Intouch Credit Union


Po Box 250169
Plano, TX 75025
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 4.35% →
1-Year CD 0.60% 5.00% →
2-Year CD 0.70% 4.75% →
5-Year CD 1.05% 4.55% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2023 Overview

General Credit Union Information

Intouch is an NCUA insured institution located in Plano, TX. It was founded in 1974 and has approximately $1069.7 millions in assets.

Who can join?

The field of membership in this credit union is limited to the following persons:

1. Employees of Electronic Data Systems (EDS) and its majority owned subsidiaries, including employees of any successor(s) in interest, except foreign nationals at foreign locations;

2. Spouses of persons who died while within the field of membership of this credit union;

3. Employees of the Credit Union Financial Corporation (a CUSO) who work in Plano, Texas;

4. Persons who are receiving retirement, pension, or other benefits as a result of prior employment by any business or organization included within this field of membership;

5. Members of their immediate families;

6. Organizations of such persons;

7. Persons who live, work or are located in the business oriented development known as Legacy Business Park, in Plano, Texas, which is bounded by Highway 121 on the North, Preston Road on the East, and Spring Creek Parkway on the South and West;

8. Employees of subsidiary companies of EDS and on-site full time contractors/vendors who have a business relationship with EDS and who regularly work on EDS facilities at one or more EDS locations throughout the United States;

9. Persons who live, work or are located in Collin County, Texas;

10. Persons who live, work, worship, or attend school within a ten mile radius of the following credit union locations: 5381 Crooks Road, Troy, MI 48098; 1075 W. Entrance Drive, Auburn Hills, MI 48326; 13600 EDS Drive, Herndon, VA 20171; 46910 Community Plaza, Sterling, VA 20164; 5 Campus Circle, #B5-100, Westlake, TX 76262; 1 First American Way, Santa Ana, CA 92707; 1300 W. Warm Springs Road, Henderson, NV 89014; 3930 W. Craig Road, Suite #101, North Las Vegas, NV 89032; 5695 E. Charleston Blvd., Suite #139, Las Vegas, NV 89142; 6265 S. Rainbow Blvd., Las Vegas, NV 89118; 7312 W. Cheyenne, Suite #2, Las Vegas, NV 89129;

11. Persons who live, work, worship, or attend school within a fifteen (15) mile radius of the InTouch Credit Union’s branch located at 5640 Democracy Drive, Plano, Texas 75024;

12. Persons who live, work, worship, or attend school in the United States within a ten (10) mile radius of the InTouch Credit Union branch located at 200 Renaissance Center, Suite 1201, Detroit, MI 48243;

13. Employees of First American Financial Corporation and CoreLogic Incorporated (formerly First American Corporation) and its wholly or majority owned subsidiaries, including employees of any successor(s) in interest and employees of any divested subsidiaries, who work in the United States; spouses of persons who died while within the field of membership of this credit union; employees of this credit union; persons retired as pensioners or annuitants from the above employment; members of their immediate families; and organizations of such persons; as well as Members of First American Federal Credit Union, Santa Ana, California as of the effective date of the merger with InTouch Credit Union;

14. Persons who live, work, worship or are located in Cumberland County, Pennsylvania;

15. Employees and members of the Church of Jesus Christ of Latter Day Saints in Clark, Nye, and Lincoln Counties, Nevada; as well as Members of Ensign Federal Credit Union, Las Vegas, Nevada as of the effective date of the purchase and assumption by InTouch Credit Union (11-13-09);

16. Any business or organization whose employees or members are within this field of membership;

17. Groups of employees or members of companies or associations which are located within reasonable geographic proximity of one of this credit union’s offices and which have furnished written evidence of the group’s desire to be eligible for membership; provided, however, that (1) any group having more than 300 employees or members or (2) any group already being served as primary members of another credit union shall be admitted only by an amendment of this section which specifically names the group being admitted2 ;
and members of the family of such persons.

The field of membership also includes employees of the credit union and members of their families.

NCUA Insured Yes / State-Chartered
Charter Number # # 68505
Date Established 1974
Assets $1,069.70 million
Loans $883.99 million
Deposits $857.16 million
Capital $82.69 million

Field of Membership Restrictions

Membership in InTouch Credit Union is open to those who live, work, attend school or worship within a 10-mile radius of one of the credit union's branches. Membership is also open to employees of Dr Pepper Snapple Group, Caesars Entertainment Corporation and other local select employer groups.

Deposit Rates - February 4, 2023

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $5 - Learn More
Money Market
0.20% $1 $4,999 Learn More
Money Market
0.25% $5,000 $24,999 Learn More
Money Market
0.30% $25,000 $99,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $1,000 - Learn More
12 Mo CD
0.60% $1,000 - Learn More
18 Mo CD
0.65% $1,000 - Learn More
24 Mo CD
0.70% $1,000 - Learn More
30 Mo CD
0.75% $1,000 - Learn More
36 Mo CD
0.80% $1,000 - Learn More
48 Mo CD
0.95% $1,000 - Learn More
60 Mo CD
1.05% $1,000 - Learn More
Variable IRA Rates APY MIN MAX
0.10% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,500 $9,999 Learn MoreShow Less

Loan Rates - February 4, 2023

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for INTOUCH

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2023

Lender APR Rate (%) Points Fees Monthly
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PenFed Credit Union
NMLS ID: 401822
5.294% 5.250% 0.50 $1,250 $1,381 Learn More
NMLS ID: 1907
5.921% 5.750% 0.88 $4,688 $1,459 Learn More
NMLS ID: Not lender
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AmeriSave Mortgage Corporation
NMLS ID: 1168
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Featured - Virginia Home Equity Line Of Credit Rates 2023

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.740 %
$0 Learn More
More Info

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Below are Intouch branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Intouch Locations

Climate Initiatives

INTOUCH is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Intouch Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Intouch. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Intouch U.S. Average
16.90% 4.63

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2022, Intouch had $14,179,901 in non-current loans and $481,412 in owned assets. To cover these potential losses it had $82,693,875 in net worth and $4,071,018 in loans loss reserves. That gives it a Texas Ratio of 16.90%.

Net Worth
Intouch U.S. Average
7.73% 12.52%

Intouch FCU has a net worth of 7.73% versus the BestCashCow average of 12.52. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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