POLISH & SLAVIC

100 MCGUINNESS BLVD
Brooklyn, NY 11222

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 22592
Date Established 1976
Assets $1,996.79 million
Loans $1,118.90 million
Deposits $1,792.59 million
Capital $198.59 million

Polish & Slavic is an NCUA insured institution located in Brooklyn, NY. It was founded in 1976 and has approximately $1996.79 millions in assets.

Who can join?

You can join if you are or are related or married to a person of Polish or Slavic descent.

You can also join if you are a member of...
Polish & Slavic Center
Polish Cultural Foundation
Polonia of Long Island Inc.
Polish Supplementary School Council of America
General Pulaski Memorial Parade Committee
Alliance of Polish Clubs in the USA
Polish Highlanders Alliance of North America (and immediate family)
The Kosciuszko Foundation

Field of Membership Restrictions

Membership in Polish & Slavic Federal Credit Union is open to those who are members of one of these sponsoring organizations: the Polish & Slavic Center (Brooklyn, NY), Polish Cultural Foundation (Clark, NJ), Polonia of Long Island, Inc. (Copiague, NY), the Polish Supplementary School Council of America (Brooklyn, NY), the General Pulaski Memorial Parade Committee (Brooklyn, NY), Alliance of Polish Clubs in the United States (Chicago, IL) or the Polish Highlanders Alliance of North America (Chicago, IL), Kosciuszko Foundation (New York, NY), The Copernicus Foundation (Chicago, IL), The Polish Army Veterans Association of America (New York, NY).

Deposit Rates - August 23, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $2,500 $24,999 Learn MoreShow Less
Money Market
0.05% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.11% $500 $49,999 Learn MoreShow Less
Special: 24 Mo FIRA
2.02% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.40% $500 $49,999 Learn MoreShow Less
3 Mo CD
0.40% $90,000 - Learn MoreShow Less
0.50% $500 $49,999 Learn MoreShow Less
6 Mo CD
0.50% $90,000 - Learn MoreShow Less
1.11% $500 $49,999 Learn MoreShow Less
12 Mo CD
1.11% $90,000 - Learn MoreShow Less
1.31% $500 $49,999 Learn MoreShow Less
18 Mo CD
1.31% $90,000 - Learn MoreShow Less
Special: 24 Mo CD
2.02% $500 - Learn MoreShow Less
2.02% $500 $49,999 Learn MoreShow Less
24 Mo CD
2.00% $90,000 - Learn MoreShow Less
1.51% $500 $49,999 Learn MoreShow Less
1.61% $500 $49,999 Learn MoreShow Less
36 Mo CD
1.61% $90,000 - Learn MoreShow Less
1.77% $500 $49,999 Learn MoreShow Less
48 Mo CD
1.77% $90,000 - Learn MoreShow Less
2.10% $500 $49,999 Learn MoreShow Less
60 Mo CD
2.10% $90,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $250 $2,499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $1,500 - Learn MoreShow Less

Loan Rates - August 23, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for POLISH & SLAVIC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.529% 3.500% 0.38 $898 $1,123 Learn More
First Internet Bank
NMLS ID: 424182
3.633% 3.625% 0.13 $245 $1,141 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to POLISH & SLAVIC
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Polish & Slavic branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Polish & Slavic Locations


Financial Details

Polish & Slavic Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Polish & Slavic. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Polish & Slavic U.S. Average
1.95% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Polish & Slavic had $3,874,302 in non-current loans and $27,470 in owned assets. To cover these potential losses it had $198,586,343 in net worth and $1,068,000 in loans loss reserves. That gives it a Texas Ratio of 1.95%.

Net Worth
Polish & Slavic U.S. Average
9.94% 13.47%

Polish & Slavic FCU has a net worth of 9.94% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Polish & Slavic

Branches and Savings

What is Polish & Slavic?

A federal credit union, registered with the NCUA under certificate #22592.
Learn more about credit unions here.

Is Polish & Slavic FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Polish & Slavic?

Please see Field of Membership information above for information on who is eligible to join.

What are Polish & Slavic's share account and share certificate rates?

Polish & Slavic's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Polish & Slavic?

Polish & Slavic has total capital of $198.59 million. Full information on Polish & Slavic's financial position is located above.

Who owns Polish & Slavic?

Credit Unions are owned by their members.

Where are Polish & Slavic branches located?

See branch locations nearby.

Are Polish & Slavic ATMs Open 24/7?

Do Polish & Slavic ATMs accept cash deposits?

Can Polish & Slavic customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Polish & Slavic have a mobile app?

Does Polish & Slavic have mobile deposit?

Does Polish & Slavic have quick pay?

How can Polish & Slavic transfer money to other banks or credit unions?

Does Polish & Slavic report to credit bureaus?

Does Polish & Slavic use Chexsystems?

Does Polish & Slavic use Equifax?

What is Polish & Slavic's toll free phone number?

What is Polish & Slavic's ACH Routing Number?

What is Polish & Slavic's SWIFT code?

Where can I find Polish & Slavic's wire transfer form?

What is the Polish & Slavic address for deposits?

What Products Does Polish & Slavic Offer

Does Polish & Slavic offer mortgages?

Compare mortgage rates here.

Does Polish & Slavic offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Polish & Slavic offer auto and RV loans?

Compare auto loan rates here.

Does Polish & Slavic offer student loans or personal loans?

Compare personal loan rates here.

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