My Credit Union

Headquarters

9550 Lyndale Ave S
Bloomington, MN 55420
See all branch locations →

ACH 291075459

Notable Rates APY Vs.Others
Savings 0.01% 4.35% →
1-Year CD 0.21% 4.59% →
2-Year CD 0.31% 4.47% →
5-Year CD 0.81% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

My is an NCUA insured institution located in Bloomington, MN. It was founded in 1957 and has approximately $371.27 millions in assets.

Who can join?

If you Live, Work, Worship, Volunteer, or attend School in any of the following areas you are eligible for membership at RBCU:
• Richfield
• Bloomington
• Edina
• Mpls. / St. Paul Airport
• Fort Snelling
Relatives and people living in the same household with existing RBCU members can join.

NCUA Insured Yes / State-Chartered
Charter Number # # 60125
Date Established 1957
Assets $371.27 million
Loans $306.18 million
Deposits $332.16 million
Capital $34.49 million
 

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, attend school or worship in Bloomington, Richfield, Fort Snelling, Edina, or the area around the Minneapolis/St. Paul airport.

Deposit Rates - September 29, 2026

Your Current Location: Wisconsin, WI

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.01% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.07% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.13% $10,000 $14,999 Learn More
6 Mo CD
0.16% $100,000 $199,999 Learn More
12 Mo CD
0.18% $10,000 $14,999 Learn More
12 Mo CD
0.21% $100,000 $199,999 Learn More
18 Mo CD
0.18% $10,000 $14,999 Learn More
18 Mo CD
0.21% $100,000 $199,999 Learn More
24 Mo CD
0.28% $10,000 $14,999 Learn More
24 Mo CD
0.31% $100,000 $199,999 Learn More
30 Mo CD
0.28% $10,000 $14,999 Learn More
30 Mo CD
0.31% $100,000 $199,999 Learn More
36 Mo CD
0.53% $10,000 $14,999 Learn More
36 Mo CD
0.56% $100,000 $199,999 Learn More
48 Mo CD
0.63% $10,000 $14,999 Learn More
48 Mo CD
0.71% $100,000 $199,999 Learn More
60 Mo CD
0.73% $10,000 $14,999 Learn More
60 Mo CD
0.81% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 29, 2026

Your Current Location: Wisconsin, WI

There are currently no loan rates available for My

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Wisconsin 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Wisconsin Home Equity Line Of Credit Rates 2026

View more home equity rates

Note to My
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Branches

Below are My branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Menomonie,Wisconsin


My Locations


BranchDistance Map View Lobby Hours

Richfield

71.13 A View Lobby Hours

Lyndale

72.11 B View Lobby Hours

Bloomington

74.45 C View Lobby Hours


Climate Policy and Initiatives

MY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

My Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of My. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
My U.S. Average
34.41% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, My had $12,171,867 in non-current loans and $208,622 in owned assets. To cover these potential losses it had $34,494,617 in net worth and $1,485,302 in loans loss reserves. That gives it a Texas Ratio of 34.41%.

Net Worth
My U.S. Average
9.35% 14.48%

My FCU has a net worth of 9.35% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for My


  • July 4, 2022

    Bad cutomer service, almost lot my home to foreclosure when trying to refi my current mortgage, after being assured everything was approved, very bad BEWAREOF THIS CREDIT UNION


Add Your Review


Rate it here →

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