Members First Credit Union

Headquarters

120 East 1000 South
Brigham City, UT 84302
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ACH 324376805

Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Members First is an NCUA insured institution located in Brigham City, UT. It was founded in 1958 and has approximately $206.15 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67153
Date Established 1958
Assets $206.15 million
Loans $98.99 million
Deposits $174.43 million
Capital $30.26 million
 

Field of Membership Restrictions

Membership is open to those who live in Cache or Box Elder Counties in Utah and to employees of Utah State University, NUCOR Steel, VulCraft, Management Training Corp., Kent's Market, Malt-O-Meal Company, Orbital ATK Launch Systems, Autoliv ASP.

Deposit Rates - October 1, 2026

Your Current Location: New Hampshire, NH

We do not yet have rates for Members First

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - October 1, 2026

Your Current Location: New Hampshire, NH

There are currently no loan rates available for Members First

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New Hampshire 30 Year Fixed Mortgage Rates 2026

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Featured - New Hampshire Home Equity Line Of Credit Rates 2026

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Branches

Below are Members First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Lebanon,New Hampshire



Climate Policy and Initiatives

MEMBERS FIRST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Members First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Members First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Members First U.S. Average
2.41% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Members First had $662,301 in non-current loans and $74,812 in owned assets. To cover these potential losses it had $30,261,741 in net worth and $345,702 in loans loss reserves. That gives it a Texas Ratio of 2.41%.

Net Worth
Members First U.S. Average
14.68% 14.48%

Members First FCU has a net worth of 14.68% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Members First

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