35 Us Highway 68 E
Benton, KY 42025
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Lake Chem Community is an NCUA insured institution located in Benton, KY. It was founded in 1971 and has approximately $96.43 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 20641 |
| Date Established | 1971 |
| Assets | $96.43 million |
| Loans | $74.31 million |
| Deposits | $86.78 million |
| Capital | $9.36 million |
Your Current Location: Colorado, CO
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Your Current Location: Colorado, CO
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Below are Lake Chem Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Avon,Colorado
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The following ratios and data are available to help you better understand the financial condition of Lake Chem Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Lake Chem Community | U.S. Average |
|---|---|
| 9.42% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Lake Chem Community had $862,940 in non-current loans and $30,000 in owned assets. To cover these potential losses it had $9,360,679 in net worth and $121,576 in loans loss reserves. That gives it a Texas Ratio of 9.42%.
| Lake Chem Community | U.S. Average |
|---|---|
| 9.71% | 14.48% |
Lake Chem Community FCU has a net worth of 9.71% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 17, 2026
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