5211 E Parkway St
Groves, TX 77619
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 1.55% →
1-Year CD 0.75% 1.35% →
2-Year CD 1.00% 1.45% →
5-Year CD N.A. 2.25% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Golden Triangle is an NCUA insured institution located in Groves, TX. It was founded in 1953 and has approximately $32.87 millions in assets.

NCUA Insured Yes
Charter Number # # 8298
Date Established 1953
Assets $32.87 million
Loans $16.76 million
Deposits $27.77 million
Capital $5.04 million

Field of Membership Restrictions

Membership is open to those who live, worship or work in Port Arthur or Groves, Texas. Membership is also open to employees of over 40 area businesses and organizations.

Deposit Rates - June 5, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.25% $100 - Learn More
Money Market
0.40% $1,000 $50,000 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $1,000 - Learn More
12 Mo CD
0.75% $1,000 - Learn More
24 Mo CD
1.00% $1,000 - Learn More
Variable IRA Rates APY MIN MAX
0.25% $100 - Learn MoreShow Less
Fixed IRA
0.75% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1,000 - Learn MoreShow Less

Loan Rates - June 5, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GOLDEN TRIANGLE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.019% 3.000% 0.25 $625 $1,055 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More
Rocket Mortgage
NMLS ID: 3030
3.872% 3.750% 1.00 $3,750 $1,158 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

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Below are Golden Triangle branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Golden Triangle Locations

Financial Details

Golden Triangle Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Golden Triangle. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Golden Triangle U.S. Average
1.87% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Golden Triangle had $95,545 in non-current loans and $0 in owned assets. To cover these potential losses it had $5,035,209 in net worth and $74,955 in loans loss reserves. That gives it a Texas Ratio of 1.87%.

Net Worth
Golden Triangle U.S. Average
15.32% 13.86%

Golden Triangle FCU has a net worth of 15.32% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Golden Triangle

Branches and Savings

What is Golden Triangle?

A federal credit union, registered with the NCUA under certificate #8298.
Learn more about credit unions here.

Is Golden Triangle FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Golden Triangle?

Please see Field of Membership information above for information on who is eligible to join.

What are Golden Triangle's share account and share certificate rates?

Golden Triangle's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Golden Triangle?

Golden Triangle has total capital of $5.04 million. Full information on Golden Triangle's financial position is located above.

Who owns Golden Triangle?

Credit Unions are owned by their members.

Where are Golden Triangle branches located?

See branch locations nearby.

Are Golden Triangle ATMs Open 24/7?

Do Golden Triangle ATMs accept cash deposits?

Can Golden Triangle customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Golden Triangle have a mobile app?

Does Golden Triangle have mobile deposit?

Does Golden Triangle have quick pay?

How can Golden Triangle transfer money to other banks or credit unions?

Does Golden Triangle report to credit bureaus?

Does Golden Triangle use Chexsystems?

Does Golden Triangle use Equifax?

What is Golden Triangle's toll free phone number?

What is Golden Triangle's ACH Routing Number?

What is Golden Triangle's SWIFT code?

Where can I find Golden Triangle's wire transfer form?

What is the Golden Triangle address for deposits?

What Products Does Golden Triangle Offer

Does Golden Triangle offer mortgages?

Compare mortgage rates here.

Does Golden Triangle offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Golden Triangle offer auto and RV loans?

Compare auto loan rates here.

Does Golden Triangle offer student loans or personal loans?

Compare personal loan rates here.

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