Groton Municipal Employees

Headquarters

Po Box 851
Groton, CT 06340
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Groton Municipal Employees is an NCUA insured institution located in Groton, CT. It was founded in 1956 and has approximately $6.95 millions in assets.

NCUA Insured Yes
Charter Number # # 10892
Date Established 1956
Assets $6.95 million
Loans $2.64 million
Deposits $6.37 million
Capital $0.48 million
 

Deposit Rates - January 23, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Groton Municipal Employees

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Note to Groton Municipal Employees
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Loan Rates - January 23, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GROTON MUNICIPAL EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.562% 2.500% 0.75 $2,030 $988 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.670% 2.625% 0.63 $1,480 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to GROTON MUNICIPAL EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Groton Municipal Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Groton Municipal Employees Locations


Financial Details

Groton Municipal Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Groton Municipal Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Groton Municipal Employees U.S. Average
0.02% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Groton Municipal Employees had $106 in non-current loans and $0 in owned assets. To cover these potential losses it had $480,037 in net worth and $40,179 in loans loss reserves. That gives it a Texas Ratio of 0.02%.

Net Worth
Groton Municipal Employees U.S. Average
6.9% 12.91%

Groton Municipal Employees FCU has a net worth of 6.9% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Groton Municipal Employees

Branches and Savings

What is Groton Municipal Employees?

A credit union, registered with the NCUA under certificate #10892.
Learn more about credit unions here.

Is Groton Municipal Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Groton Municipal Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Groton Municipal Employees's share account and share certificate rates?

Groton Municipal Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Groton Municipal Employees?

Groton Municipal Employees has total capital of $0.48 million. Full information on Groton Municipal Employees's financial position is located above.

Who owns Groton Municipal Employees?

Credit Unions are owned by their members.

Where are Groton Municipal Employees branches located?

See branch locations nearby.

Are Groton Municipal Employees ATMs Open 24/7?

Do Groton Municipal Employees ATMs accept cash deposits?

Can Groton Municipal Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Groton Municipal Employees have a mobile app?

Does Groton Municipal Employees have mobile deposit?

Does Groton Municipal Employees have quick pay?

How can Groton Municipal Employees transfer money to other banks or credit unions?

Does Groton Municipal Employees report to credit bureaus?

Does Groton Municipal Employees use Chexsystems?

Does Groton Municipal Employees use Equifax?

What is Groton Municipal Employees's toll free phone number?

What is Groton Municipal Employees's ACH Routing Number?

What is Groton Municipal Employees's SWIFT code?

Where can I find Groton Municipal Employees's wire transfer form?

What is the Groton Municipal Employees address for deposits?

What Products Does Groton Municipal Employees Offer

Does Groton Municipal Employees offer mortgages?

Compare mortgage rates here.

Does Groton Municipal Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Groton Municipal Employees offer auto and RV loans?

Compare auto loan rates here.

Does Groton Municipal Employees offer student loans or personal loans?

Compare personal loan rates here.

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