Mid-hudson Valley

Headquarters

Po Box 1429
Kingston, NY 12402
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.66% →
1-Year CD 0.85% 0.67% →
2-Year CD 1.00% 0.75% →
5-Year CD 1.15% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Mid-hudson Valley is an NCUA insured institution located in Kingston, NY. It was founded in 1963 and has approximately $1277.21 millions in assets.

Who can join?

Eligibility is offered to anyone who lives, works, worships, volunteers or attends school in Ulster, Dutchess or Orange County. Membership is also extended to family.

NCUA Insured Yes / Federally Chartered
Charter Number # # 15766
Date Established 1963
Assets $1,277.21 million
Loans $823.71 million
Deposits $1,155.25 million
Capital $108.01 million
 

Field of Membership Restrictions

Membership in Mid-Hudson Valley Federal Credit Union is open to those who live, work, worship, volunteer or attend school in Ulster, Dutchess or Orange Counties in New York.

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
30 Mo CD
1.05% $10,000 $14,999 Learn More
30 Mo CD
1.05% $100,000 $199,999 Learn More
36 Mo CD
1.05% $10,000 $14,999 Learn More
36 Mo CD
1.05% $100,000 $199,999 Learn More
48 Mo CD
1.10% $10,000 $14,999 Learn More
48 Mo CD
1.10% $100,000 $199,999 Learn More
60 Mo CD
1.15% $10,000 $14,999 Learn More
60 Mo CD
1.15% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for MID-HUDSON VALLEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More
Infiniti Home Loans Inc.
NMLS ID: 257476
2.884% 2.750% 0.75 $4,368 $1,021 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to MID-HUDSON VALLEY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Mid-hudson Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Mid-hudson Valley Locations


Financial Details

Mid-hudson Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mid-hudson Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mid-hudson Valley U.S. Average
11.30% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Mid-hudson Valley had $12,798,461 in non-current loans and $527,240 in owned assets. To cover these potential losses it had $108,011,949 in net worth and $9,965,520 in loans loss reserves. That gives it a Texas Ratio of 11.30%.

Net Worth
Mid-hudson Valley U.S. Average
8.45% 12.67%

Mid-hudson Valley FCU has a net worth of 8.45% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Mid-hudson Valley

Branches and Savings

What is Mid-hudson Valley?

A federal credit union, registered with the NCUA under certificate #15766.
Learn more about credit unions here.

Is Mid-hudson Valley FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Mid-hudson Valley is insured by the NCUA.

Who can join Mid-hudson Valley?

Please see Field of Membership information above for information on who is eligible to join.

What are Mid-hudson Valley's share account and share certificate rates?

Mid-hudson Valley's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mid-hudson Valley?

Mid-hudson Valley has total capital of $108.01 million. Full information on Mid-hudson Valley's financial position is located above.

Who owns Mid-hudson Valley?

Credit Unions are owned by their members.

Where are Mid-hudson Valley branches located?

See branch locations nearby.

Are Mid-hudson Valley ATMs Open 24/7?

Do Mid-hudson Valley ATMs accept cash deposits?

Can Mid-hudson Valley customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mid-hudson Valley have a mobile app?

Does Mid-hudson Valley have mobile deposit?

Does Mid-hudson Valley have quick pay?

How can Mid-hudson Valley transfer money to other banks or credit unions?

Does Mid-hudson Valley report to credit bureaus?

Does Mid-hudson Valley use Chexsystems?

Does Mid-hudson Valley use Equifax?

What is Mid-hudson Valley's toll free phone number?

What is Mid-hudson Valley's ACH Routing Number?

What is Mid-hudson Valley's SWIFT code?

Where can I find Mid-hudson Valley's wire transfer form?

What is the Mid-hudson Valley address for deposits?

What Products Does Mid-hudson Valley Offer

Does Mid-hudson Valley offer mortgages?

Compare mortgage rates here.

Does Mid-hudson Valley offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mid-hudson Valley offer auto and RV loans?

Compare auto loan rates here.

Does Mid-hudson Valley offer student loans or personal loans?

Compare personal loan rates here.

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