2020 Overview
General Credit Union Information
Polish & Slavic is an NCUA insured institution located in Brooklyn, NY. It was founded in 1976 and has approximately $2095.91 millions in assets.
Who can join?
You can join if you are or are related or married to a person of Polish or Slavic descent.
You can also join if you are a member of...
Polish & Slavic Center
Polish Cultural Foundation
Polonia of Long Island Inc.
Polish Supplementary School Council of America
General Pulaski Memorial Parade Committee
Alliance of Polish Clubs in the USA
Polish Highlanders Alliance of North America (and immediate family)
The Kosciuszko Foundation
| NCUA Insured | Yes |
| Charter Number # | # 22592 |
| Date Established | 1976 |
| Assets | $2,095.91 million |
| Loans | $1,166.51 million |
| Deposits | $1,856.96 million |
| Capital | $210.77 million |
Field of Membership Restrictions
Deposit Rates - August 8, 2020
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.01% | $2,500 | $4,999 |
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|
|
Money Market
|
0.01% | $2,500 | $2,999 |
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|
|
Money Market
|
0.01% | $10,000 | $14,999 |
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|
|
Money Market
|
0.01% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Mo CD
|
0.05% | $10,000 | $14,999 |
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|
| 3 Mo CD
|
0.05% | $100,000 | $199,999 |
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|
| 6 Mo CD
|
0.10% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.10% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.01% | $2,500 | $3,499 | Learn More |
Loan Rates - August 8, 2020
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for POLISH & SLAVIC
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2020
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2890 License#: MC-3098 |
2.914% | 2.875% | 0.50 | $1,250 | $1,038 | Learn More |
NMLS ID: 3030 |
3.746% | 3.625% | 1.00 | $3,750 | $1,141 | Learn More |
NMLS ID: 3030 |
3.494% | 3.375% | 1.00 | $3,750 | $1,106 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2020
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
PenFed Credit Union |
3.750 %
|
$0 |
Learn More
More Info |
Third Federal Savings and Loans |
2.990 %
|
$0 |
Learn More
More Info |
Note to POLISH & SLAVIC
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Polish & Slavic branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Polish & Slavic Locations
Financial Details
Polish & Slavic Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Polish & Slavic. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Polish & Slavic | U.S. Average |
|---|---|
| 3.06% | 6.71 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 30, 2020, Polish & Slavic had $6,460,553 in non-current loans and $13,513 in owned assets. To cover these potential losses it had $210,767,395 in net worth and $1,101,000 in loans loss reserves. That gives it a Texas Ratio of 3.06%.
Net Worth
| Polish & Slavic | U.S. Average |
|---|---|
| 10.05% | 13.61% |
Polish & Slavic FCU has a net worth of 10.05% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Polish & Slavic
Branches and Savings
What is Polish & Slavic?
A federal credit union, registered with the NCUA under certificate #22592.
Learn more about credit unions here.
Is Polish & Slavic FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Polish & Slavic?
Please see Field of Membership information above for information on who is eligible to join.
How big is Polish & Slavic?
Polish & Slavic has total capital of $210.77 million. Full information on Polish & Slavic's financial position is located above.
Who owns Polish & Slavic?
Credit Unions are owned by their members.
Where are Polish & Slavic branches located?
See branch locations nearby.
Are Polish & Slavic ATMs Open 24/7?
Do Polish & Slavic ATMs accept cash deposits?
Can Polish & Slavic customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Polish & Slavic have a mobile app?
Does Polish & Slavic have mobile deposit?
Does Polish & Slavic have quick pay?
How can Polish & Slavic transfer money to other banks or credit unions?
Does Polish & Slavic report to credit bureaus?
Does Polish & Slavic use Chexsystems?
Does Polish & Slavic use Equifax?
What is Polish & Slavic's toll free phone number?
What is Polish & Slavic's ACH Routing Number?
What is Polish & Slavic's SWIFT code?
Where can I find Polish & Slavic's wire transfer form?
What is the Polish & Slavic address for deposits?
What Products Does Polish & Slavic Offer
Does Polish & Slavic offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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