2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68505
Date Established 1974
Assets $897.11 million
Loans $770.36 million
Deposits $735.95 million
Capital $72.24 million

Intouch is an NCUA insured institution located in Plano, TX. It was founded in 1974 and has approximately $897.11 millions in assets.

Who can join?

The field of membership in this credit union is limited to the following persons:

1. Employees of Electronic Data Systems (EDS) and its majority owned subsidiaries, including employees of any successor(s) in interest, except foreign nationals at foreign locations;

2. Spouses of persons who died while within the field of membership of this credit union;

3. Employees of the Credit Union Financial Corporation (a CUSO) who work in Plano, Texas;

4. Persons who are receiving retirement, pension, or other benefits as a result of prior employment by any business or organization included within this field of membership;

5. Members of their immediate families;

6. Organizations of such persons;

7. Persons who live, work or are located in the business oriented development known as Legacy Business Park, in Plano, Texas, which is bounded by Highway 121 on the North, Preston Road on the East, and Spring Creek Parkway on the South and West;

8. Employees of subsidiary companies of EDS and on-site full time contractors/vendors who have a business relationship with EDS and who regularly work on EDS facilities at one or more EDS locations throughout the United States;

9. Persons who live, work or are located in Collin County, Texas;

10. Persons who live, work, worship, or attend school within a ten mile radius of the following credit union locations: 5381 Crooks Road, Troy, MI 48098; 1075 W. Entrance Drive, Auburn Hills, MI 48326; 13600 EDS Drive, Herndon, VA 20171; 46910 Community Plaza, Sterling, VA 20164; 5 Campus Circle, #B5-100, Westlake, TX 76262; 1 First American Way, Santa Ana, CA 92707; 1300 W. Warm Springs Road, Henderson, NV 89014; 3930 W. Craig Road, Suite #101, North Las Vegas, NV 89032; 5695 E. Charleston Blvd., Suite #139, Las Vegas, NV 89142; 6265 S. Rainbow Blvd., Las Vegas, NV 89118; 7312 W. Cheyenne, Suite #2, Las Vegas, NV 89129;

11. Persons who live, work, worship, or attend school within a fifteen (15) mile radius of the InTouch Credit Union’s branch located at 5640 Democracy Drive, Plano, Texas 75024;

12. Persons who live, work, worship, or attend school in the United States within a ten (10) mile radius of the InTouch Credit Union branch located at 200 Renaissance Center, Suite 1201, Detroit, MI 48243;

13. Employees of First American Financial Corporation and CoreLogic Incorporated (formerly First American Corporation) and its wholly or majority owned subsidiaries, including employees of any successor(s) in interest and employees of any divested subsidiaries, who work in the United States; spouses of persons who died while within the field of membership of this credit union; employees of this credit union; persons retired as pensioners or annuitants from the above employment; members of their immediate families; and organizations of such persons; as well as Members of First American Federal Credit Union, Santa Ana, California as of the effective date of the merger with InTouch Credit Union;

14. Persons who live, work, worship or are located in Cumberland County, Pennsylvania;

15. Employees and members of the Church of Jesus Christ of Latter Day Saints in Clark, Nye, and Lincoln Counties, Nevada; as well as Members of Ensign Federal Credit Union, Las Vegas, Nevada as of the effective date of the purchase and assumption by InTouch Credit Union (11-13-09);

16. Any business or organization whose employees or members are within this field of membership;

17. Groups of employees or members of companies or associations which are located within reasonable geographic proximity of one of this credit union’s offices and which have furnished written evidence of the group’s desire to be eligible for membership; provided, however, that (1) any group having more than 300 employees or members or (2) any group already being served as primary members of another credit union shall be admitted only by an amendment of this section which specifically names the group being admitted2 ;
and members of the family of such persons.

The field of membership also includes employees of the credit union and members of their families.

Field of Membership Restrictions

Membership in InTouch Credit Union is open to those who live, work, attend school or worship within a 10-mile radius of one of the credit union's branches. Membership is also open to employees of Dr Pepper Snapple Group, Caesars Entertainment Corporation and other local select employer groups.

Deposit Rates - July 19, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.55% $1 $4,999 Learn MoreShow Less
Money Market
0.60% $5,000 $24,999 Learn MoreShow Less
Money Market
0.70% $25,000 $99,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.00% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.50% $1,000 - Learn MoreShow Less
6 Mo CD
1.50% $1,000 - Learn MoreShow Less
Special: 12 Mo CD
1.01% $25 - Learn MoreShow Less
12 Mo CD
2.00% $1,000 - Learn MoreShow Less
18 Mo CD
2.20% $1,000 - Learn MoreShow Less
24 Mo CD
2.35% $1,000 - Learn MoreShow Less
30 Mo CD
2.40% $1,000 - Learn MoreShow Less
36 Mo CD
2.45% $1,000 - Learn MoreShow Less
48 Mo CD
2.55% $1,000 - Learn MoreShow Less
60 Mo CD
2.70% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
0.05% $1,500 $9,999 Learn MoreShow Less

Loan Rates - July 19, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for INTOUCH

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
3.638% 3.625% 0.13 $395 $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.500% 4.500% 0.00 $0 $1,267 Learn More
Cascadia Mortgage
NMLS ID: 1505422
License#: NMLS #1505422
3.667% 3.625% 0.13 $1,316 $1,141 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
5.490 %
N/A Learn More
More Info

Note to INTOUCH
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Branches

Below are Intouch branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Intouch Locations


Financial Details

Intouch Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Intouch. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Intouch U.S. Average
15.50% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Intouch had $11,153,978 in non-current loans and $843,735 in owned assets. To cover these potential losses it had $72,236,361 in net worth and $5,164,594 in loans loss reserves. That gives it a Texas Ratio of 15.50%.

Net Worth
Intouch U.S. Average
8.05% 13.47%

Intouch FCU has a net worth of 8.05% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Intouch

Branches and Savings

What is Intouch?

A federal credit union, registered with the NCUA under certificate #68505.
Learn more about credit unions here.

Is Intouch FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Intouch?

Please see Field of Membership information above for information on who is eligible to join.

What are Intouch's share account and share certificate rates?

Intouch's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Intouch?

Intouch has total capital of $72.24 million. Full information on Intouch's financial position is located above.

Who owns Intouch?

Credit Unions are owned by their members.

Where are Intouch branches located?

See branch locations nearby.

Are Intouch ATMs Open 24/7?

Do Intouch ATMs accept cash deposits?

Can Intouch customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Intouch have a mobile app?

Does Intouch have mobile deposit?

Does Intouch have quick pay?

How can Intouch transfer money to other banks or credit unions?

Does Intouch report to credit bureaus?

Does Intouch use Chexsystems?

Does Intouch use Equifax?

What is Intouch's toll free phone number?

What is Intouch's ACH Routing Number?

What is Intouch's SWIFT code?

Where can I find Intouch's wire transfer form?

What is the Intouch address for deposits?

What Products Does Intouch Offer

Does Intouch offer mortgages?

Compare mortgage rates here.

Does Intouch offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Intouch offer auto and RV loans?

Compare auto loan rates here.

Does Intouch offer student loans or personal loans?

Compare personal loan rates here.

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