Pittsford Federal Credit Union


Po Box 726
Mendon, NY 14506
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.35% 3.05% →
1-Year CD 1.10% 3.30% →
2-Year CD 1.40% 3.56% →
5-Year CD N.A. 3.75% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Pittsford is an NCUA insured institution located in Mendon, NY. It was founded in 1968 and has approximately $535.99 millions in assets.

Who can join?

Individuals who live or work in the towns of Brighton, East Rochester, Perinton, Pittsford, Mendon, Victor, East Bloomfield, West Bloomfield, Lima, Avon, Rush or Henrietta are eligible to join.

An immediate relative or permanent household member of a current or eligible member is also eligible to join.

NCUA Insured Yes / Federally Chartered
Charter Number # # 19085
Date Established 1968
Assets $535.99 million
Loans $369.25 million
Deposits $480.03 million
Capital $54.25 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Brighton, Henrietta, Rush, Avon, Lima, Mendon, Pittsford, Perinton, Victor, West Bloomfield, East Bloomfield, and East Rochester counties.

Deposit Rates - September 24, 2022

Your Current Location: Washington, WA 98101

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.35% $2,000 $9,999 Learn More
Money Market
0.30% $2,000 $9,999 Learn More
Money Market
0.40% $10,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $50 $89,999 Learn More
6 Mo CD
0.20% $90,000 - Learn More
12 Mo CD
1.10% $50 $89,999 Learn More
12 Mo CD
1.10% $90,000 - Learn More
18 Mo CD
1.10% $50 $89,999 Learn More
18 Mo CD
1.10% $90,000 - Learn More
24 Mo CD
1.40% $50 $89,999 Learn More
24 Mo CD
1.40% $90,000 - Learn More
30 Mo CD
1.40% $50 $89,999 Learn More
30 Mo CD
1.40% $90,000 - Learn More
36 Mo CD
1.40% $50 $89,999 Learn More
36 Mo CD
1.40% $90,000 - Learn More
48 Mo CD
1.50% $50 $89,999 Learn More
48 Mo CD
1.50% $90,000 - Learn More
Variable IRA Rates APY MIN MAX
0.60% $1 $179,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 $999 Learn MoreShow Less
Int Ckg
0.10% $1,000 - Learn MoreShow Less

Loan Rates - September 24, 2022

Your Current Location: Washington, WA 98101

There are currently no loan rates available for PITTSFORD

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
7.022% 6.875% 1.00 $3,750 $1,643 Learn More
Northpointe Bank
NMLS ID: 447490
6.466% 6.375% 1.00 $2,395 $1,560 Learn More
Sammamish Mortgage Company
NMLS ID: 118653
License#: CL-118653
6.321% 6.250% 0.75 $1,880 $1,540 Learn More
First Internet Bank
NMLS ID: 424182
6.564% 6.500% 0.63 $1,668 $1,581 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
3.240 %
After Intro: 6.890 %
Intro Period: 6 months
$0 Learn More
More Info

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Below are Pittsford branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Pittsford Locations

Climate Initiatives

PITTSFORD is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Pittsford Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pittsford. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pittsford U.S. Average
5.23% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Pittsford had $2,898,914 in non-current loans and $15,831 in owned assets. To cover these potential losses it had $54,249,164 in net worth and $1,438,911 in loans loss reserves. That gives it a Texas Ratio of 5.23%.

Net Worth
Pittsford U.S. Average
10.12% 12.28%

Pittsford FCU has a net worth of 10.12% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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