PO BOX 6420
Manchester, NH 03108

Notable Rates APY Vs.Others
Savings 0.10% 2.20% →
1-Year CD 0.60% 2.20% →
2-Year CD 1.00% 2.20% →
5-Year CD 1.75% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Granite State is an NCUA insured institution located in Manchester, NH. It was founded in 1945 and has approximately $423.97 millions in assets.

Who can join?

Membership is open to anyone who lives or works in New Hampshire and family members of existing Granite State Credit Union members. Granite State Credit Union offers business services to local companies and organizations throughout New Hampshire. Employees and families of our Partners at Work Program are also eligible for membership.

NCUA Insured Yes
Charter Number # # 63272
Date Established 1945
Assets $423.97 million
Loans $345.93 million
Deposits $383.13 million
Capital $37.06 million

Field of Membership Restrictions

Granite State Credit Union of New Hampshire is open to every resident or person that works throughout the entire state and the family members of current credit union members.

Deposit Rates - February 20, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.30% $10,000 - Learn MoreShow Less
Fixed IRA
0.60% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $500 - Learn MoreShow Less
12 Mo CD
0.60% $500 - Learn MoreShow Less
18 Mo CD
0.60% $500 - Learn MoreShow Less
24 Mo CD
1.00% $500 - Learn MoreShow Less
30 Mo CD
1.00% $500 - Learn MoreShow Less
36 Mo CD
1.25% $500 - Learn MoreShow Less
48 Mo CD
1.55% $500 - Learn MoreShow Less
60 Mo CD
1.75% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.05% $10 $2,499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,000 $9,999 Learn MoreShow Less

Loan Rates - February 20, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GRANITE STATE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.375% 3.375% 0.00 ($22) $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Eastern Bank
Eastern Bank
4.250 %
$25,000 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Granite State branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Granite State Locations

Financial Details

Granite State Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Granite State. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Granite State U.S. Average
2.46% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Granite State had $930,763 in non-current loans and $9,876 in owned assets. To cover these potential losses it had $37,056,522 in net worth and $1,110,457 in loans loss reserves. That gives it a Texas Ratio of 2.46%.

Net Worth
Granite State U.S. Average
8.74% 13.65%

Granite State FCU has a net worth of 8.74% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Granite State

Branches and Savings

What is Granite State?

A federal credit union, registered with the NCUA under certificate #63272.
Learn more about credit unions here.

Is Granite State FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Granite State?

Please see Field of Membership information above for information on who is eligible to join.

What are Granite State's share account and share certificate rates?

Granite State's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Granite State?

Granite State has total capital of $37.06 million. Full information on Granite State's financial position is located above.

Who owns Granite State?

Credit Unions are owned by their members.

Where are Granite State branches located?

See branch locations nearby.

Are Granite State ATMs Open 24/7?

Do Granite State ATMs accept cash deposits?

Can Granite State customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Granite State have a mobile app?

Does Granite State have mobile deposit?

Does Granite State have quick pay?

How can Granite State transfer money to other banks or credit unions?

Does Granite State report to credit bureaus?

Does Granite State use Chexsystems?

Does Granite State use Equifax?

What is Granite State's toll free phone number?

What is Granite State's ACH Routing Number?

What is Granite State's SWIFT code?

Where can I find Granite State's wire transfer form?

What is the Granite State address for deposits?

What Products Does Granite State Offer

Does Granite State offer mortgages?

Compare mortgage rates here.

Does Granite State offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Granite State offer auto and RV loans?

Compare auto loan rates here.

Does Granite State offer student loans or personal loans?

Compare personal loan rates here.

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