Cross Valley Federal Credit Union

Headquarters

640 Baltimore Dr
Wilkes Barre, PA 18702
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.01% 5.00% →
1-Year CD 0.01% 4.70% →
2-Year CD N.A. 4.80% →
5-Year CD N.A. 5.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Cross Valley is an NCUA insured institution located in Wilkes Barre, PA. It was founded in 1969 and has approximately $299.98 millions in assets.

Who can join?

Anyone who lives, works, worships or attends school in the Pennsylvania counties of Luzerne, Lackawanna, or Wyoming is eligible for membership.

NCUA Insured Yes / Federally Chartered
Charter Number # # 19228
Date Established 1969
Assets $299.98 million
Loans $133.42 million
Deposits $276.66 million
Capital $24.68 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Luzerne, Lackawanna, or Wyoming Counties.

Deposit Rates - November 13, 2026

Your Current Location: South Carolina, SC

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.01% $2,500 $4,999 Learn More
Money Market
0.03% $2,500 $2,999 Learn More
Money Market
0.03% $10,000 $14,999 Learn More
Money Market
0.03% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.01% $10,000 $14,999 Learn More
6 Mo CD
0.01% $100,000 $199,999 Learn More
12 Mo CD
0.01% $10,000 $14,999 Learn More
12 Mo CD
0.01% $100,000 $199,999 Learn More
18 Mo CD
0.01% $10,000 $14,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.01% $1 $499 Learn MoreShow Less

Loan Rates - November 13, 2026

Your Current Location: South Carolina, SC

There are currently no loan rates available for Cross Valley

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - South Carolina 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - South Carolina Home Equity Line Of Credit Rates 2026

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Note to Cross Valley
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Branches

Below are Cross Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Hartsville,South Carolina


Cross Valley Locations


BranchDistance Map View Lobby Hours

Hazleton

504.15 A View Lobby Hours

Mountaintop

517.83 B View Lobby Hours

N. Sherman Street

523.93 C View Lobby Hours

Main Office

525.83 D View Lobby Hours

Forty Fort

526.11 E View Lobby Hours


Climate Policy and Initiatives

CROSS VALLEY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Cross Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cross Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cross Valley U.S. Average
3.19% 5.13

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2026, Cross Valley had $787,371 in non-current loans and $18,110 in owned assets. To cover these potential losses it had $24,679,204 in net worth and $537,353 in loans loss reserves. That gives it a Texas Ratio of 3.19%.

Net Worth
Cross Valley U.S. Average
8.23% 14.54%

Cross Valley FCU has a net worth of 8.23% versus the BestCashCow average of 14.54. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Cross Valley

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