Enfield Community Federal Credit Union

Headquarters

11 Cranbrook Blvd
Enfield, CT 06082
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.25% 0.67% →
2-Year CD 0.75% 0.80% →
5-Year CD 1.06% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Enfield Community is an NCUA insured institution located in Enfield, CT. It was founded in 1936 and has approximately $41.75 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1729
Date Established 1936
Assets $41.75 million
Loans $15.17 million
Deposits $38.90 million
Capital $2.72 million
 

Field of Membership Restrictions

Membership is open to those who live, worship or works in the towns of Ellington, Somers, or Stafford and Hartford County.

Deposit Rates - November 29, 2021

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.15% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
18 Mo CD
0.45% $10,000 $14,999 Learn More
18 Mo CD
0.45% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
1.01% $10,000 $14,999 Learn More
48 Mo CD
1.01% $100,000 $199,999 Learn More
60 Mo CD
1.06% $10,000 $14,999 Learn More
60 Mo CD
1.06% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $499 Learn MoreShow Less

Loan Rates - November 29, 2021

Your Current Location: Washington, WA 98109

There are currently no loan rates available for ENFIELD COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Washington 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
2.910% 2.875% 0.50 $1,140 $1,038 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info

Note to ENFIELD COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Enfield Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Enfield Community Locations



Climate Initiatives

ENFIELD COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Enfield Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Enfield Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Enfield Community U.S. Average
0.36% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Enfield Community had $7,091 in non-current loans and $3,085 in owned assets. To cover these potential losses it had $2,721,522 in net worth and $71,846 in loans loss reserves. That gives it a Texas Ratio of 0.36%.

Net Worth
Enfield Community U.S. Average
6.93% 12.22%

Enfield Community FCU has a net worth of 6.93% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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