Oneaz Credit Union

Headquarters

2355 W Pinnacle Peak Rd
Phoenix, AZ 85027
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 2.55% →
1-Year CD 0.60% 2.80% →
2-Year CD 0.80% 3.20% →
5-Year CD 1.10% 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Oneaz is an NCUA insured institution located in Phoenix, AZ. It was founded in 1972 and has approximately $3139.35 millions in assets.

Who can join?

To become a member of Arizona State Credit Union, you must belong to one of the groups listed below and open a savings account with a minimum deposit of $5. Your deposit represents your ownership in Arizona State Credit Union.

Residents of/work in:
Coconino County
Cochise County
Graham County
Greenlee County
Maricopa County
Navajo County
Northern Gila County (Payson, Strawberry & Pine)
Pima County
Yavapai County

Immediate family of current members

Employees of:
State of Arizona
Retired State of Arizona Employees
State Deferred Compensation Plan
American Express
John H. Harland Company
Payment Systems for Credit Unions (PSCU)

Faculty, Staff, Students & Alumni:
Arizona State University
Coconino Community College
Northern Arizona University
University of Arizona

NCUA Insured Yes / State-Chartered
Charter Number # # 61315
Date Established 1972
Assets $3,139.35 million
Loans $1,569.66 million
Deposits $2,930.59 million
Capital $240.18 million
 

Field of Membership Restrictions

Membership in OneAZ Credit Union is open to the following: (1) those who live or work in Apache, Cochise, Coconino, Gila, Graham, Greenlee, La Paz, Maricopa, Mohave, Navajo, Pima, Pinal, Santa Cruz, Yavapai, or Yuma Counties in Arizona; (2) faculty, students, staff and alumni of Arizona State University, Northern Arizona University, University of Arizona, Coconino Community College, or Holbrook School District; (3) employees of Allstate Insurance Company, State of Arizona, Federal Government in Arizona State Buildings, and other Select Employer Groups.

Deposit Rates - August 10, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
30 Mo CD
0.85% $10,000 $14,999 Learn More
30 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 10, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for ONEAZ

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Choicelend Mortgage
NMLS ID: 292770
License#: 01739645
4.454% 4.375% 0.88 $2,330 $1,249 Learn More
Better.com
NMLS ID: 330511
5.329% 5.250% 0.88 $2,208 $1,381 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
4.990 %
After Intro: 6.250 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to ONEAZ
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Oneaz branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California



Climate Initiatives

ONEAZ is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Oneaz Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Oneaz. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Oneaz U.S. Average
2.76% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Oneaz had $7,352,981 in non-current loans and $208,765 in owned assets. To cover these potential losses it had $240,175,934 in net worth and $34,148,649 in loans loss reserves. That gives it a Texas Ratio of 2.76%.

Net Worth
Oneaz U.S. Average
8.08% 12.28%

Oneaz FCU has a net worth of 8.08% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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