HEARTLAND

Headquarters

2213 W White Oaks Dr
Springfield, IL 62704
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 0.95% →
1-Year CD 0.60% 1.01% →
2-Year CD 0.90% 0.95% →
5-Year CD 1.31% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Heartland is an NCUA insured institution located in Springfield, IL. It was founded in 1946 and has approximately $335.01 millions in assets.

Who can join?

Anyone living, working or owning property in these counties:
Wisconsin: Dane, Grant, Iowa, Crawford, Lafayette, Sauk, Richland, Dodge, Green, Rock, Jefferson, Columbia or Vernon County
Iowa: Allamakee, Clayton, Dubuque, Winneshiek, Chickasaw, Bremer, Fayette, Buchanan, Delaware, Jackson and Jones County
Illinois: Boone, Jo Daviess, Stephenson & Winnebago County

You can also qualify for membership if affiliated with any of these organizations:

Any employee and/or their family member(s) who works for AT&T, SBC, TDS Metro or Independent or Cooperative Telephone Companies in Wisconsin
Dodgeville Agri-Service: Patrons, employees and their family members
Lands' End: Any employee or family member
New Horizons Supply Cooperative of Fennimore: Patrons and family members
Peoples Community Oil Cooperative of Lancaster: Patrons and family members
Scenic River Electric Cooperative

Immediate family of existing Heartland Credit Union members are also eligible to join

NCUA Insured Yes
Charter Number # # 64441
Date Established 1946
Assets $335.01 million
Loans $247.26 million
Deposits $295.79 million
Capital $37.13 million
 

Field of Membership Restrictions

Heartland Credit Union of Illinois is open to the residents and the people that maintain employment within these qualified counties: Cass, Christian, DeWitt, Logan, McLean, Macon, Macoupin, Madison, Menard, Montgomery, Morgan, and Sangamon, as well as any federal employees, and the employees of the credit union affiliated select employee groups or members of the organizations that are both listed on the credit union website, along with the family members of current credit union members.

Deposit Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.20% $10,000 $14,999 Learn More
3 Mo CD
0.20% $100,000 $199,999 Learn More
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
18 Mo CD
0.80% $10,000 $14,999 Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
30 Mo CD
0.95% $10,000 $14,999 Learn More
30 Mo CD
0.95% $100,000 $199,999 Learn More
36 Mo CD
1.01% $10,000 $14,999 Learn More
36 Mo CD
1.01% $100,000 $199,999 Learn More
48 Mo CD
1.16% $10,000 $14,999 Learn More
48 Mo CD
1.16% $100,000 $199,999 Learn More
60 Mo CD
1.31% $10,000 $14,999 Learn More
60 Mo CD
1.31% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.20% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HEARTLAND

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.575% 2.500% 1.00 $2,470 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to HEARTLAND
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Heartland branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Heartland Locations


Financial Details

Heartland Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Heartland. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Heartland U.S. Average
2.41% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Heartland had $914,292 in non-current loans and $0 in owned assets. To cover these potential losses it had $37,130,766 in net worth and $831,790 in loans loss reserves. That gives it a Texas Ratio of 2.41%.

Net Worth
Heartland U.S. Average
11.08% 13.61%

Heartland FCU has a net worth of 11.08% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Heartland

Branches and Savings

What is Heartland?

A federal credit union, registered with the NCUA under certificate #64441.
Learn more about credit unions here.

Is Heartland FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Heartland?

Please see Field of Membership information above for information on who is eligible to join.

What are Heartland's share account and share certificate rates?

Heartland's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Heartland?

Heartland has total capital of $37.13 million. Full information on Heartland's financial position is located above.

Who owns Heartland?

Credit Unions are owned by their members.

Where are Heartland branches located?

See branch locations nearby.

Are Heartland ATMs Open 24/7?

Do Heartland ATMs accept cash deposits?

Can Heartland customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Heartland have a mobile app?

Does Heartland have mobile deposit?

Does Heartland have quick pay?

How can Heartland transfer money to other banks or credit unions?

Does Heartland report to credit bureaus?

Does Heartland use Chexsystems?

Does Heartland use Equifax?

What is Heartland's toll free phone number?

What is Heartland's ACH Routing Number?

What is Heartland's SWIFT code?

Where can I find Heartland's wire transfer form?

What is the Heartland address for deposits?

What Products Does Heartland Offer

Does Heartland offer mortgages?

Compare mortgage rates here.

Does Heartland offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Heartland offer auto and RV loans?

Compare auto loan rates here.

Does Heartland offer student loans or personal loans?

Compare personal loan rates here.

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