901 N. Queen Street
Kinston, NC 28501
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Greater Kinston is an NCUA insured institution located in Kinston, NC. It was founded in 1952 and has approximately $14.26 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 64034 |
| Date Established | 1952 |
| Assets | $14.26 million |
| Loans | $9.09 million |
| Deposits | $12.32 million |
| Capital | $1.81 million |
Your Current Location: New York, NY 10116
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Your Current Location: New York, NY 10116
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Below are Greater Kinston branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York City,New York
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 421.13 | A | View Lobby Hours |
GREATER KINSTON is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Greater Kinston. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Greater Kinston | U.S. Average |
|---|---|
| 4.67% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Greater Kinston had $87,672 in non-current loans and $7,819 in owned assets. To cover these potential losses it had $1,813,105 in net worth and $230,977 in loans loss reserves. That gives it a Texas Ratio of 4.67%.
| Greater Kinston | U.S. Average |
|---|---|
| 12.72% | 14.48% |
Greater Kinston FCU has a net worth of 12.72% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on October 4, 2026
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Customer Reviews for Greater Kinston
Donell Hicks
October 14, 2020
I filled out an Loan application and Jamie Spruil told me that I will not qualify for 10,000 but I will qualify for a thousand however when I put in an application for the 1,000 Jamie said I qualified for she confusingly denied the request someone tell me what they think about this approval/denial tactic
Is this review helpful? Yes:0 / No: 0
Donell Hicks
October 14, 2020
">My experience with Jamie Spruil was confusing she is kind of deceptive I thought it was in my best interest to close out my account because her business ethics we're terrible
Is this review helpful? Yes:0 / No: 0
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