FD COMMUNITY
601 WATERTOWN AVE
Waterbury, CT 06708
2020 Overview
General Credit Union Information
Fd Community is an NCUA insured institution located in Waterbury, CT. It was founded in 1934 and has approximately $87.24 millions in assets.
| NCUA Insured | Yes |
| Charter Number # | # 42 |
| Date Established | 1934 |
| Assets | $87.24 million |
| Loans | $60.07 million |
| Deposits | $77.62 million |
| Capital | $8.81 million |
Field of Membership Restrictions
Deposit Rates - April 5, 2020
Your Current Location: Connecticut, CT 06828
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.20% | $25 | - | Learn More |
|
Money Market
|
0.15% | $2,500 | $10,000 | Learn More |
|
Money Market
|
0.60% | $10,001 | $75,000 | Learn More |
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.60% | $500 | - | Learn More |
| 12 Mo CD
|
0.70% | $500 | - | Learn More |
| Compare with 1.75% APY 12 MONTH from Gateway First Bank | Advertiser Disclosure | ||||
| Compare with 1.75% APY 12 MONTH from Gateway First Bank | Advertiser Disclosure | ||||
| Compare with 1.85% APY 12 MONTH from Gateway First Bank | Advertiser Disclosure | ||||
| Compare with 1.85% APY 12 MONTH from Gateway First Bank | Advertiser Disclosure | ||||
| 18 Mo CD
|
0.75% | $500 | - | Learn More |
| 24 Mo CD
|
0.80% | $500 | - | Learn More |
| 36 Mo CD
|
0.90% | $500 | - | Learn More |
| 48 Mo CD
|
1.00% | $500 | - | Learn More |
| 60 Mo CD
|
1.26% | $500 | - | Learn More |
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.20% | $25 | - | Learn More |
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Fixed IRA
|
0.70% | $1,000 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.15% | $500 | - | Learn More |
Loan Rates - April 5, 2020
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for FD COMMUNITY
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Connecticut 30 Year Fixed Mortgage Rates 2020
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
4.668% | 4.625% | 0.00 | $1,250 | $1,286 | Learn More |
NMLS ID: 3030 |
4.542% | 4.500% | 0.00 | $1,250 | $1,267 | Learn More |
Featured - Connecticut Home Equity Line Of Credit Rates 2020
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
People's United Bank, N.A. |
3.500 %
|
$0 |
Learn More
More Info |
Note to FD COMMUNITY
To upload and update your bank's rates please register.
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Branches
Below are Fd Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
Fd Community Locations
Financial Details
Fd Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Fd Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Fd Community | U.S. Average |
|---|---|
| 5.17% | 5.86 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2019, Fd Community had $393,891 in non-current loans and $79,180 in owned assets. To cover these potential losses it had $8,809,475 in net worth and $335,369 in loans loss reserves. That gives it a Texas Ratio of 5.17%.
Net Worth
| Fd Community | U.S. Average |
|---|---|
| 10.09% | 13.65% |
Fd Community FCU has a net worth of 10.09% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Fd Community
Branches and Savings
What is Fd Community?
A federal credit union, registered with the NCUA under certificate #42.
Learn more about credit unions here.
Is Fd Community FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Fd Community?
Please see Field of Membership information above for information on who is eligible to join.
How big is Fd Community?
Fd Community has total capital of $8.81 million. Full information on Fd Community's financial position is located above.
Who owns Fd Community?
Credit Unions are owned by their members.
Where are Fd Community branches located?
See branch locations nearby.
Are Fd Community ATMs Open 24/7?
Do Fd Community ATMs accept cash deposits?
Can Fd Community customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Fd Community have a mobile app?
Does Fd Community have mobile deposit?
Does Fd Community have quick pay?
How can Fd Community transfer money to other banks or credit unions?
Does Fd Community report to credit bureaus?
Does Fd Community use Chexsystems?
Does Fd Community use Equifax?
What is Fd Community's toll free phone number?
What is Fd Community's ACH Routing Number?
What is Fd Community's SWIFT code?
Where can I find Fd Community's wire transfer form?
What is the Fd Community address for deposits?
What Products Does Fd Community Offer
Does Fd Community offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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