El Paso Area Teachers is an NCUA insured institution located in El Paso, TX. It was founded in 1936 and has approximately $687.24 millions in assets.
Who can join?
Individuals living or working in El Paso County are eligible for membership.
| NCUA Insured | Yes |
| Charter Number # | # 1409 |
| Date Established | 1936 |
| Assets | $687.24 million |
| Loans | $530.75 million |
| Deposits | $594.71 million |
| Capital | $86.31 million |
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $100 | $9,999 |
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|
|
Money Market
|
0.10% | $2,500 | $9,999 |
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|
|
Money Market
|
0.20% | $10,000 | $24,999 |
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|
|
Money Market
|
0.25% | $25,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 12 Mo CD
|
1.00% | $500 | $49,999 |
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|
| 12 Mo CD
|
1.11% | $50,000 | - |
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|
| 24 Mo CD
|
1.25% | $500 | $49,999 |
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|
| 24 Mo CD
|
1.35% | $50,000 | - |
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|
| 30 Mo CD
|
0.05% | $500 | $49,999 |
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|
| 30 Mo CD
|
0.15% | $50,000 | - |
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|
| 36 Mo CD
|
1.40% | $500 | $49,999 |
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|
| 36 Mo CD
|
1.50% | $50,000 | - |
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|
| 48 Mo CD
|
1.75% | $500 | $49,999 |
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|
| 48 Mo CD
|
1.86% | $50,000 | - |
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|
| 60 Mo CD
|
2.51% | $500 | $49,999 |
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|
| 60 Mo CD
|
2.61% | $50,000 | - |
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|
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Fixed IRA
|
1.00% | $500 | $49,999 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.30% | $2,500 | $9,999 | Learn More |
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for EL PASO AREA TEACHERS
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
3.620% | 3.500% | 1.00 | $3,750 | $1,123 | Learn More |
NMLS ID: 2890 License#: MC-3098 |
2.950% | 2.875% | 1.00 | $2,438 | $1,038 | Learn More |
NMLS ID: 3030 |
3.494% | 3.375% | 1.00 | $3,750 | $1,106 | Learn More |
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loans |
2.990 %
|
$0 |
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More Info |
PenFed Credit Union |
3.750 %
|
$0 |
Learn More
More Info |
Note to EL PASO AREA TEACHERS
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are El Paso Area Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
The following ratios and data are available to help you better understand the financial condition of El Paso Area Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| El Paso Area Teachers | U.S. Average |
|---|---|
| 7.29% | 6.71 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 30, 2020, El Paso Area Teachers had $6,105,049 in non-current loans and $518,839 in owned assets. To cover these potential losses it had $86,310,743 in net worth and $4,600,178 in loans loss reserves. That gives it a Texas Ratio of 7.29%.
| El Paso Area Teachers | U.S. Average |
|---|---|
| 12.55% | 13.61% |
El Paso Area Teachers FCU has a net worth of 12.55% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
A federal credit union, registered with the NCUA under certificate #1409.
Learn more about credit unions here.
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Please see Field of Membership information above for information on who is eligible to join.
El Paso Area Teachers has total capital of $86.31 million. Full information on El Paso Area Teachers's financial position is located above.
Credit Unions are owned by their members.
See branch locations nearby.
Compare home equity lines of credit rates here.
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