12020 Rojas Dr
El Paso, TX 79936
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El Paso Area Teachers is an NCUA insured institution located in El Paso, TX. It was founded in 1936 and has approximately $864.52 millions in assets.
Who can join?
Individuals living or working in El Paso County are eligible for membership.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 1409 |
Date Established | 1936 |
Assets | $864.52 million |
Loans | $695.52 million |
Deposits | $755.92 million |
Capital | $103.40 million |
Your Current Location: California, CA 92111
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.05% | $2,500 | $4,999 |
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|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
12 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
24 Mo CD
|
1.01% | $10,000 | $14,999 |
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|
24 Mo CD
|
1.11% | $100,000 | $199,999 |
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|
36 Mo CD
|
1.21% | $10,000 | $14,999 |
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|
36 Mo CD
|
1.31% | $100,000 | $199,999 |
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|
48 Mo CD
|
1.31% | $10,000 | $14,999 |
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|
48 Mo CD
|
1.41% | $100,000 | $199,999 |
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|
60 Mo CD
|
1.41% | $10,000 | $14,999 |
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|
60 Mo CD
|
1.51% | $100,000 | $199,999 |
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|
Variable IRA Rates | APY | MIN | MAX | |
---|---|---|---|---|
Var IRA
|
3.00% | $1 | $499 | Learn More |
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Your Current Location: California, CA 92111
There are currently no loan rates available for EL PASO AREA TEACHERS
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
![]() NMLS ID: 3030 |
5.990% | 5.875% | 0.75 | $3,125 | $1,479 | Learn More |
![]() NMLS ID: 3030 |
6.013% | 5.875% | 1.00 | $3,750 | $1,479 | Learn More |
![]() NMLS ID: 503941 |
5.185% | 5.125% | 0.63 | $1,710 | $1,362 | Learn More |
![]() NMLS ID: 1429243 |
4.768% | 4.690% | 0.88 | $2,252 | $1,296 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
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Note to EL PASO AREA TEACHERS
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are El Paso Area Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
San Diego,California
EL PASO AREA TEACHERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
The following ratios and data are available to help you better understand the financial condition of El Paso Area Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
El Paso Area Teachers | U.S. Average |
---|---|
8.82% | 4.85 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2021, El Paso Area Teachers had $9,475,964 in non-current loans and $190,184 in owned assets. To cover these potential losses it had $103,400,502 in net worth and $6,138,524 in loans loss reserves. That gives it a Texas Ratio of 8.82%.
El Paso Area Teachers | U.S. Average |
---|---|
11.96% | 12.36% |
El Paso Area Teachers FCU has a net worth of 11.96% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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