2021 Overview
General Credit Union Information
Enfield Community is an NCUA insured institution located in Enfield, CT. It was founded in 1936 and has approximately $42.28 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 1729 |
| Date Established | 1936 |
| Assets | $42.28 million |
| Loans | $15.57 million |
| Deposits | $39.43 million |
| Capital | $2.71 million |
Field of Membership Restrictions
Deposit Rates - August 3, 2021
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.15% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.15% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.01% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.01% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.06% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.06% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.05% | $1 | $499 | Learn More |
Loan Rates - August 3, 2021
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for ENFIELD COMMUNITY
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1907 |
2.777% | 2.625% | 1.00 | $5,000 | $1,005 | Learn More |
NMLS ID: 174457 |
2.692% | 2.625% | 0.88 | $2,192 | $1,005 | Learn More |
NMLS ID: 491986 |
2.798% | 2.750% | 0.63 | $1,562 | $1,021 | Learn More |
NMLS ID: 541760 |
2.752% | 2.675% | 1.00 | $2,498 | $1,011 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
2.240 %
|
$0 |
Learn More
More Info |
BMO Harris Bank See Table |
Intro APR 1.790 % After Intro: 4.840 % Intro Period: 6 months |
$0 |
Learn More
More Info |
Bethpage Federal Credit Union See Table |
Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Note to ENFIELD COMMUNITY
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Branches
Below are Enfield Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Financial Details
Enfield Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Enfield Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Enfield Community | U.S. Average |
|---|---|
| 1.42% | 4.38 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2021, Enfield Community had $36,418 in non-current loans and $3,085 in owned assets. To cover these potential losses it had $2,711,326 in net worth and $73,865 in loans loss reserves. That gives it a Texas Ratio of 1.42%.
Net Worth
| Enfield Community | U.S. Average |
|---|---|
| 6.41% | 12.20% |
Enfield Community FCU has a net worth of 6.41% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Enfield Community
Branches and Savings
What is Enfield Community?
A federal credit union, registered with the NCUA under certificate #1729.
Learn more about credit unions here.
Is Enfield Community FDIC insured?
No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Enfield Community is insured by the NCUA.
Who can join Enfield Community?
Please see Field of Membership information above for information on who is eligible to join.
How big is Enfield Community?
Enfield Community has total capital of $2.71 million. Full information on Enfield Community's financial position is located above.
Who owns Enfield Community?
Credit Unions are owned by their members.
Where are Enfield Community branches located?
See branch locations nearby.
Are Enfield Community ATMs Open 24/7?
Do Enfield Community ATMs accept cash deposits?
Can Enfield Community customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Enfield Community have a mobile app?
Does Enfield Community have mobile deposit?
Does Enfield Community have quick pay?
How can Enfield Community transfer money to other banks or credit unions?
Does Enfield Community report to credit bureaus?
Does Enfield Community use Chexsystems?
Does Enfield Community use Equifax?
What is Enfield Community's toll free phone number?
What is Enfield Community's ACH Routing Number?
What is Enfield Community's SWIFT code?
Where can I find Enfield Community's wire transfer form?
What is the Enfield Community address for deposits?
What Products Does Enfield Community Offer
Does Enfield Community offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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