Mocse is an NCUA insured institution located in Modesto, CA. It was founded in 1959 and has approximately $354.21 millions in assets.
Who can join?
The Field of Membership of Mocse Federal Credit Union shall be limited to those having the following common bond:
1. Persons who live, work, worship, or attend school in, and businesses
and other legal entities located within Stanislaus County, California
2. Persons who live, work, worship, or attend school in, and businesses
and other legal entities located within Mariposa, Merced and Tuolumne
Counties, California
3. Employees of all public school districts, who work in Stanislaus County
or Tuolumne County, California.
4. Members of the California State Employees Association, Don Pedro
Chapter #67 and #176, in Sacramento, California, who qualify for
membership in accordance with its charter and bylaws in effect on
January 1, 2002.
Full-time employees of the California National Guard, Modesto
Battalion, who work in Modesto, California
Employees of the California State University, Stanislaus, who work in
Turlock, California
Federal employees who work in Stanislaus County, California
(excluding U.S. Postal and Military Service Personnel on active duty
under United States Code Title 10)
Employees of select companies who work in Modesto,
California
Spouses of persons who died while within the field of membership of this credit union; employees of this credit union; persons retired as pensioners or annuitants from the above employment; volunteers; members of their immediate families or households; and organizations of such persons.
| NCUA Insured | Yes |
| Charter Number # | # 12805 |
| Date Established | 1959 |
| Assets | $354.21 million |
| Loans | $129.10 million |
| Deposits | $317.77 million |
| Capital | $29.64 million |
Your Current Location: Connecticut, CT 06828
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
|
Money Market
|
0.03% | $2,500 | $2,999 |
Learn More
|
|
Money Market
|
0.04% | $10,000 | $14,999 |
Learn More
|
|
Money Market
|
0.06% | $25,000 | $29,999 |
Learn More
|
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for MOCSE
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2890 License#: 13256 |
2.701% | 2.625% | 1.00 | $2,495 | $1,005 | Learn More |
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loans See Table |
2.240 %
|
$0 |
Learn More
More Info |
Note to MOCSE
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Below are Mocse branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
The following ratios and data are available to help you better understand the financial condition of Mocse. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Mocse | U.S. Average |
|---|---|
| 2.85% | 4.42 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2020, Mocse had $859,264 in non-current loans and $19,604 in owned assets. To cover these potential losses it had $29,642,080 in net worth and $1,150,483 in loans loss reserves. That gives it a Texas Ratio of 2.85%.
| Mocse | U.S. Average |
|---|---|
| 8.96% | 12.91% |
Mocse FCU has a net worth of 8.96% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
A federal credit union, registered with the NCUA under certificate #12805.
Learn more about credit unions here.
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Please see Field of Membership information above for information on who is eligible to join.
Mocse has total capital of $29.64 million. Full information on Mocse's financial position is located above.
Credit Unions are owned by their members.
See branch locations nearby.
Compare home equity lines of credit rates here.
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