COOSA PINES

33710 US HIGHWAY 280
Childersburg, AL 35044

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 6774
Date Established 1950
Assets $242.71 million
Loans $134.09 million
Deposits $210.34 million
Capital $33.02 million

Coosa Pines is an NCUA insured institution located in Childersburg, AL. It was founded in 1950 and has approximately $242.71 millions in assets.

Who can join?

The field of membership shall be limited to those having the following common bond:

- Persons who live, work, worship, or attend school in and businesses and other legal entities located within Clay, Coosa, Jefferson, Shelby, St. Clair and Talladega Counties, Alabama
- Spouses of persons who died while within the field of membership of this credit union
- Employees of this credit union
- Immediate family members and members of the household of existing credit union members, regardless of residency
- Organizations of such persons

"Member of the immediate family or household" is defined as spouse, child, sibling, parent, grandparent, or grandchild. For the purpose of this definition, immediate family member includes stepparents, stepchildren, stepsiblings, and adoptive relationships.

"Household" is defined as persons living in the same residence maintaining a single economic unit.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in and businesses and other legal entities located within Clay, Coosa, Jefferson, Shelby, St. Clair and Talladega Counties, Alabama and to immediate family of existing members.

Deposit Rates - September 21, 2018

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD 10K
0.95% $500 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
1.20% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.85% $1 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.60% $2,500 $24,999 Learn MoreShow Less
MM 25K
1.05% $25,000 $99,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.10% $1 - Learn MoreShow Less

Loan Rates - September 21, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for COOSA PINES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PenFed Credit Union
NMLS ID: 401822
4.836% 4.750% 0.00 $2,500 $1,305 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More
Ally Bank
NMLS ID: 181005
4.801% 4.750% 0.25 $1,574 $1,305 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.544% 4.500% 0.13 $1,400 $1,267 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.990% $238.42 Learn More
Flagstar Bank 5.740% $291.47 Learn More

Note to COOSA PINES
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Coosa Pines branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Coosa Pines Locations

Financial Details

Coosa Pines Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Coosa Pines. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Coosa Pines U.S. Average
7.00% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Coosa Pines had $2,158,009 in non-current loans and $219,319 in owned assets. To cover these potential losses it had $33,023,058 in net worth and $943,136 in loans loss reserves. That gives it a Texas Ratio of 7.00%.

Net Worth
Coosa Pines U.S. Average
13.6% 13.08%

Coosa Pines FCU has a net worth of 13.6% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Coosa Pines

What is Coosa Pines?

A federal credit union, registered with the NCUA under certificate #6774.
Learn more about credit unions here.

Is Coosa Pines FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Coosa Pines?

Please see Field of Membership information above for information on who is eligible to join.

What are Coosa Pines's share account and share certificate rates?

Coosa Pines's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Coosa Pines?

Coosa Pines has total capital of $33.02 million. Full information on Coosa Pines's financial position is located above.

Who owns Coosa Pines?

Credit Unions are owned by their members.

Where are Coosa Pines branches located?

See branch locations nearby.

Are Coosa Pines ATMs Open 24/7?

Do Coosa Pines ATMs accept cash deposits?

Can Coosa Pines customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Coosa Pines have a mobile app?

Does Coosa Pines have mobile deposit?

Does Coosa Pines have quick pay?

How can Coosa Pines transfer money to other banks or credit unions?

Does Coosa Pines report to credit bureaus?

Does Coosa Pines use Chexsystems?

Does Coosa Pines use Equifax?

What is Coosa Pines's toll free phone number?

What is Coosa Pines's ACH Routing Number?

What is Coosa Pines's SWIFT code?

Where can I find Coosa Pines's wire transfer form?

What is the Coosa Pines address for deposits?

What Products Does Coosa Pines Offer

Does Coosa Pines offer mortgages?

Compare mortgage rates here.

Does Coosa Pines offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Coosa Pines offer auto and RV loans?

Compare auto loan rates here.

Does Coosa Pines offer student loans or personal loans?

Compare personal loan rates here.

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