Copper State Credit Union
Headquarters
15458 N 28th Ave
Phoenix, AZ 85053
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2025 Overview
General Credit Union Information
Copper State is an NCUA insured institution located in Phoenix, AZ. It was founded in 1951 and has approximately $609.05 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68502 |
| Date Established | 1951 |
| Assets | $609.05 million |
| Loans | $427.08 million |
| Deposits | $553.61 million |
| Capital | $50.05 million |
Field of Membership Restrictions
Canyon State CU is open to the residents, people that maintain employment, and worship throughout most of Arizona State. Membership eligibility also extends to include faculty, students, and alumni members of Grand Canyon University, current, retired, and contract employees of CU-affiliated SEG's; including the Phoenix Division of Safeway INC, and Arizona State government, as well as the family members of current CU members and widows/widowers of deceased CU members, that have not remarried. A full list of qualifying SEG's and specific zip codes is provided on the Canyon State CU website for determining membership eligibility status.
Deposit Rates - July 30, 2025
Your Current Location: New York, NY 10116
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.01% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.01% | $100,000 | $199,999 |
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|
Loan Rates - July 30, 2025
Your Current Location: New York, NY 10116
There are currently no loan rates available for Copper State
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - New York 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 292473 |
6.380% | 6.250% | 0.75 | $4,414 | $1,971 | Learn More |
NMLS ID: 1067 |
6.445% | 6.375% | 0.75 | $2,362 | $1,997 | Learn More |
NMLS ID: 613839 |
6.610% | 6.490% | 0.63 | $3,999 | $2,021 | Learn More |
NMLS ID: 399799 |
6.626% | 6.500% | 1.00 | $4,348 | $2,023 | Learn More |
Featured - New York Home Equity Line Of Credit Rates 2025
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to Copper State
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Branches
Below are Copper State branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York City,New York
Copper State Locations around zip code 10116
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 2027.84 | A | View Lobby Hours | |
| 2077.65 | B | View Lobby Hours | |
| 2078.33 | C | View Lobby Hours | |
| 2079.96 | D | View Lobby Hours | |
| 2080.15 | E | View Lobby Hours | |
| 2080.40 | F | View Lobby Hours | |
| 2092.68 | G | View Lobby Hours |
Climate Policy and Initiatives
COPPER STATE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Copper State Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Copper State. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Copper State | U.S. Average |
|---|---|
| 11.94% | 6.86 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2025, Copper State had $5,856,214 in non-current loans and $449,103 in owned assets. To cover these potential losses it had $50,050,216 in net worth and $2,756,706 in loans loss reserves. That gives it a Texas Ratio of 11.94%.
Net Worth
| Copper State | U.S. Average |
|---|---|
| 8.19% | 14.12% |
Copper State FCU has a net worth of 8.19% versus the BestCashCow average of 14.12. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Copper State
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