PO BOX 726
Mendon, NY 14506
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.30% 1.05% →
1-Year CD 0.85% 1.05% →
2-Year CD 0.90% 1.11% →
5-Year CD N.A. 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Pittsford is an NCUA insured institution located in Mendon, NY. It was founded in 1968 and has approximately $424.39 millions in assets.

Who can join?

Individuals who live or work in the towns of Brighton, East Rochester, Perinton, Pittsford, Mendon, Victor, East Bloomfield, West Bloomfield, Lima, Avon, Rush or Henrietta are eligible to join.

An immediate relative or permanent household member of a current or eligible member is also eligible to join.

NCUA Insured Yes
Charter Number # # 19085
Date Established 1968
Assets $424.39 million
Loans $316.59 million
Deposits $375.22 million
Capital $48.29 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Brighton, Henrietta, Rush, Avon, Lima, Mendon, Pittsford, Perinton, Victor, West Bloomfield, East Bloomfield, and East Rochester counties.

Deposit Rates - August 9, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.30% $2,000 $9,999 Learn More
Money Market
0.30% $2,000 $9,999 Learn More
Money Market
0.40% $10,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.45% $50 $89,999 Learn More
3 Mo CD
0.55% $90,000 - Learn More
6 Mo CD
0.45% $50 $89,999 Learn More
6 Mo CD
0.55% $90,000 - Learn More
12 Mo CD
0.75% $50 $89,999 Learn More
12 Mo CD
0.85% $90,000 - Learn More
18 Mo CD
0.75% $50 $89,999 Learn More
18 Mo CD
0.85% $90,000 - Learn More
24 Mo CD
0.80% $50 $89,999 Learn More
24 Mo CD
0.90% $90,000 - Learn More
30 Mo CD
0.80% $50 $89,999 Learn More
30 Mo CD
0.90% $90,000 - Learn More
36 Mo CD
0.80% $50 $89,999 Learn More
36 Mo CD
0.90% $90,000 - Learn More
48 Mo CD
0.80% $50 $89,999 Learn More
48 Mo CD
0.90% $90,000 - Learn More
Variable IRA Rates APY MIN MAX
0.65% $1 $179,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 $999 Learn MoreShow Less
Int Ckg
0.10% $1,000 - Learn MoreShow Less

Loan Rates - August 9, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PITTSFORD

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.914% 2.875% 0.50 $1,250 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Pittsford branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Pittsford Locations

Financial Details

Pittsford Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pittsford. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Pittsford U.S. Average
2.27% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Pittsford had $1,122,944 in non-current loans and $15,831 in owned assets. To cover these potential losses it had $48,291,836 in net worth and $1,932,461 in loans loss reserves. That gives it a Texas Ratio of 2.27%.

Net Worth
Pittsford U.S. Average
11.37% 13.61%

Pittsford FCU has a net worth of 11.37% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Pittsford

Branches and Savings

What is Pittsford?

A federal credit union, registered with the NCUA under certificate #19085.
Learn more about credit unions here.

Is Pittsford FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Pittsford?

Please see Field of Membership information above for information on who is eligible to join.

What are Pittsford's share account and share certificate rates?

Pittsford's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Pittsford?

Pittsford has total capital of $48.29 million. Full information on Pittsford's financial position is located above.

Who owns Pittsford?

Credit Unions are owned by their members.

Where are Pittsford branches located?

See branch locations nearby.

Are Pittsford ATMs Open 24/7?

Do Pittsford ATMs accept cash deposits?

Can Pittsford customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Pittsford have a mobile app?

Does Pittsford have mobile deposit?

Does Pittsford have quick pay?

How can Pittsford transfer money to other banks or credit unions?

Does Pittsford report to credit bureaus?

Does Pittsford use Chexsystems?

Does Pittsford use Equifax?

What is Pittsford's toll free phone number?

What is Pittsford's ACH Routing Number?

What is Pittsford's SWIFT code?

Where can I find Pittsford's wire transfer form?

What is the Pittsford address for deposits?

What Products Does Pittsford Offer

Does Pittsford offer mortgages?

Compare mortgage rates here.

Does Pittsford offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Pittsford offer auto and RV loans?

Compare auto loan rates here.

Does Pittsford offer student loans or personal loans?

Compare personal loan rates here.

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