First Education


Po Box 20030
Cheyenne, WY 82003
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.65% →
1-Year CD 0.25% 0.67% →
2-Year CD 0.50% 0.75% →
5-Year CD 1.51% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

First Education is an NCUA insured institution located in Cheyenne, WY. It was founded in 1947 and has approximately $75.25 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5465
Date Established 1947
Assets $75.25 million
Loans $24.11 million
Deposits $68.91 million
Capital $5.69 million

Field of Membership Restrictions

Membership in First Education Federal Credit Union is open to those who live, attend school, worship or work in Laramie County in Wyoming.

Deposit Rates - May 8, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
18 Mo CD
0.25% $10,000 $14,999 Learn More
18 Mo CD
0.25% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.51% $10,000 $14,999 Learn More
60 Mo CD
1.51% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.50% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 8, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FIRST EDUCATION

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.658% 2.625% 0.38 $1,090 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.700 %
Intro Period: 12 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are First Education branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

First Education Locations

Financial Details

First Education Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Education. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Education U.S. Average
3.33% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, First Education had $172,865 in non-current loans and $20,480 in owned assets. To cover these potential losses it had $5,692,304 in net worth and $117,008 in loans loss reserves. That gives it a Texas Ratio of 3.33%.

Net Worth
First Education U.S. Average
7.56% 12.67%

First Education FCU has a net worth of 7.56% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About First Education

Branches and Savings

What is First Education?

A federal credit union, registered with the NCUA under certificate #5465.
Learn more about credit unions here.

Is First Education FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. First Education is insured by the NCUA.

Who can join First Education?

Please see Field of Membership information above for information on who is eligible to join.

What are First Education's share account and share certificate rates?

First Education's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is First Education?

First Education has total capital of $5.69 million. Full information on First Education's financial position is located above.

Who owns First Education?

Credit Unions are owned by their members.

Where are First Education branches located?

See branch locations nearby.

Are First Education ATMs Open 24/7?

Do First Education ATMs accept cash deposits?

Can First Education customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does First Education have a mobile app?

Does First Education have mobile deposit?

Does First Education have quick pay?

How can First Education transfer money to other banks or credit unions?

Does First Education report to credit bureaus?

Does First Education use Chexsystems?

Does First Education use Equifax?

What is First Education's toll free phone number?

What is First Education's ACH Routing Number?

What is First Education's SWIFT code?

Where can I find First Education's wire transfer form?

What is the First Education address for deposits?

What Products Does First Education Offer

Does First Education offer mortgages?

Compare mortgage rates here.

Does First Education offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Education offer auto and RV loans?

Compare auto loan rates here.

Does First Education offer student loans or personal loans?

Compare personal loan rates here.

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