Indiana State University

Headquarters

444 N 3rd St
Terre Haute, IN 47807
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.66% →
1-Year CD 0.35% 0.67% →
2-Year CD 0.55% 0.75% →
5-Year CD 0.90% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Indiana State University is an NCUA insured institution located in Terre Haute, IN. It was founded in 1960 and has approximately $121.36 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13616
Date Established 1960
Assets $121.36 million
Loans $84.67 million
Deposits $108.32 million
Capital $12.19 million
 

Field of Membership Restrictions

Membership is open to anyone through joining the American Consumer Council. Membership is also open to the following: (1) employees, students and alumni of Indiana State University; (2) those who live or work in Vigo, Vermillion, Parke, Clay, and Sullivan Counties in Indiana or in Edgar and Clark Counties in Illinois; (3) employees of Saint Mary-of-the-Woods College, Southwest School Corporation and over 50 area Select Employer Groups.

Deposit Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.35% $100,000 $199,999 Learn More
18 Mo CD
0.35% $10,000 $14,999 Learn More
18 Mo CD
0.45% $100,000 $199,999 Learn More
24 Mo CD
0.45% $10,000 $14,999 Learn More
24 Mo CD
0.55% $100,000 $199,999 Learn More
36 Mo CD
0.50% $10,000 $14,999 Learn More
36 Mo CD
0.60% $100,000 $199,999 Learn More
48 Mo CD
0.60% $10,000 $14,999 Learn More
48 Mo CD
0.70% $100,000 $199,999 Learn More
60 Mo CD
0.80% $10,000 $14,999 Learn More
60 Mo CD
0.90% $100,000 $199,999 Learn More

Loan Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for INDIANA STATE UNIVERSITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.775% 2.750% 0.38 $808 $1,021 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.790% 2.750% 0.50 $1,290 $1,021 Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to INDIANA STATE UNIVERSITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Indiana State University branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Indiana State University Locations


Financial Details

Indiana State University Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Indiana State University. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Indiana State University U.S. Average
3.79% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Indiana State University had $449,555 in non-current loans and $20,909 in owned assets. To cover these potential losses it had $12,185,968 in net worth and $230,707 in loans loss reserves. That gives it a Texas Ratio of 3.79%.

Net Worth
Indiana State University U.S. Average
10.04% 12.67%

Indiana State University FCU has a net worth of 10.04% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Indiana State University

Branches and Savings

What is Indiana State University?

A federal credit union, registered with the NCUA under certificate #13616.
Learn more about credit unions here.

Is Indiana State University FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Indiana State University is insured by the NCUA.

Who can join Indiana State University?

Please see Field of Membership information above for information on who is eligible to join.

What are Indiana State University's share account and share certificate rates?

Indiana State University's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Indiana State University?

Indiana State University has total capital of $12.19 million. Full information on Indiana State University's financial position is located above.

Who owns Indiana State University?

Credit Unions are owned by their members.

Where are Indiana State University branches located?

See branch locations nearby.

Are Indiana State University ATMs Open 24/7?

Do Indiana State University ATMs accept cash deposits?

Can Indiana State University customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Indiana State University have a mobile app?

Does Indiana State University have mobile deposit?

Does Indiana State University have quick pay?

How can Indiana State University transfer money to other banks or credit unions?

Does Indiana State University report to credit bureaus?

Does Indiana State University use Chexsystems?

Does Indiana State University use Equifax?

What is Indiana State University's toll free phone number?

What is Indiana State University's ACH Routing Number?

What is Indiana State University's SWIFT code?

Where can I find Indiana State University's wire transfer form?

What is the Indiana State University address for deposits?

What Products Does Indiana State University Offer

Does Indiana State University offer mortgages?

Compare mortgage rates here.

Does Indiana State University offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Indiana State University offer auto and RV loans?

Compare auto loan rates here.

Does Indiana State University offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Indiana State University

There are currently no comments for Indiana State University. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →