Corner Stone Credit Union
Headquarters
130 Historic Town Square
Lancaster, TX 75146
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2025 Overview
General Credit Union Information
Corner Stone is an NCUA insured institution located in Lancaster, TX. It was founded in 1952 and has approximately $21.19 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68011 |
| Date Established | 1952 |
| Assets | $21.19 million |
| Loans | $13.11 million |
| Deposits | $18.92 million |
| Capital | $1.93 million |
Deposit Rates - July 31, 2025
Your Current Location: New York, NY 10116
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 12 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
Loan Rates - July 31, 2025
Your Current Location: New York, NY 10116
There are currently no loan rates available for Corner Stone
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - New York 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 292473 |
6.380% | 6.250% | 0.75 | $4,414 | $1,971 | Learn More |
NMLS ID: 399799 |
6.626% | 6.500% | 1.00 | $4,348 | $2,023 | Learn More |
NMLS ID: 401822 |
6.632% | 6.500% | 0.75 | $4,395 | $2,023 | Learn More |
NMLS ID: 401822 |
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Featured - New York Home Equity Line Of Credit Rates 2025
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to Corner Stone
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Branches
Below are Corner Stone branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York City,New York
Corner Stone Locations around zip code 10116
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1321.01 | A | View Lobby Hours | |
| 1328.70 | B | View Lobby Hours | |
| 1329.94 | C | View Lobby Hours |
Climate Policy and Initiatives
CORNER STONE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Corner Stone Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Corner Stone. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Corner Stone | U.S. Average |
|---|---|
| 6.41% | 6.86 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2025, Corner Stone had $130,917 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,931,150 in net worth and $110,016 in loans loss reserves. That gives it a Texas Ratio of 6.41%.
Net Worth
| Corner Stone | U.S. Average |
|---|---|
| 9.12% | 14.12% |
Corner Stone FCU has a net worth of 9.12% versus the BestCashCow average of 14.12. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Corner Stone
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