EL PASO AREA TEACHERS

12020 ROJAS DR
El Paso, TX 79936

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1409
Date Established 1936
Assets $675.11 million
Loans $460.35 million
Deposits $586.89 million
Capital $81.28 million

El Paso Area Teachers is an NCUA insured institution located in El Paso, TX. It was founded in 1936 and has approximately $675.11 millions in assets.

Who can join?

Individuals living or working in El Paso County are eligible for membership.

Field of Membership Restrictions

Membership is open to those living or working in El Paso County.

Deposit Rates - July 19, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $2,500 $9,999 Learn MoreShow Less
Money Market
0.40% $10,000 $24,999 Learn MoreShow Less
Money Market
0.50% $25,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.50% $500 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.60% $2,500 - Learn MoreShow Less
6 Mo CD
0.85% $2,500 $49,999 Learn MoreShow Less
6 Mo CD
0.95% $50,000 - Learn MoreShow Less
12 Mo CD
1.50% $500 $49,999 Learn MoreShow Less
12 Mo CD
1.60% $50,000 - Learn MoreShow Less
18 Mo CD
1.65% $500 $49,999 Learn MoreShow Less
18 Mo CD
1.75% $50,000 - Learn MoreShow Less
24 Mo CD
1.85% $500 $49,999 Learn MoreShow Less
24 Mo CD
1.95% $50,000 - Learn MoreShow Less
30 Mo CD
1.90% $500 $49,999 Learn MoreShow Less
36 Mo CD
1.95% $500 $49,999 Learn MoreShow Less
36 Mo CD
2.05% $50,000 - Learn MoreShow Less
48 Mo CD
2.00% $500 $49,999 Learn MoreShow Less
60 Mo CD
2.25% $500 $49,999 Learn MoreShow Less
60 Mo CD
2.35% $50,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.35% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 - Learn MoreShow Less

Loan Rates - July 19, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for EL PASO AREA TEACHERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.500% 4.500% 0.00 $0 $1,267 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.756% 3.750% 0.13 $175 $1,158 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
5.490 %
N/A Learn More
More Info

Note to EL PASO AREA TEACHERS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are El Paso Area Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


El Paso Area Teachers Locations


Financial Details

El Paso Area Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of El Paso Area Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
El Paso Area Teachers U.S. Average
8.37% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, El Paso Area Teachers had $6,914,237 in non-current loans and $267,223 in owned assets. To cover these potential losses it had $81,284,335 in net worth and $4,555,581 in loans loss reserves. That gives it a Texas Ratio of 8.37%.

Net Worth
El Paso Area Teachers U.S. Average
12.04% 13.47%

El Paso Area Teachers FCU has a net worth of 12.04% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About El Paso Area Teachers

Branches and Savings

What is El Paso Area Teachers?

A federal credit union, registered with the NCUA under certificate #1409.
Learn more about credit unions here.

Is El Paso Area Teachers FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join El Paso Area Teachers?

Please see Field of Membership information above for information on who is eligible to join.

What are El Paso Area Teachers's share account and share certificate rates?

El Paso Area Teachers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is El Paso Area Teachers?

El Paso Area Teachers has total capital of $81.28 million. Full information on El Paso Area Teachers's financial position is located above.

Who owns El Paso Area Teachers?

Credit Unions are owned by their members.

Where are El Paso Area Teachers branches located?

See branch locations nearby.

Are El Paso Area Teachers ATMs Open 24/7?

Do El Paso Area Teachers ATMs accept cash deposits?

Can El Paso Area Teachers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does El Paso Area Teachers have a mobile app?

Does El Paso Area Teachers have mobile deposit?

Does El Paso Area Teachers have quick pay?

How can El Paso Area Teachers transfer money to other banks or credit unions?

Does El Paso Area Teachers report to credit bureaus?

Does El Paso Area Teachers use Chexsystems?

Does El Paso Area Teachers use Equifax?

What is El Paso Area Teachers's toll free phone number?

What is El Paso Area Teachers's ACH Routing Number?

What is El Paso Area Teachers's SWIFT code?

Where can I find El Paso Area Teachers's wire transfer form?

What is the El Paso Area Teachers address for deposits?

What Products Does El Paso Area Teachers Offer

Does El Paso Area Teachers offer mortgages?

Compare mortgage rates here.

Does El Paso Area Teachers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does El Paso Area Teachers offer auto and RV loans?

Compare auto loan rates here.

Does El Paso Area Teachers offer student loans or personal loans?

Compare personal loan rates here.

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