1007 Western Ave
Findlay, OH 45840

Notable Rates APY Vs.Others
Savings 0.10% 2.10% →
1-Year CD 1.61% 2.15% →
2-Year CD 1.91% 2.20% →
5-Year CD 2.32% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Millstream Area is located in Findlay, Oh. It was founded in 0000 and has approximately $43.92 millions in assets.

NCUA Insured No
Charter Number # # 96756
Date Established 0000
Assets $43.92 million
Loans $28.62 million
Deposits $38.84 million
Capital $5.11 million

Deposit Rates - February 29, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.70% $2,500 $9,999 Learn MoreShow Less
Money Market
0.80% $10,000 $24,999 Learn MoreShow Less
Money Market
0.90% $25,000 $49,999 Learn MoreShow Less
Fixed IRA
1.61% $500 $4,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.50% $500 - Learn MoreShow Less
6 Mo CD
0.60% $500 - Learn MoreShow Less
12 Mo CD
1.61% $500 - Learn MoreShow Less
18 Mo CD
1.81% $500 - Learn MoreShow Less
24 Mo CD
1.91% $500 - Learn MoreShow Less
36 Mo CD
2.12% $500 - Learn MoreShow Less
48 Mo CD
2.22% $500 - Learn MoreShow Less
60 Mo CD
2.32% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.24% $25 $4,999 Learn MoreShow Less

Loan Rates - February 29, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for MILLSTREAM AREA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.793% 4.750% 0.00 $1,250 $1,305 Learn More
NMLS ID: 2890
License#: 13256
3.146% 3.125% 0.25 $665 $1,071 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Millstream Area branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Millstream Area Locations

Financial Details

Millstream Area Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Millstream Area. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Millstream Area U.S. Average
7.40% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Millstream Area had $277,848 in non-current loans and $124,000 in owned assets. To cover these potential losses it had $5,111,800 in net worth and $316,241 in loans loss reserves. That gives it a Texas Ratio of 7.40%.

Net Worth
Millstream Area U.S. Average
11.63% 13.65%

Millstream Area FCU has a net worth of 11.63% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Millstream Area

Branches and Savings

What is Millstream Area?

A federal credit union, registered with the NCUA under certificate #96756.
Learn more about credit unions here.

Is Millstream Area FDIC insured?

No, Millstream Area credit union is not insured by the FDIC because it is not a bank. Because it is state chartered and not federally chartered, it is also not insured by the NCUA. Deposits may or may not be insured by private deposit insurance and you should check with the state chartering organization to confirm whether and to what level your deposits are required to be protected.

Who can join Millstream Area?

Please see Field of Membership information above for information on who is eligible to join.

What are Millstream Area's share account and share certificate rates?

Millstream Area's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Millstream Area?

Millstream Area has total capital of $5.11 million. Full information on Millstream Area's financial position is located above.

Who owns Millstream Area?

Credit Unions are owned by their members.

Where are Millstream Area branches located?

See branch locations nearby.

Are Millstream Area ATMs Open 24/7?

Do Millstream Area ATMs accept cash deposits?

Can Millstream Area customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Millstream Area have a mobile app?

Does Millstream Area have mobile deposit?

Does Millstream Area have quick pay?

How can Millstream Area transfer money to other banks or credit unions?

Does Millstream Area report to credit bureaus?

Does Millstream Area use Chexsystems?

Does Millstream Area use Equifax?

What is Millstream Area's toll free phone number?

What is Millstream Area's ACH Routing Number?

What is Millstream Area's SWIFT code?

Where can I find Millstream Area's wire transfer form?

What is the Millstream Area address for deposits?

What Products Does Millstream Area Offer

Does Millstream Area offer mortgages?

Compare mortgage rates here.

Does Millstream Area offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Millstream Area offer auto and RV loans?

Compare auto loan rates here.

Does Millstream Area offer student loans or personal loans?

Compare personal loan rates here.

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