824 E Ridge Rd
Rochester, NY 14621
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.65% →
1-Year CD 0.70% 0.70% →
2-Year CD 0.90% 0.75% →
5-Year CD 1.21% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Ukrainian is an NCUA insured institution located in Rochester, NY. It was founded in 1953 and has approximately $330.24 millions in assets.

Who can join?

Membership Eligibility Requirements:

A member of a common bond church or organization

An immediate family member of someone from an above qualifying group. A family member is defined as: husband, wife, mother, father, brother, sister, child, step-child, grand-child, and grand-parent. Note that a family member of an eligible person can join even if the eligible person chooses not to join. Example: Maria Kozak is a member of St. Josaphat Church but is not a member. Her son Ivan wants to join the credit union. His eligibility is: mother, Maria Kozak, St. Josaphat Church member.

A Share Savings Account with $50 minimum deposit.

Account may be single ownership or joint ownership.

NCUA Insured Yes / Federally Chartered
Charter Number # # 8854
Date Established 1953
Assets $330.24 million
Loans $250.69 million
Deposits $298.61 million
Capital $26.84 million

Field of Membership Restrictions

Must be a member of a common bond church or organization or an immediate family member of someone from an above qualifying group.

Deposit Rates - July 30, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.50% $2,500 $2,999 Learn More
Money Market
0.50% $10,000 $14,999 Learn More
Money Market
0.60% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.10% $10,000 $14,999 Learn More
48 Mo CD
1.10% $100,000 $199,999 Learn More
60 Mo CD
1.21% $10,000 $14,999 Learn More
60 Mo CD
1.21% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.25% $1 $499 Learn MoreShow Less

Loan Rates - July 30, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for UKRAINIAN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.349% 3.250% 0.75 $3,125 $1,089 Learn More
NMLS ID: 2890
License#: MC-3098
2.534% 2.500% 0.50 $1,132 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Ukrainian branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Ukrainian Locations

Financial Details

Ukrainian Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ukrainian. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ukrainian U.S. Average
4.21% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Ukrainian had $1,157,745 in non-current loans and $31,000 in owned assets. To cover these potential losses it had $26,842,072 in net worth and $1,400,245 in loans loss reserves. That gives it a Texas Ratio of 4.21%.

Net Worth
Ukrainian U.S. Average
8.12% 12.20%

Ukrainian FCU has a net worth of 8.12% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ukrainian

Branches and Savings

What is Ukrainian?

A federal credit union, registered with the NCUA under certificate #8854.
Learn more about credit unions here.

Is Ukrainian FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Ukrainian is insured by the NCUA.

Who can join Ukrainian?

Please see Field of Membership information above for information on who is eligible to join.

What are Ukrainian's share account and share certificate rates?

Ukrainian's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ukrainian?

Ukrainian has total capital of $26.84 million. Full information on Ukrainian's financial position is located above.

Who owns Ukrainian?

Credit Unions are owned by their members.

Where are Ukrainian branches located?

See branch locations nearby.

Are Ukrainian ATMs Open 24/7?

Do Ukrainian ATMs accept cash deposits?

Can Ukrainian customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ukrainian have a mobile app?

Does Ukrainian have mobile deposit?

Does Ukrainian have quick pay?

How can Ukrainian transfer money to other banks or credit unions?

Does Ukrainian report to credit bureaus?

Does Ukrainian use Chexsystems?

Does Ukrainian use Equifax?

What is Ukrainian's toll free phone number?

What is Ukrainian's ACH Routing Number?

What is Ukrainian's SWIFT code?

Where can I find Ukrainian's wire transfer form?

What is the Ukrainian address for deposits?

What Products Does Ukrainian Offer

Does Ukrainian offer mortgages?

Compare mortgage rates here.

Does Ukrainian offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ukrainian offer auto and RV loans?

Compare auto loan rates here.

Does Ukrainian offer student loans or personal loans?

Compare personal loan rates here.

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