PO BOX 9051
Prescott, AZ 86313


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 2460
Date Established 1937
Assets $8.40 million
Loans $4.10 million
Deposits $7.23 million
Capital $1.15 million

Prescott is an NCUA insured institution located in Prescott, AZ. It was founded in 1937 and has approximately $8.4 millions in assets.

Deposit Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Prescott

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There are currently no rates available for Prescott, but see these great savings and CD rates:

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Loan Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PRESCOTT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

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Below are Prescott branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Prescott Locations

Financial Details

Prescott Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Prescott. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Prescott U.S. Average
0.76% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Prescott had $9,125 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,152,315 in net worth and $50,000 in loans loss reserves. That gives it a Texas Ratio of 0.76%.

Net Worth
Prescott U.S. Average
13.72% 13.47%

Prescott FCU has a net worth of 13.72% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Prescott

Branches and Savings

What is Prescott?

A federal credit union, registered with the NCUA under certificate #2460.
Learn more about credit unions here.

Is Prescott FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Prescott?

Please see Field of Membership information above for information on who is eligible to join.

What are Prescott's share account and share certificate rates?

Prescott's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Prescott?

Prescott has total capital of $1.15 million. Full information on Prescott's financial position is located above.

Who owns Prescott?

Credit Unions are owned by their members.

Where are Prescott branches located?

See branch locations nearby.

Are Prescott ATMs Open 24/7?

Do Prescott ATMs accept cash deposits?

Can Prescott customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Prescott have a mobile app?

Does Prescott have mobile deposit?

Does Prescott have quick pay?

How can Prescott transfer money to other banks or credit unions?

Does Prescott report to credit bureaus?

Does Prescott use Chexsystems?

Does Prescott use Equifax?

What is Prescott's toll free phone number?

What is Prescott's ACH Routing Number?

What is Prescott's SWIFT code?

Where can I find Prescott's wire transfer form?

What is the Prescott address for deposits?

What Products Does Prescott Offer

Does Prescott offer mortgages?

Compare mortgage rates here.

Does Prescott offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Prescott offer auto and RV loans?

Compare auto loan rates here.

Does Prescott offer student loans or personal loans?

Compare personal loan rates here.

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