5000 Urbana Road
Springfield, OH 45502
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Ih Credit Union, Inc. is located in Springfield, Oh. It was founded in 1934 and has approximately $358.7 millions in assets.
| NCUA Insured | No |
| Charter Number # | # 97104 |
| Date Established | 1934 |
| Assets | $358.70 million |
| Loans | $202.72 million |
| Deposits | $275.06 million |
| Capital | $56.98 million |
Your Current Location: Arizona, AZ
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.04% | $100 | $9,999 |
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|
|
Money Market
|
0.20% | $1,000 | $9,999 |
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|
|
Money Market
|
0.20% | $10,000 | $24,999 |
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|
|
Money Market
|
0.25% | $25,000 | $49,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.48% | $1,000 | - |
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|
| 12 Mo CD
|
0.70% | $1,000 | - |
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|
| 18 Mo CD
|
0.80% | $1,000 | - |
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|
| 24 Mo CD
|
0.90% | $1,000 | - |
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|
| 36 Mo CD
|
1.00% | $1,000 | - |
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|
| 48 Mo CD
|
1.05% | $1,000 | - |
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|
| 60 Mo CD
|
1.11% | $1,000 | - |
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|
Your Current Location: Arizona, AZ
There are currently no loan rates available for Ih Credit Union, Inc.
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Below are Ih Credit Union, Inc. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Nogales,Arizona
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1370.96 | A | View Lobby Hours | |
| 1371.18 | B | View Lobby Hours | |
| 1553.56 | C | View Lobby Hours | |
| 1556.16 | D | View Lobby Hours |
IH CREDIT UNION, INC. is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Ih Credit Union, Inc.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Ih Credit Union, Inc. | U.S. Average |
|---|---|
| 6.92% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Ih Credit Union, Inc. had $3,795,906 in non-current loans and $236,280 in owned assets. To cover these potential losses it had $56,979,397 in net worth and $1,304,772 in loans loss reserves. That gives it a Texas Ratio of 6.92%.
| Ih Credit Union, Inc. | U.S. Average |
|---|---|
| 15.85% | 14.48% |
Ih Credit Union, Inc. FCU has a net worth of 15.85% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on October 1, 2026
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