 4.50% →
2-Year CD 1.25% 4.73% →
5-Year CD 1.50% 4.75% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

Coosa Pines is an NCUA insured institution located in Childersburg, AL. It was founded in 1950 and has approximately $342.95 millions in assets.

Who can join?

The field of membership shall be limited to those having the following common bond:

- Persons who live, work, worship, or attend school in and businesses and other legal entities located within Clay, Coosa, Jefferson, Shelby, St. Clair and Talladega Counties, Alabama
- Spouses of persons who died while within the field of membership of this credit union
- Employees of this credit union
- Immediate family members and members of the household of existing credit union members, regardless of residency
- Organizations of such persons

"Member of the immediate family or household" is defined as spouse, child, sibling, parent, grandparent, or grandchild. For the purpose of this definition, immediate family member includes stepparents, stepchildren, stepsiblings, and adoptive relationships.

"Household" is defined as persons living in the same residence maintaining a single economic unit.

NCUA Insured Yes / Federally Chartered
Charter Number # # 6774
Date Established 1950
Assets $342.95 million
Loans $192.05 million
Deposits $305.06 million
Capital $45.86 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in and businesses and other legal entities located within Clay, Coosa, Jefferson, Shelby, St. Clair and Talladega Counties, Alabama and to immediate family of existing members.

Deposit Rates - November 28, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
Money Market
0.50% $2,500 $2,999 Learn More
Money Market
0.50% $10,000 $14,999 Learn More
Money Market
0.70% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $10,000 $14,999 Learn More
6 Mo CD
0.75% $100,000 $199,999 Learn More
12 Mo CD
1.00% $10,000 $14,999 Learn More
12 Mo CD
1.00% $100,000 $199,999 Learn More
24 Mo CD
1.25% $10,000 $14,999 Learn More
24 Mo CD
1.25% $100,000 $199,999 Learn More
36 Mo CD
1.50% $10,000 $14,999 Learn More
36 Mo CD
1.50% $100,000 $199,999 Learn More
48 Mo CD
1.50% $10,000 $14,999 Learn More
48 Mo CD
1.50% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.85% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 $99 Learn MoreShow Less
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 28, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for COOSA PINES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 413-0477
6.226% 6.125% 0.63 $2,685 $1,520 Learn More
Embrace Home Loans (ICB)
NMLS ID: 2184
6.722% 6.625% 1.00 $2,500 $1,601 Learn More
Eligibility.org
NMLS ID: 1907
Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
6.490 %
After Intro: 7.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.490 %
$0 Learn More
More Info

Note to COOSA PINES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Coosa Pines branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Coosa Pines Locations



Climate Initiatives

COOSA PINES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Coosa Pines Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Coosa Pines. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Coosa Pines U.S. Average
8.04% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, Coosa Pines had $3,716,181 in non-current loans and $54,815 in owned assets. To cover these potential losses it had $45,863,387 in net worth and $1,056,638 in loans loss reserves. That gives it a Texas Ratio of 8.04%.

Net Worth
Coosa Pines U.S. Average
13.37% 12.40%

Coosa Pines FCU has a net worth of 13.37% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for COOSA PINES

There are currently no comments for COOSA PINES. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →