North Georgia Community

Headquarters

25 Gateway Business Park Dr
Ringgold, GA 30736
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

North Georgia Community is an NCUA insured institution located in Ringgold, GA. It was founded in 1958 and has approximately $18.61 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12176
Date Established 1958
Assets $18.61 million
Loans $12.42 million
Deposits $17.44 million
Capital $1.36 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Catoosa County.

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

We do not yet have rates for North Georgia Community

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to North Georgia Community

Note to North Georgia Community
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for NORTH GEORGIA COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More
AimLoan.com
NMLS ID: 2890
License#: 413-0477
2.775% 2.750% 0.38 $808 $1,021 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to NORTH GEORGIA COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are North Georgia Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


North Georgia Community Locations


Financial Details

North Georgia Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of North Georgia Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
North Georgia Community U.S. Average
12.76% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, North Georgia Community had $156,165 in non-current loans and $27,000 in owned assets. To cover these potential losses it had $1,363,345 in net worth and $72,310 in loans loss reserves. That gives it a Texas Ratio of 12.76%.

Net Worth
North Georgia Community U.S. Average
7.32% 12.67%

North Georgia Community FCU has a net worth of 7.32% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About North Georgia Community

Branches and Savings

What is North Georgia Community?

A federal credit union, registered with the NCUA under certificate #12176.
Learn more about credit unions here.

Is North Georgia Community FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. North Georgia Community is insured by the NCUA.

Who can join North Georgia Community?

Please see Field of Membership information above for information on who is eligible to join.

What are North Georgia Community's share account and share certificate rates?

North Georgia Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is North Georgia Community?

North Georgia Community has total capital of $1.36 million. Full information on North Georgia Community's financial position is located above.

Who owns North Georgia Community?

Credit Unions are owned by their members.

Where are North Georgia Community branches located?

See branch locations nearby.

Are North Georgia Community ATMs Open 24/7?

Do North Georgia Community ATMs accept cash deposits?

Can North Georgia Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does North Georgia Community have a mobile app?

Does North Georgia Community have mobile deposit?

Does North Georgia Community have quick pay?

How can North Georgia Community transfer money to other banks or credit unions?

Does North Georgia Community report to credit bureaus?

Does North Georgia Community use Chexsystems?

Does North Georgia Community use Equifax?

What is North Georgia Community's toll free phone number?

What is North Georgia Community's ACH Routing Number?

What is North Georgia Community's SWIFT code?

Where can I find North Georgia Community's wire transfer form?

What is the North Georgia Community address for deposits?

What Products Does North Georgia Community Offer

Does North Georgia Community offer mortgages?

Compare mortgage rates here.

Does North Georgia Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does North Georgia Community offer auto and RV loans?

Compare auto loan rates here.

Does North Georgia Community offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for North Georgia Community

There are currently no comments for North Georgia Community. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →