FREEDOM OF MARYLAND

2019 Emmorton Rd
Bel Air, MD 21015

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 8550
Date Established 1953
Assets $311.98 million
Loans $256.12 million
Deposits $280.85 million
Capital $28.78 million

Freedom Of Maryland is an NCUA insured institution located in Bel Air, MD. It was founded in 1953 and has approximately $311.98 millions in assets.

Who can join?

If you live, work, volunteer, worship, or attend school in Harford County, Maryland you join Freedom.

Other potential members include immediate family and household members of a person eligible for membership:

Spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, and adoptive relationships, even if they do not live, work or worship, volunteer, or attend school in Harford County

Anyone who belongs to a household of a credit union eligible individual

Field of Membership Restrictions

Membership in Freedom Federal Credit Union is open to those who live, work, worship or attend school in Harford County, Maryland, or for immediate family of current or eligible members.

Deposit Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.40% $2,500 $9,999 Learn MoreShow Less
Money Market
0.40% $10,000 $24,999 Learn MoreShow Less
Money Market
0.45% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.15% $300 $49,999 Learn MoreShow Less
Special: 12 Mo FIRA
1.65% $5,000 $49,999 Learn MoreShow Less
Special: 12 Mo FIRA
2.40% $50,000 - Learn MoreShow Less
Special: 25 Mo FIRA
2.25% $1,000 $49,999 Learn MoreShow Less
Special: 25 Mo FIRA
2.50% $50,000 - Learn MoreShow Less
Special: 42 Mo FIRA
3.00% $50,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.80% $300 $49,999 Learn MoreShow Less
12 Mo CD
1.15% $300 $49,999 Learn MoreShow Less
Special: 12 Mo CD
1.65% $5,000 $49,999 Learn MoreShow Less
Special: 12 Mo CD
2.40% $50,000 - Learn MoreShow Less
18 Mo CD
1.05% $300 $49,999 Learn MoreShow Less
24 Mo CD
1.55% $300 $49,999 Learn MoreShow Less
Special: 25 Mo CD
2.25% $1,000 $49,999 Learn MoreShow Less
Special: 25 Mo CD
2.50% $50,000 - Learn MoreShow Less
36 Mo CD
1.70% $300 $49,999 Learn MoreShow Less
Special: 42 Mo CD
3.00% $50,000 - Learn MoreShow Less
48 Mo CD
1.80% $300 $49,999 Learn MoreShow Less
Special: 55 Mo CD
2.85% $1,000 - Learn MoreShow Less
60 Mo CD
2.20% $300 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $100 - Learn MoreShow Less

Loan Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FREEDOM OF MARYLAND

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
3.641% 3.625% 0.25 $502 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
3.427% 3.375% 0.25 $1,637 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to FREEDOM OF MARYLAND
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Freedom Of Maryland branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Freedom Of Maryland Locations


Financial Details

Freedom Of Maryland Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Freedom Of Maryland. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Freedom Of Maryland U.S. Average
12.48% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Freedom Of Maryland had $3,420,227 in non-current loans and $351,404 in owned assets. To cover these potential losses it had $28,779,964 in net worth and $1,432,904 in loans loss reserves. That gives it a Texas Ratio of 12.48%.

Net Worth
Freedom Of Maryland U.S. Average
9.22% 13.47%

Freedom Of Maryland FCU has a net worth of 9.22% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Freedom Of Maryland

Branches and Savings

What is Freedom Of Maryland?

A federal credit union, registered with the NCUA under certificate #8550.
Learn more about credit unions here.

Is Freedom Of Maryland FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Freedom Of Maryland?

Please see Field of Membership information above for information on who is eligible to join.

What are Freedom Of Maryland's share account and share certificate rates?

Freedom Of Maryland's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Freedom Of Maryland?

Freedom Of Maryland has total capital of $28.78 million. Full information on Freedom Of Maryland's financial position is located above.

Who owns Freedom Of Maryland?

Credit Unions are owned by their members.

Where are Freedom Of Maryland branches located?

See branch locations nearby.

Are Freedom Of Maryland ATMs Open 24/7?

Do Freedom Of Maryland ATMs accept cash deposits?

Can Freedom Of Maryland customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Freedom Of Maryland have a mobile app?

Does Freedom Of Maryland have mobile deposit?

Does Freedom Of Maryland have quick pay?

How can Freedom Of Maryland transfer money to other banks or credit unions?

Does Freedom Of Maryland report to credit bureaus?

Does Freedom Of Maryland use Chexsystems?

Does Freedom Of Maryland use Equifax?

What is Freedom Of Maryland's toll free phone number?

What is Freedom Of Maryland's ACH Routing Number?

What is Freedom Of Maryland's SWIFT code?

Where can I find Freedom Of Maryland's wire transfer form?

What is the Freedom Of Maryland address for deposits?

What Products Does Freedom Of Maryland Offer

Does Freedom Of Maryland offer mortgages?

Compare mortgage rates here.

Does Freedom Of Maryland offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Freedom Of Maryland offer auto and RV loans?

Compare auto loan rates here.

Does Freedom Of Maryland offer student loans or personal loans?

Compare personal loan rates here.

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