Garland County Educators Federal Credit Union
Headquarters
190 Aviation Plz Ste E
Hot Springs, AR 71913
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2024 Overview
General Credit Union Information
Garland County Educators is an NCUA insured institution located in Hot Springs, AR. It was founded in 1968 and has approximately $5 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 18814 |
| Date Established | 1968 |
| Assets | $5.00 million |
| Loans | $4.32 million |
| Deposits | $4.22 million |
| Capital | $0.77 million |
Deposit Rates - April 28, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Garland County Educators
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Loan Rates - April 28, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Garland County Educators
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2059741 |
7.004% | 6.875% | 0.63 | $4,192 | $2,103 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to Garland County Educators
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Branches
Below are Garland County Educators branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
GARLAND COUNTY EDUCATORS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Garland County Educators Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Garland County Educators. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Garland County Educators | U.S. Average |
|---|---|
| 33.77% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Garland County Educators had $256,978 in non-current loans and $13,800 in owned assets. To cover these potential losses it had $769,200 in net worth and $32,658 in loans loss reserves. That gives it a Texas Ratio of 33.77%.
Net Worth
| Garland County Educators | U.S. Average |
|---|---|
| 15.4% | 13.62% |
Garland County Educators FCU has a net worth of 15.4% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Garland County Educators
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