Johnstown, PA 15904


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 6723
Date Established 1950
Assets $32.16 million
Loans $10.16 million
Deposits $28.25 million
Capital $3.89 million

Franklin Johnstown is an NCUA insured institution located in Johnstown, PA. It was founded in 1950 and has approximately $32.16 millions in assets.

Field of Membership Restrictions

Membership is open to employees or retirees of the credit union's Select Employer Groups, including the City of Johnstown, Bethlehem Mines, Cambria Railroad Company, Valley Coal Company, and over 150 other companies and organizations.

Deposit Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Franklin Johnstown

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There are currently no rates available for Franklin Johnstown, but see these great savings and CD rates:

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Loan Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FRANKLIN JOHNSTOWN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
3.419% 3.375% 0.13 $1,397 $1,106 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

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Below are Franklin Johnstown branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Franklin Johnstown Locations

Financial Details

Franklin Johnstown Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Franklin Johnstown. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Franklin Johnstown U.S. Average
1.03% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Franklin Johnstown had $40,748 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,886,303 in net worth and $67,385 in loans loss reserves. That gives it a Texas Ratio of 1.03%.

Net Worth
Franklin Johnstown U.S. Average
12.08% 13.47%

Franklin Johnstown FCU has a net worth of 12.08% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Franklin Johnstown

Branches and Savings

What is Franklin Johnstown?

A federal credit union, registered with the NCUA under certificate #6723.
Learn more about credit unions here.

Is Franklin Johnstown FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Franklin Johnstown?

Please see Field of Membership information above for information on who is eligible to join.

What are Franklin Johnstown's share account and share certificate rates?

Franklin Johnstown's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Franklin Johnstown?

Franklin Johnstown has total capital of $3.89 million. Full information on Franklin Johnstown's financial position is located above.

Who owns Franklin Johnstown?

Credit Unions are owned by their members.

Where are Franklin Johnstown branches located?

See branch locations nearby.

Are Franklin Johnstown ATMs Open 24/7?

Do Franklin Johnstown ATMs accept cash deposits?

Can Franklin Johnstown customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Franklin Johnstown have a mobile app?

Does Franklin Johnstown have mobile deposit?

Does Franklin Johnstown have quick pay?

How can Franklin Johnstown transfer money to other banks or credit unions?

Does Franklin Johnstown report to credit bureaus?

Does Franklin Johnstown use Chexsystems?

Does Franklin Johnstown use Equifax?

What is Franklin Johnstown's toll free phone number?

What is Franklin Johnstown's ACH Routing Number?

What is Franklin Johnstown's SWIFT code?

Where can I find Franklin Johnstown's wire transfer form?

What is the Franklin Johnstown address for deposits?

What Products Does Franklin Johnstown Offer

Does Franklin Johnstown offer mortgages?

Compare mortgage rates here.

Does Franklin Johnstown offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Franklin Johnstown offer auto and RV loans?

Compare auto loan rates here.

Does Franklin Johnstown offer student loans or personal loans?

Compare personal loan rates here.

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