Ukrainian Federal Credit Union

Headquarters

824 E Ridge Rd
Rochester, NY 14621
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.02% →
1-Year CD 0.70% 1.45% →
2-Year CD 0.90% 2.86% →
5-Year CD 1.21% 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Ukrainian is an NCUA insured institution located in Rochester, NY. It was founded in 1953 and has approximately $341.81 millions in assets.

Who can join?

Membership Eligibility Requirements:

A member of a common bond church or organization

An immediate family member of someone from an above qualifying group. A family member is defined as: husband, wife, mother, father, brother, sister, child, step-child, grand-child, and grand-parent. Note that a family member of an eligible person can join even if the eligible person chooses not to join. Example: Maria Kozak is a member of St. Josaphat Church but is not a member. Her son Ivan wants to join the credit union. His eligibility is: mother, Maria Kozak, St. Josaphat Church member.

A Share Savings Account with $50 minimum deposit.

Account may be single ownership or joint ownership.

NCUA Insured Yes / Federally Chartered
Charter Number # # 8854
Date Established 1953
Assets $341.81 million
Loans $279.43 million
Deposits $304.05 million
Capital $29.23 million
 

Field of Membership Restrictions

Must be a member of a common bond church or organization or an immediate family member of someone from an above qualifying group.

Deposit Rates - May 23, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.50% $2,500 $2,999 Learn More
Money Market
0.50% $10,000 $14,999 Learn More
Money Market
0.60% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.10% $10,000 $14,999 Learn More
48 Mo CD
1.10% $100,000 $199,999 Learn More
60 Mo CD
1.21% $10,000 $14,999 Learn More
60 Mo CD
1.21% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $1 $499 Learn MoreShow Less

Loan Rates - May 23, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for UKRAINIAN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Better.com
NMLS ID: 330511
5.452% 5.375% 0.88 $2,158 $1,400 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
3.490 %
After Intro: 4.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to UKRAINIAN
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Ukrainian branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Ukrainian Locations



Climate Initiatives

UKRAINIAN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Ukrainian Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ukrainian. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ukrainian U.S. Average
2.50% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Ukrainian had $745,119 in non-current loans and $24,400 in owned assets. To cover these potential losses it had $29,234,294 in net worth and $1,535,533 in loans loss reserves. That gives it a Texas Ratio of 2.50%.

Net Worth
Ukrainian U.S. Average
8.75% 12.36%

Ukrainian FCU has a net worth of 8.75% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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