Firefly Federal Credit Union
Our records indicate that this credit union has been acquired by TRUSTONE FINANCIAL.
Headquarters
1400 Riverwood Dr
Burnsville, MN 55337
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2024 Overview
General Credit Union Information
Firefly is an NCUA insured institution located in Burnsville, MN. It was founded in 1971 and has approximately $1564.43 millions in assets.
Who can join?
You are eligible for US Federal products and services if you:
Live, work, worship, volunteer or attend school in Anoka, Carver, Dakota, Hennepin, Ramsey, Scott, and Washington Counties or in the city of Northfield or its surrounding communities.
Have an immediate family member (spouse, children, siblings, parents, grandparents, stepparents, stepchildren, stepsiblings, or adoptive relationships) who qualifies according to the above categories.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24297 |
| Date Established | 1971 |
| Assets | $1,564.43 million |
| Loans | $1,189.23 million |
| Deposits | $1,405.91 million |
| Capital | $145.87 million |
Field of Membership Restrictions
Membership in Firefly Credit Union is open to those who live, work, attend school, volunteer or worship in Anoka, Carver, Dakota, Hennepin, Ramsey, Scott, or Washington Counties in Minnesota and their immediate family.
Deposit Rates - April 18, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
|
Money Market
|
0.05% | $10,000 | $14,999 |
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|
|
Money Market
|
0.50% | $25,000 | $29,999 |
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|
|
Premium Money Market Account
|
0.05% | $10,000 | $14,999 |
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|
|
Premium Money Market Account
|
0.30% | $25,000 | $34,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.45% | $500 | - |
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|
| 6 Mo CD
|
0.45% | $90,000 | - |
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|
| 12 Mo CD
|
0.70% | $500 | - |
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|
| 12 Mo CD
|
0.70% | $90,000 | - |
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|
| 18 Mo CD
|
0.70% | $500 | - |
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|
| 18 Mo CD
|
0.70% | $90,000 | - |
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|
| 24 Mo CD
|
0.85% | $90,000 | - |
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|
| 36 Mo CD
|
1.00% | $90,000 | - |
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|
| 60 Mo CD
|
1.25% | $90,000 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.20% | $1 | $499 | Learn More |
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Fixed IRA
|
0.90% | $1 | $999 | Learn More |
| 24 Mo FIRA
|
0.85% | $50,000 | - | Learn More |
| 36 Mo FIRA
|
1.00% | $50,000 | - | Learn More |
| 60 Mo FIRA
|
1.25% | $50,000 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $1 | $99 | Learn More |
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - April 18, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Firefly
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.806% | 6.625% | 0.88 | $6,000 | $2,049 | Learn More |
NMLS ID: 3030 |
7.350% | 7.250% | 1.00 | $3,200 | $2,183 | Learn More |
NMLS ID: Not a Lender |
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NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Firefly
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Firefly branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
FIREFLY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Firefly Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Firefly. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Firefly | U.S. Average |
|---|---|
| 4.47% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Firefly had $6,850,904 in non-current loans and $137,483 in owned assets. To cover these potential losses it had $145,866,003 in net worth and $10,553,480 in loans loss reserves. That gives it a Texas Ratio of 4.47%.
Net Worth
| Firefly | U.S. Average |
|---|---|
| 9.32% | 13.62% |
Firefly FCU has a net worth of 9.32% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Firefly
Firefly
April 9, 2016
US Federal changed its name to Firefly
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