Firefly Federal Credit Union


Our records indicate that this credit union has been acquired by TRUSTONE FINANCIAL.


Headquarters

1400 Riverwood Dr
Burnsville, MN 55337
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 2.55% →
1-Year CD 0.70% 2.80% →
2-Year CD 0.85% 3.20% →
5-Year CD 1.25% 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Firefly is an NCUA insured institution located in Burnsville, MN. It was founded in 1971 and has approximately $1564.43 millions in assets.

Who can join?

You are eligible for US Federal products and services if you:

Live, work, worship, volunteer or attend school in Anoka, Carver, Dakota, Hennepin, Ramsey, Scott, and Washington Counties or in the city of Northfield or its surrounding communities.

Have an immediate family member (spouse, children, siblings, parents, grandparents, stepparents, stepchildren, stepsiblings, or adoptive relationships) who qualifies according to the above categories.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24297
Date Established 1971
Assets $1,564.43 million
Loans $1,189.23 million
Deposits $1,405.91 million
Capital $145.87 million
 

Field of Membership Restrictions

Membership in Firefly Credit Union is open to those who live, work, attend school, volunteer or worship in Anoka, Carver, Dakota, Hennepin, Ramsey, Scott, or Washington Counties in Minnesota and their immediate family.

Deposit Rates - August 14, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.50% $25,000 $29,999 Learn More
Premium Money Market Account
0.05% $10,000 $14,999 Learn More
Premium Money Market Account
0.30% $25,000 $34,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $500 - Learn More
6 Mo CD
0.45% $90,000 - Learn More
12 Mo CD
0.70% $500 - Learn More
12 Mo CD
0.70% $90,000 - Learn More
18 Mo CD
0.70% $500 - Learn More
18 Mo CD
0.70% $90,000 - Learn More
24 Mo CD
0.85% $90,000 - Learn More
36 Mo CD
1.00% $90,000 - Learn More
60 Mo CD
1.25% $90,000 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $1 $499 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.90% $1 $999 Learn MoreShow Less
24 Mo FIRA
0.85% $50,000 - Learn MoreShow Less
36 Mo FIRA
1.00% $50,000 - Learn MoreShow Less
60 Mo FIRA
1.25% $50,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 14, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for FIREFLY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Choicelend Mortgage
NMLS ID: 292770
License#: 01739645
4.455% 4.375% 1.00 $2,358 $1,249 Learn More
Morty, Inc.
NMLS ID: 1429243
4.697% 4.625% 0.88 $2,098 $1,286 Learn More
AimLoan.com
NMLS ID: 2890
License#: 413-0477
4.851% 4.750% 0.75 $2,920 $1,305 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to FIREFLY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Firefly branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Firefly Locations



Climate Initiatives

FIREFLY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Firefly Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Firefly. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Firefly U.S. Average
4.47% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Firefly had $6,850,904 in non-current loans and $137,483 in owned assets. To cover these potential losses it had $145,866,003 in net worth and $10,553,480 in loans loss reserves. That gives it a Texas Ratio of 4.47%.

Net Worth
Firefly U.S. Average
9.32% 12.28%

Firefly FCU has a net worth of 9.32% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for FIREFLY


  • April 9, 2016

    CDs 60 Month Rates

    US Federal changed its name to Firefly

Add Your Review

Rate it here →