ONEAZ

Headquarters

2355 W PINNACLE PEAK RD
Phoenix, AZ 85027
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.05% →
1-Year CD 0.60% 1.05% →
2-Year CD 0.80% 1.11% →
5-Year CD 1.10% 1.56% →
30-Year Mortgage N.A. 2.88% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Oneaz is an NCUA insured institution located in Phoenix, AZ. It was founded in 1972 and has approximately $2326.88 millions in assets.

Who can join?

To become a member of Arizona State Credit Union, you must belong to one of the groups listed below and open a savings account with a minimum deposit of $5. Your deposit represents your ownership in Arizona State Credit Union.

Residents of/work in:
Coconino County
Cochise County
Graham County
Greenlee County
Maricopa County
Navajo County
Northern Gila County (Payson, Strawberry & Pine)
Pima County
Yavapai County

Immediate family of current members

Employees of:
State of Arizona
Retired State of Arizona Employees
State Deferred Compensation Plan
American Express
John H. Harland Company
Payment Systems for Credit Unions (PSCU)

Faculty, Staff, Students & Alumni:
Arizona State University
Coconino Community College
Northern Arizona University
University of Arizona

NCUA Insured Yes
Charter Number # # 61315
Date Established 1972
Assets $2,326.88 million
Loans $1,417.03 million
Deposits $1,947.91 million
Capital $243.13 million
 

Field of Membership Restrictions

Membership in OneAZ Credit Union is open to the following: (1) those who live or work in Apache, Cochise, Coconino, Gila, Graham, Greenlee, La Paz, Maricopa, Mohave, Navajo, Pima, Pinal, Santa Cruz, Yavapai, or Yuma Counties in Arizona; (2) faculty, students, staff and alumni of Arizona State University, Northern Arizona University, University of Arizona, Coconino Community College, or Holbrook School District; (3) employees of Allstate Insurance Company, State of Arizona, Federal Government in Arizona State Buildings, and other Select Employer Groups.

Deposit Rates - August 15, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.10% $10,000 $14,999 Learn More
3 Mo CD
0.10% $100,000 $199,999 Learn More
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
30 Mo CD
0.85% $10,000 $14,999 Learn More
30 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 15, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ONEAZ

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.914% 2.875% 0.50 $1,250 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to ONEAZ
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Oneaz branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Oneaz Locations


Financial Details

Oneaz Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Oneaz. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Oneaz U.S. Average
3.81% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Oneaz had $9,054,875 in non-current loans and $724,624 in owned assets. To cover these potential losses it had $243,127,502 in net worth and $13,562,262 in loans loss reserves. That gives it a Texas Ratio of 3.81%.

Net Worth
Oneaz U.S. Average
11.07% 13.61%

Oneaz FCU has a net worth of 11.07% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Oneaz

Branches and Savings

What is Oneaz?

A federal credit union, registered with the NCUA under certificate #61315.
Learn more about credit unions here.

Is Oneaz FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Oneaz?

Please see Field of Membership information above for information on who is eligible to join.

What are Oneaz's share account and share certificate rates?

Oneaz's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Oneaz?

Oneaz has total capital of $243.13 million. Full information on Oneaz's financial position is located above.

Who owns Oneaz?

Credit Unions are owned by their members.

Where are Oneaz branches located?

See branch locations nearby.

Are Oneaz ATMs Open 24/7?

Do Oneaz ATMs accept cash deposits?

Can Oneaz customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Oneaz have a mobile app?

Does Oneaz have mobile deposit?

Does Oneaz have quick pay?

How can Oneaz transfer money to other banks or credit unions?

Does Oneaz report to credit bureaus?

Does Oneaz use Chexsystems?

Does Oneaz use Equifax?

What is Oneaz's toll free phone number?

What is Oneaz's ACH Routing Number?

What is Oneaz's SWIFT code?

Where can I find Oneaz's wire transfer form?

What is the Oneaz address for deposits?

What Products Does Oneaz Offer

Does Oneaz offer mortgages?

Compare mortgage rates here.

Does Oneaz offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Oneaz offer auto and RV loans?

Compare auto loan rates here.

Does Oneaz offer student loans or personal loans?

Compare personal loan rates here.

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