North Star Community Credit Union


P.o. Box 556
Cherokee, IA 51012
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Notable Rates APY Vs.Others
Savings 0.30% 6.25% →
1-Year CD 0.75% 5.25% →
2-Year CD 0.85% 5.00% →
5-Year CD 1.05% 4.67% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2023 Overview

General Credit Union Information

North Star Community is an NCUA insured institution located in Cherokee, IA. It was founded in 1972 and has approximately $136.76 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 62638
Date Established 1972
Assets $136.76 million
Loans $101.93 million
Deposits $123.14 million
Capital $12.27 million

Field of Membership Restrictions

Membership is open to those who live or work in Cherokee, Buena Vista, Crawford, Clay, Ida, Monona, Osceola, O'Brian, Sac, Plymouth, Sioux, and Woodbury Counties in Iowa.

Deposit Rates - June 7, 2023

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.30% $2,500 $4,999 Learn More
Money Market
0.55% $2,500 $2,999 Learn More
Money Market
0.85% $10,000 $14,999 Learn More
Money Market
0.90% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.55% $500 - Learn More
12 Mo CD
0.75% $500 - Learn More
18 Mo CD
0.80% $500 - Learn More
24 Mo CD
0.85% $500 - Learn More
36 Mo CD
0.90% $500 - Learn More
48 Mo CD
1.00% $500 - Learn More
60 Mo CD
1.05% $500 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.20% $2,500 $3,499 Learn MoreShow Less

Loan Rates - June 7, 2023

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for North Star Community

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2023

Lender APR Rate (%) Points Fees Monthly
Learn More
PenFed Credit Union
NMLS ID: 401822
5.921% 5.750% 0.88 $4,688 $1,459 Learn More
Morty, Inc.
NMLS ID: 1429243
5.941% 5.875% 0.75 $1,785 $1,479 Learn More
NMLS ID: 2890
License#: MC-3098
6.367% 6.250% 0.88 $3,095 $1,540 Learn More
NMLS ID: 1907
6.794% 6.625% 0.75 $4,375 $1,601 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2023

Lender APR (%)? Monthly Payment? Learn More

Note to North Star Community
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Below are North Star Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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North Star Community Locations

Climate Initiatives

NORTH STAR COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

North Star Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of North Star Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
North Star Community U.S. Average
15.51% 5.90

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2022, North Star Community had $1,990,939 in non-current loans and $32,246 in owned assets. To cover these potential losses it had $12,265,683 in net worth and $778,931 in loans loss reserves. That gives it a Texas Ratio of 15.51%.

Net Worth
North Star Community U.S. Average
8.97% 12.75%

North Star Community FCU has a net worth of 8.97% versus the BestCashCow average of 12.75. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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