BayPort CU

Headquarters

1 Bayport Way, Suite 350
Newport News, VA 23606
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 5.55% →
1-Year CD 0.35% 5.41% →
2-Year CD 0.50% 5.25% →
5-Year CD 0.60% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Bayport Cu is an NCUA insured institution located in Newport News, VA. It was founded in 1928 and has approximately $2435.29 millions in assets.

Who can join?

Membership is offered to all individuals who live, work, worship, volunteer, or attend school in the following areas as well as businesses and other legal entities in:

Cities of:

Chesapeake
Poqouson
Franklin
Portsmouth
Hampton
Suffolk
Newport News
Virginia Beach
Norfolk
Williamsburg

Counties of:

Gloucester
Southampton
Isle of Wight
Surry
James City
York

NCUA Insured Yes / State-Chartered
Charter Number # # 61330
Date Established 1928
Assets $2,435.29 million
Loans $1,813.98 million
Deposits $2,071.55 million
Capital $271.04 million
 

Field of Membership Restrictions

Membership in Bayport Credit Union is open to those who live, work, attend school, or worship in the following: (1) the cities of Chesapeake, Franklin, Hampton, Newport News, Norfolk, Poqouson, Portsmouth, Suffolk, Virginia Beach, or Williamsburg in Virginia; (2) the counties of Gloucester, Isle of Wight, James City, Mathews, Southampton, Surry, or York in Virginia or the counties of Currituck or Gates in North Carolina.

Deposit Rates - May 21, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.35% $10,000 $14,999 Learn More
12 Mo CD
0.35% $100,000 $199,999 Learn More
18 Mo CD
0.35% $10,000 $14,999 Learn More
18 Mo CD
0.35% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
30 Mo CD
0.50% $10,000 $14,999 Learn More
30 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.50% $10,000 $14,999 Learn More
36 Mo CD
0.50% $100,000 $199,999 Learn More
48 Mo CD
0.50% $10,000 $14,999 Learn More
48 Mo CD
0.50% $100,000 $199,999 Learn More
60 Mo CD
0.60% $10,000 $14,999 Learn More
60 Mo CD
0.60% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 21, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BayPort CU

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.968% 6.875% 0.75 $3,046 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.463% 7.375% 0.88 $2,800 $2,211 Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More
Veterans United Home Loans
NMLS ID: 1907
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to BayPort CU
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Bayport Cu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bayport Cu Locations



Climate Policy and Initiatives

NEWPORT NEWS SHIPBUILDING EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Bayport Cu Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bayport Cu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bayport Cu U.S. Average
12.90% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Bayport Cu had $34,682,429 in non-current loans and $2,503,548 in owned assets. To cover these potential losses it had $271,042,415 in net worth and $17,220,993 in loans loss reserves. That gives it a Texas Ratio of 12.90%.

Net Worth
Bayport Cu U.S. Average
11.21% 13.62%

Bayport Cu FCU has a net worth of 11.21% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for BayPort CU

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