PO Box 727
Goshen, IN 46527

Notable Rates APY Vs.Others
Savings 0.05% 1.90% →
1-Year CD 0.70% 1.90% →
2-Year CD 0.85% 1.95% →
5-Year CD 1.75% 2.00% →
30-Year Mortgage N.A. 3.14% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.50% →

2020 Overview

General Credit Union Information

Interra is located in Goshen, In. It was founded in 1932 and has approximately $1190.8 millions in assets.

Who can join?

You can if...

You have an immediate family member who belongs to Interra.

You work at a business or organization that offers Interra membership as an employee benefit.

You live or work in Elkhart, Kosciusko, Lagrange, Marshall, Noble, or St.
Joseph Counties.

NCUA Insured No
Charter Number # # 82794
Date Established 1932
Assets $1,190.80 million
Loans $1,018.35 million
Deposits $981.16 million
Capital $119.09 million

Field of Membership Restrictions

Membership is open to those who live or work in Elkhart, Fulton, Allen, Huntington, LaGrange, Kosciusko, Noble, Marshall, Wabash, St. Joseph, Wells or Whitley Counties.

Deposit Rates - April 8, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.30% $1 $9,999 Learn MoreShow Less
Money Market
0.60% $10,000 $24,999 Learn MoreShow Less
Money Market
0.70% $25,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.10% $500 $99,999 Learn MoreShow Less
3 Mo CD
0.35% $100,000 - Learn MoreShow Less
6 Mo CD
0.25% $500 $99,999 Learn MoreShow Less
6 Mo CD
0.50% $100,000 - Learn MoreShow Less
Special: 7 Mo CD
1.70% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.10% $5 - Learn MoreShow Less
0.45% $500 $99,999 Learn MoreShow Less
Special: 7 Mo FIRA
1.70% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $1 - Learn MoreShow Less
Checking Rates APY MIN FEE
My Rewards Checking 2.00% $0 $0.00 Learn MoreShow Less

Loan Rates - April 8, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for INTERRA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.542% 4.500% 0.00 $1,250 $1,267 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
3.500 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Interra branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Interra Locations

Financial Details

Interra Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Interra. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Interra U.S. Average
2.07% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Interra had $2,508,345 in non-current loans and $111,219 in owned assets. To cover these potential losses it had $119,090,734 in net worth and $7,757,340 in loans loss reserves. That gives it a Texas Ratio of 2.07%.

Net Worth
Interra U.S. Average
10% 13.86%

Interra FCU has a net worth of 10% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Interra

Branches and Savings

What is Interra?

A federal credit union, registered with the NCUA under certificate #82794.
Learn more about credit unions here.

Is Interra FDIC insured?

No, Interra credit union is not insured by the FDIC because it is not a bank. Because it is state chartered and not federally chartered, it is also not insured by the NCUA. Deposits may or may not be insured by private deposit insurance and you should check with the state chartering organization to confirm whether and to what level your deposits are required to be protected.

Who can join Interra?

Please see Field of Membership information above for information on who is eligible to join.

What are Interra's share account and share certificate rates?

Interra's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Interra?

Interra has total capital of $119.09 million. Full information on Interra's financial position is located above.

Who owns Interra?

Credit Unions are owned by their members.

Where are Interra branches located?

See branch locations nearby.

Are Interra ATMs Open 24/7?

Do Interra ATMs accept cash deposits?

Can Interra customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Interra have a mobile app?

Does Interra have mobile deposit?

Does Interra have quick pay?

How can Interra transfer money to other banks or credit unions?

Does Interra report to credit bureaus?

Does Interra use Chexsystems?

Does Interra use Equifax?

What is Interra's toll free phone number?

What is Interra's ACH Routing Number?

What is Interra's SWIFT code?

Where can I find Interra's wire transfer form?

What is the Interra address for deposits?

What Products Does Interra Offer

Does Interra offer mortgages?

Compare mortgage rates here.

Does Interra offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Interra offer auto and RV loans?

Compare auto loan rates here.

Does Interra offer student loans or personal loans?

Compare personal loan rates here.

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