ENFIELD COMMUNITY

11 Cranbrook Blvd
Enfield, CT 06082

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1729
Date Established 1936
Assets $29.26 million
Loans $15.29 million
Deposits $26.68 million
Capital $2.43 million

Enfield Community is an NCUA insured institution located in Enfield, CT. It was founded in 1936 and has approximately $29.26 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, worship or works in the towns of Ellington, Somers, or Stafford and Hartford County.

Deposit Rates - August 19, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $2,500 $9,999 Learn MoreShow Less
Money Market
0.20% $10,000 $24,999 Learn MoreShow Less
Money Market
0.25% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.75% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $1,000 - Learn MoreShow Less
12 Mo CD
0.75% $1,000 - Learn MoreShow Less
18 Mo CD
1.01% $1,000 - Learn MoreShow Less
24 Mo CD
1.11% $1,000 - Learn MoreShow Less
36 Mo CD
1.26% $1,000 - Learn MoreShow Less
48 Mo CD
1.31% $1,000 - Learn MoreShow Less
60 Mo CD
1.41% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 - Learn MoreShow Less

Loan Rates - August 19, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for ENFIELD COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.530% 3.500% 0.38 $940 $1,123 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to ENFIELD COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Enfield Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Enfield Community Locations


Financial Details

Enfield Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Enfield Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Enfield Community U.S. Average
2.90% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Enfield Community had $63,506 in non-current loans and $10,458 in owned assets. To cover these potential losses it had $2,434,187 in net worth and $117,587 in loans loss reserves. That gives it a Texas Ratio of 2.90%.

Net Worth
Enfield Community U.S. Average
8.31% 13.47%

Enfield Community FCU has a net worth of 8.31% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Enfield Community

Branches and Savings

What is Enfield Community?

A federal credit union, registered with the NCUA under certificate #1729.
Learn more about credit unions here.

Is Enfield Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Enfield Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Enfield Community's share account and share certificate rates?

Enfield Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Enfield Community?

Enfield Community has total capital of $2.43 million. Full information on Enfield Community's financial position is located above.

Who owns Enfield Community?

Credit Unions are owned by their members.

Where are Enfield Community branches located?

See branch locations nearby.

Are Enfield Community ATMs Open 24/7?

Do Enfield Community ATMs accept cash deposits?

Can Enfield Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Enfield Community have a mobile app?

Does Enfield Community have mobile deposit?

Does Enfield Community have quick pay?

How can Enfield Community transfer money to other banks or credit unions?

Does Enfield Community report to credit bureaus?

Does Enfield Community use Chexsystems?

Does Enfield Community use Equifax?

What is Enfield Community's toll free phone number?

What is Enfield Community's ACH Routing Number?

What is Enfield Community's SWIFT code?

Where can I find Enfield Community's wire transfer form?

What is the Enfield Community address for deposits?

What Products Does Enfield Community Offer

Does Enfield Community offer mortgages?

Compare mortgage rates here.

Does Enfield Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Enfield Community offer auto and RV loans?

Compare auto loan rates here.

Does Enfield Community offer student loans or personal loans?

Compare personal loan rates here.

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