FIREFLY

1400 RIVERWOOD DR
Burnsville, MN 55337

Notable Rates APY Vs.Others
Savings 0.05% 2.25% →
1-Year CD 1.75% 2.25% →
2-Year CD 1.95% 2.50% →
5-Year CD 2.50% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Firefly is an NCUA insured institution located in Burnsville, MN. It was founded in 1971 and has approximately $1316.15 millions in assets.

Who can join?

You are eligible for US Federal products and services if you:

Live, work, worship, volunteer or attend school in Anoka, Carver, Dakota, Hennepin, Ramsey, Scott, and Washington Counties or in the city of Northfield or its surrounding communities.

Have an immediate family member (spouse, children, siblings, parents, grandparents, stepparents, stepchildren, stepsiblings, or adoptive relationships) who qualifies according to the above categories.

NCUA Insured Yes
Charter Number # # 24297
Date Established 1971
Assets $1,316.15 million
Loans $1,135.86 million
Deposits $1,169.41 million
Capital $133.14 million
 

Field of Membership Restrictions

Membership in Firefly Credit Union is open to those who live, work, attend school, volunteer or worship in Anoka, Carver, Dakota, Hennepin, Ramsey, Scott, or Washington Counties in Minnesota and their immediate family.

Deposit Rates - December 12, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.35% $2,500 $24,999 Learn MoreShow Less
Money Market
0.45% $25,000 $49,999 Learn MoreShow Less
Premium Money Market Account
0.05% $1 $19,999 Learn MoreShow Less
Premium Money Market Account
0.70% $20,000 $99,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.65% $500 $49,999 Learn MoreShow Less
Special: 19 Mo FIRA
2.25% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.00% $500 $89,999 Learn MoreShow Less
3 Mo CD
1.10% $90,000 - Learn MoreShow Less
6 Mo CD
1.05% $500 $89,999 Learn MoreShow Less
6 Mo CD
1.15% $90,000 - Learn MoreShow Less
1.65% $100 $89,999 Learn MoreShow Less
12 Mo CD
1.75% $90,000 - Learn MoreShow Less
1.75% $500 $89,999 Learn MoreShow Less
Special: 19 Mo CD
2.25% $500 - Learn MoreShow Less
1.85% $500 $89,999 Learn MoreShow Less
24 Mo CD
1.95% $90,000 - Learn MoreShow Less
2.10% $500 $89,999 Learn MoreShow Less
2.50% $500 $89,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $2,499 Learn MoreShow Less
Int Ckg
0.05% $2,500 - Learn MoreShow Less

Loan Rates - December 12, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIREFLY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.625% 3.625% -0.13 ($252) $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to FIREFLY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Firefly branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Firefly Locations


Financial Details

Firefly Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Firefly. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Firefly U.S. Average
7.31% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Firefly had $10,361,815 in non-current loans and $83,685 in owned assets. To cover these potential losses it had $133,135,142 in net worth and $9,809,710 in loans loss reserves. That gives it a Texas Ratio of 7.31%.

Net Worth
Firefly U.S. Average
10.11% 13.65%

Firefly FCU has a net worth of 10.11% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Firefly

Branches and Savings

What is Firefly?

A federal credit union, registered with the NCUA under certificate #24297.
Learn more about credit unions here.

Is Firefly FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Firefly?

Please see Field of Membership information above for information on who is eligible to join.

What are Firefly's share account and share certificate rates?

Firefly's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Firefly?

Firefly has total capital of $133.14 million. Full information on Firefly's financial position is located above.

Who owns Firefly?

Credit Unions are owned by their members.

Where are Firefly branches located?

See branch locations nearby.

Are Firefly ATMs Open 24/7?

Do Firefly ATMs accept cash deposits?

Can Firefly customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Firefly have a mobile app?

Does Firefly have mobile deposit?

Does Firefly have quick pay?

How can Firefly transfer money to other banks or credit unions?

Does Firefly report to credit bureaus?

Does Firefly use Chexsystems?

Does Firefly use Equifax?

What is Firefly's toll free phone number?

What is Firefly's ACH Routing Number?

What is Firefly's SWIFT code?

Where can I find Firefly's wire transfer form?

What is the Firefly address for deposits?

What Products Does Firefly Offer

Does Firefly offer mortgages?

Compare mortgage rates here.

Does Firefly offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Firefly offer auto and RV loans?

Compare auto loan rates here.

Does Firefly offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Firefly


  • April 09, 2016

    CDs 60 Month Rates

    US Federal changed its name to Firefly

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