IRON MOUNTAIN KINGSFORD COMMUNITY

Headquarters

POB 2247
Kingsford, MI 49802
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.95% →
1-Year CD 0.50% 1.01% →
2-Year CD 0.75% 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Iron Mountain Kingsford Community is an NCUA insured institution located in Kingsford, MI. It was founded in 1948 and has approximately $109.94 millions in assets.

NCUA Insured Yes
Charter Number # # 5660
Date Established 1948
Assets $109.94 million
Loans $37.02 million
Deposits $94.20 million
Capital $14.99 million
 

Field of Membership Restrictions

Must live, work, worship or attend school in Dickinson County, Michigan. Also open to residents of the state of Wisconsin within a 5-mile radius of the Iron Mountain, Michigan Post Office.

Deposit Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.75% $1 $499 Learn MoreShow Less

Loan Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for IRON MOUNTAIN KINGSFORD COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.539% 2.500% 0.50 $1,304 $988 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.669% 2.625% 0.63 $1,450 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to IRON MOUNTAIN KINGSFORD COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Iron Mountain Kingsford Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Iron Mountain Kingsford Community Locations


Financial Details

Iron Mountain Kingsford Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Iron Mountain Kingsford Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Iron Mountain Kingsford Community U.S. Average
2.47% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Iron Mountain Kingsford Community had $368,130 in non-current loans and $6,714 in owned assets. To cover these potential losses it had $14,994,224 in net worth and $162,494 in loans loss reserves. That gives it a Texas Ratio of 2.47%.

Net Worth
Iron Mountain Kingsford Community U.S. Average
13.63% 13.61%

Iron Mountain Kingsford Community FCU has a net worth of 13.63% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Iron Mountain Kingsford Community

Branches and Savings

What is Iron Mountain Kingsford Community?

A federal credit union, registered with the NCUA under certificate #5660.
Learn more about credit unions here.

Is Iron Mountain Kingsford Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Iron Mountain Kingsford Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Iron Mountain Kingsford Community's share account and share certificate rates?

Iron Mountain Kingsford Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Iron Mountain Kingsford Community?

Iron Mountain Kingsford Community has total capital of $14.99 million. Full information on Iron Mountain Kingsford Community's financial position is located above.

Who owns Iron Mountain Kingsford Community?

Credit Unions are owned by their members.

Where are Iron Mountain Kingsford Community branches located?

See branch locations nearby.

Are Iron Mountain Kingsford Community ATMs Open 24/7?

Do Iron Mountain Kingsford Community ATMs accept cash deposits?

Can Iron Mountain Kingsford Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Iron Mountain Kingsford Community have a mobile app?

Does Iron Mountain Kingsford Community have mobile deposit?

Does Iron Mountain Kingsford Community have quick pay?

How can Iron Mountain Kingsford Community transfer money to other banks or credit unions?

Does Iron Mountain Kingsford Community report to credit bureaus?

Does Iron Mountain Kingsford Community use Chexsystems?

Does Iron Mountain Kingsford Community use Equifax?

What is Iron Mountain Kingsford Community's toll free phone number?

What is Iron Mountain Kingsford Community's ACH Routing Number?

What is Iron Mountain Kingsford Community's SWIFT code?

Where can I find Iron Mountain Kingsford Community's wire transfer form?

What is the Iron Mountain Kingsford Community address for deposits?

What Products Does Iron Mountain Kingsford Community Offer

Does Iron Mountain Kingsford Community offer mortgages?

Compare mortgage rates here.

Does Iron Mountain Kingsford Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Iron Mountain Kingsford Community offer auto and RV loans?

Compare auto loan rates here.

Does Iron Mountain Kingsford Community offer student loans or personal loans?

Compare personal loan rates here.

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