Ih Credit Union, Inc.
Headquarters
5000 Urbana Road
Springfield, OH 45502
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2024 Overview
General Credit Union Information
Ih Credit Union, Inc. is an NCUA insured institution located in Springfield, OH. It was founded in 1934 and has approximately $300.44 millions in assets.
Who can join?
You are eligible if:
You live, work, worship or attend school within Clark, Champaign, Montgomery, Madison, Greene, Logan, Union, and Miami Counties in Ohio.
You or a family member is employed by one of our member companies.
You are a retiree of one of our member companies.
Select employee groups made up of individuals associated through employment, or other organizational affiliation.
Members of the families of any current member of IHECU.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 61744 |
| Date Established | 1934 |
| Assets | $300.44 million |
| Loans | $160.85 million |
| Deposits | $193.90 million |
| Capital | $47.42 million |
Field of Membership Restrictions
Membership in IH Credit Union is open to residents of the states of Ohio, Illinois, Michigan or West Virginia through the American Consumer Council. Membership is also open to those who live, work, attend school or worship in Clark, Champaign, Greene, Logan, Madison, Miami, Montgomery or Union Counties in Ohio.
Deposit Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Ih Credit Union, Inc.
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Loan Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Ih Credit Union, Inc.
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
7.476% | 7.375% | 1.00 | $3,200 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 491986 |
Learn More | |||||
NMLS ID: 1907 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Ih Credit Union, Inc.
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Ih Credit Union, Inc. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
IH CREDIT UNION, INC. is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Ih Credit Union, Inc. Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Ih Credit Union, Inc.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Ih Credit Union, Inc. | U.S. Average |
|---|---|
| 1.76% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Ih Credit Union, Inc. had $815,315 in non-current loans and $30,291 in owned assets. To cover these potential losses it had $47,418,269 in net worth and $709,000 in loans loss reserves. That gives it a Texas Ratio of 1.76%.
Net Worth
| Ih Credit Union, Inc. | U.S. Average |
|---|---|
| 17.48% | 13.62% |
Ih Credit Union, Inc. FCU has a net worth of 17.48% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Ih Credit Union, Inc.
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