Mount Carmel Baptist Federal Credit Union

Headquarters

5800 Race St
Philadelphia, PA 19139
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Mount Carmel Baptist is an NCUA insured institution located in Philadelphia, PA. It was founded in 1964 and has approximately $0.75 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 16525
Date Established 1964
Assets $0.75 million
Loans $0.04 million
Deposits $0.57 million
Capital $0.17 million
 

Deposit Rates - September 22, 2026

Your Current Location: Colorado, CO

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Loan Rates - September 22, 2026

Your Current Location: Colorado, CO

There are currently no loan rates available for Mount Carmel Baptist

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Featured - Colorado Home Equity Line Of Credit Rates 2026

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Branches

Below are Mount Carmel Baptist branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Durango,Colorado


Mount Carmel Baptist Locations


BranchDistance Map View Lobby Hours

Mt Carmel

1738.34 A View Lobby Hours


Climate Policy and Initiatives

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Financial Details

Mount Carmel Baptist Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mount Carmel Baptist. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mount Carmel Baptist U.S. Average
0.19% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Mount Carmel Baptist had $338 in non-current loans and $0 in owned assets. To cover these potential losses it had $172,591 in net worth and $4,877 in loans loss reserves. That gives it a Texas Ratio of 0.19%.

Net Worth
Mount Carmel Baptist U.S. Average
23.08% 14.48%

Mount Carmel Baptist FCU has a net worth of 23.08% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Mount Carmel Baptist

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