Mid-tex Federal Credit Union

Headquarters

P.o. Box 338
Brownwood, TX 76804
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Notable Rates APY Vs.Others
Savings 0.10% 5.00% →
1-Year CD 0.50% 4.70% →
2-Year CD 0.60% 4.80% →
5-Year CD N.A. 5.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Mid-tex is an NCUA insured institution located in Brownwood, TX. It was founded in 1961 and has approximately $36.35 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24454
Date Established 1961
Assets $36.35 million
Loans $21.10 million
Deposits $33.72 million
Capital $3.35 million
 

Deposit Rates - November 14, 2026

Your Current Location: Mississippi, MS

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.55% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.60% $10,000 $14,999 Learn More
36 Mo CD
0.60% $100,000 $199,999 Learn More
48 Mo CD
0.70% $10,000 $14,999 Learn More
48 Mo CD
0.70% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.12% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 14, 2026

Your Current Location: Mississippi, MS

There are currently no loan rates available for Mid-tex

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Mississippi 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Mississippi Home Equity Line Of Credit Rates 2026

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Branches

Below are Mid-tex branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Mississippi


Mid-tex Locations


BranchDistance Map View Lobby Hours

MAIN

573.61 A View Lobby Hours


Climate Policy and Initiatives

MID-TEX is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Mid-tex Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mid-tex. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mid-tex U.S. Average
3.37% 5.13

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2026, Mid-tex had $98,730 in non-current loans and $15,933 in owned assets. To cover these potential losses it had $3,345,836 in net worth and $60,763 in loans loss reserves. That gives it a Texas Ratio of 3.37%.

Net Worth
Mid-tex U.S. Average
9.2% 14.54%

Mid-tex FCU has a net worth of 9.2% versus the BestCashCow average of 14.54. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Mid-tex

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