Enfield Community


11 Cranbrook Blvd
Enfield, CT 06082
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.25% 0.70% →
2-Year CD 0.75% 0.75% →
5-Year CD 1.06% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Enfield Community is an NCUA insured institution located in Enfield, CT. It was founded in 1936 and has approximately $42.28 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1729
Date Established 1936
Assets $42.28 million
Loans $15.57 million
Deposits $39.43 million
Capital $2.71 million

Field of Membership Restrictions

Membership is open to those who live, worship or works in the towns of Ellington, Somers, or Stafford and Hartford County.

Deposit Rates - August 3, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.15% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
18 Mo CD
0.45% $10,000 $14,999 Learn More
18 Mo CD
0.45% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
1.01% $10,000 $14,999 Learn More
48 Mo CD
1.01% $100,000 $199,999 Learn More
60 Mo CD
1.06% $10,000 $14,999 Learn More
60 Mo CD
1.06% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.05% $1 $499 Learn MoreShow Less

Loan Rates - August 3, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ENFIELD COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
CIT Bank
NMLS ID: 541760
2.752% 2.675% 1.00 $2,498 $1,011 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Enfield Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Enfield Community Locations

Financial Details

Enfield Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Enfield Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Enfield Community U.S. Average
1.42% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Enfield Community had $36,418 in non-current loans and $3,085 in owned assets. To cover these potential losses it had $2,711,326 in net worth and $73,865 in loans loss reserves. That gives it a Texas Ratio of 1.42%.

Net Worth
Enfield Community U.S. Average
6.41% 12.20%

Enfield Community FCU has a net worth of 6.41% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Enfield Community

Branches and Savings

What is Enfield Community?

A federal credit union, registered with the NCUA under certificate #1729.
Learn more about credit unions here.

Is Enfield Community FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Enfield Community is insured by the NCUA.

Who can join Enfield Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Enfield Community's share account and share certificate rates?

Enfield Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Enfield Community?

Enfield Community has total capital of $2.71 million. Full information on Enfield Community's financial position is located above.

Who owns Enfield Community?

Credit Unions are owned by their members.

Where are Enfield Community branches located?

See branch locations nearby.

Are Enfield Community ATMs Open 24/7?

Do Enfield Community ATMs accept cash deposits?

Can Enfield Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Enfield Community have a mobile app?

Does Enfield Community have mobile deposit?

Does Enfield Community have quick pay?

How can Enfield Community transfer money to other banks or credit unions?

Does Enfield Community report to credit bureaus?

Does Enfield Community use Chexsystems?

Does Enfield Community use Equifax?

What is Enfield Community's toll free phone number?

What is Enfield Community's ACH Routing Number?

What is Enfield Community's SWIFT code?

Where can I find Enfield Community's wire transfer form?

What is the Enfield Community address for deposits?

What Products Does Enfield Community Offer

Does Enfield Community offer mortgages?

Compare mortgage rates here.

Does Enfield Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Enfield Community offer auto and RV loans?

Compare auto loan rates here.

Does Enfield Community offer student loans or personal loans?

Compare personal loan rates here.

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