Franklin Johnstown


310 Bloomfield St
Johnstown, PA 15904
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Franklin Johnstown is an NCUA insured institution located in Johnstown, PA. It was founded in 1950 and has approximately $36.73 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 6723
Date Established 1950
Assets $36.73 million
Loans $9.66 million
Deposits $32.11 million
Capital $4.10 million

Field of Membership Restrictions

Membership is open to employees or retirees of the credit union's Select Employer Groups, including the City of Johnstown, Bethlehem Mines, Cambria Railroad Company, Valley Coal Company, and over 150 other companies and organizations.

Deposit Rates - June 20, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Franklin Johnstown

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Loan Rates - June 20, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FRANKLIN JOHNSTOWN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

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CIT Bank
NMLS ID: 541760
3.016% 2.950% 0.88 $2,105 $1,048 Learn More
Morty, Inc.
NMLS ID: 1429243
2.582% 2.500% 0.63 $2,700 $988 Learn More
NMLS ID: 2890
License#: 13256
2.753% 2.750% 0.00 $102 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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BMO Harris Bank
BMO Harris Bank
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Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
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Financial Details

Franklin Johnstown Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Franklin Johnstown. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Franklin Johnstown U.S. Average
3.91% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Franklin Johnstown had $162,953 in non-current loans and $0 in owned assets. To cover these potential losses it had $4,104,936 in net worth and $67,985 in loans loss reserves. That gives it a Texas Ratio of 3.91%.

Net Worth
Franklin Johnstown U.S. Average
11.17% 12.67%

Franklin Johnstown FCU has a net worth of 11.17% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Franklin Johnstown

Branches and Savings

What is Franklin Johnstown?

A federal credit union, registered with the NCUA under certificate #6723.
Learn more about credit unions here.

Is Franklin Johnstown FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Franklin Johnstown is insured by the NCUA.

Who can join Franklin Johnstown?

Please see Field of Membership information above for information on who is eligible to join.

What are Franklin Johnstown's share account and share certificate rates?

Franklin Johnstown's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Franklin Johnstown?

Franklin Johnstown has total capital of $4.10 million. Full information on Franklin Johnstown's financial position is located above.

Who owns Franklin Johnstown?

Credit Unions are owned by their members.

Where are Franklin Johnstown branches located?

See branch locations nearby.

Are Franklin Johnstown ATMs Open 24/7?

Do Franklin Johnstown ATMs accept cash deposits?

Can Franklin Johnstown customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Franklin Johnstown have a mobile app?

Does Franklin Johnstown have mobile deposit?

Does Franklin Johnstown have quick pay?

How can Franklin Johnstown transfer money to other banks or credit unions?

Does Franklin Johnstown report to credit bureaus?

Does Franklin Johnstown use Chexsystems?

Does Franklin Johnstown use Equifax?

What is Franklin Johnstown's toll free phone number?

What is Franklin Johnstown's ACH Routing Number?

What is Franklin Johnstown's SWIFT code?

Where can I find Franklin Johnstown's wire transfer form?

What is the Franklin Johnstown address for deposits?

What Products Does Franklin Johnstown Offer

Does Franklin Johnstown offer mortgages?

Compare mortgage rates here.

Does Franklin Johnstown offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Franklin Johnstown offer auto and RV loans?

Compare auto loan rates here.

Does Franklin Johnstown offer student loans or personal loans?

Compare personal loan rates here.

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