Irving City Employees Federal Credit Union

Headquarters

1408 W Pioneer Dr
Irving, TX 75061
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Irving City Employees is an NCUA insured institution located in Irving, TX. It was founded in 1961 and has approximately $84.72 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24481
Date Established 1961
Assets $84.72 million
Loans $39.16 million
Deposits $74.74 million
Capital $9.68 million
 

Field of Membership Restrictions

Membership is open to employees of the City of Irving or several related institutions.

Deposit Rates - October 6, 2026

Your Current Location: New York, NY

We do not yet have rates for Irving City Employees

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Loan Rates - October 6, 2026

Your Current Location: New York, NY

There are currently no loan rates available for Irving City Employees

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New York 30 Year Fixed Mortgage Rates 2026

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Featured - New York Home Equity Line Of Credit Rates 2026

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Branches

Below are Irving City Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Albany,New York


Irving City Employees Locations


BranchDistance Map View Lobby Hours

Main Office

1393.94 A View Lobby Hours


Climate Policy and Initiatives

IRVING CITY EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Irving City Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Irving City Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Irving City Employees U.S. Average
6.62% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Irving City Employees had $644,619 in non-current loans and $11,400 in owned assets. To cover these potential losses it had $9,680,747 in net worth and $223,247 in loans loss reserves. That gives it a Texas Ratio of 6.62%.

Net Worth
Irving City Employees U.S. Average
11.43% 14.48%

Irving City Employees FCU has a net worth of 11.43% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Irving City Employees

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