Mid-hudson Valley Federal Credit Union
Headquarters
Po Box 1429
Kingston, NY 12402
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2024 Overview
General Credit Union Information
Mid-hudson Valley is an NCUA insured institution located in Kingston, NY. It was founded in 1963 and has approximately $1435.51 millions in assets.
Who can join?
Eligibility is offered to anyone who lives, works, worships, volunteers or attends school in Ulster, Dutchess or Orange County. Membership is also extended to family.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 15766 |
| Date Established | 1963 |
| Assets | $1,435.51 million |
| Loans | $999.41 million |
| Deposits | $1,287.37 million |
| Capital | $145.91 million |
Field of Membership Restrictions
Membership in Mid-Hudson Valley Federal Credit Union is open to those who live, work, worship, volunteer or attend school in Ulster, Dutchess or Orange Counties in New York.
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.05% | $100 | - |
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|
|
Money Market
|
0.05% | $2,500 | - |
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|
|
Money Market
|
0.05% | $10,000 | - |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $500 | - |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
2.25% | $500 | - |
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|
| 12 Mo CD
|
2.35% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
3.25% | $500 | - |
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|
| 30 Mo CD
|
3.00% | $500 | - |
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|
| 36 Mo CD
|
3.00% | $500 | - |
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|
| 48 Mo CD
|
3.00% | $500 | - |
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|
| 60 Mo CD
|
3.00% | $500 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.05% | $1,000 | - | Learn More |
Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Mid-hudson Valley
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Mid-hudson Valley
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Branches
Below are Mid-hudson Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
MID-HUDSON VALLEY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Mid-hudson Valley Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Mid-hudson Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Mid-hudson Valley | U.S. Average |
|---|---|
| 9.23% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Mid-hudson Valley had $13,704,203 in non-current loans and $386,910 in owned assets. To cover these potential losses it had $145,907,229 in net worth and $6,733,107 in loans loss reserves. That gives it a Texas Ratio of 9.23%.
Net Worth
| Mid-hudson Valley | U.S. Average |
|---|---|
| 10.16% | 13.62% |
Mid-hudson Valley FCU has a net worth of 10.16% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Mid-hudson Valley
Phillips
May 25, 2022
Your CD are lower than HUDSON Valley Credit Union .At one time you where good. 5-25-22
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