Golden Triangle Federal Credit Union

Headquarters

5211 E Parkway St
Groves, TX 77619
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 4.35% →
1-Year CD 0.75% 4.59% →
2-Year CD 1.00% 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Golden Triangle is an NCUA insured institution located in Groves, TX. It was founded in 1953 and has approximately $38.66 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 8298
Date Established 1953
Assets $38.66 million
Loans $14.89 million
Deposits $31.50 million
Capital $7.09 million
 

Field of Membership Restrictions

Membership is open to those who live, worship or work in Port Arthur or Groves, Texas. Membership is also open to employees of over 40 area businesses and organizations.

Deposit Rates - October 1, 2026

Your Current Location: New Jersey, NJ

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
Money Market
0.40% $2,500 $2,999 Learn More
Money Market
0.40% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 1, 2026

Your Current Location: New Jersey, NJ

There are currently no loan rates available for Golden Triangle

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New Jersey 30 Year Fixed Mortgage Rates 2026

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Featured - New Jersey Home Equity Line Of Credit Rates 2026

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Note to Golden Triangle
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Branches

Below are Golden Triangle branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Passaic,New Jersey


Golden Triangle Locations


BranchDistance Map View Lobby Hours

Main Office

1292.51 A View Lobby Hours


Climate Policy and Initiatives

GOLDEN TRIANGLE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Golden Triangle Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Golden Triangle. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Golden Triangle U.S. Average
5.86% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Golden Triangle had $419,105 in non-current loans and $0 in owned assets. To cover these potential losses it had $7,090,845 in net worth and $56,717 in loans loss reserves. That gives it a Texas Ratio of 5.86%.

Net Worth
Golden Triangle U.S. Average
18.34% 14.48%

Golden Triangle FCU has a net worth of 18.34% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Golden Triangle

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