NORTH STAR COMMUNITY

Headquarters

P.O. BOX 556
Cherokee, IA 51012
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.30% 0.95% →
1-Year CD 1.21% 1.01% →
2-Year CD 1.46% 0.95% →
5-Year CD 1.76% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

North Star Community is an NCUA insured institution located in Cherokee, IA. It was founded in 1972 and has approximately $108.27 millions in assets.

NCUA Insured Yes
Charter Number # # 62638
Date Established 1972
Assets $108.27 million
Loans $72.89 million
Deposits $96.76 million
Capital $11.06 million
 

Field of Membership Restrictions

Membership is open to those who live or work in Cherokee, Buena Vista, Crawford, Clay, Ida, Monona, Osceola, O'Brian, Sac, Plymouth, Sioux, and Woodbury Counties in Iowa.

Deposit Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.30% $2,500 $4,999 Learn More
Money Market
0.55% $2,500 $2,999 Learn More
Money Market
0.85% $10,000 $14,999 Learn More
Money Market
0.90% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.80% $10,000 $14,999 Learn More
3 Mo CD
0.80% $100,000 $199,999 Learn More
6 Mo CD
1.00% $10,000 $14,999 Learn More
6 Mo CD
1.00% $100,000 $199,999 Learn More
12 Mo CD
1.21% $10,000 $14,999 Learn More
12 Mo CD
1.21% $100,000 $199,999 Learn More
18 Mo CD
1.41% $10,000 $14,999 Learn More
18 Mo CD
1.41% $100,000 $199,999 Learn More
24 Mo CD
1.46% $10,000 $14,999 Learn More
24 Mo CD
1.46% $100,000 $199,999 Learn More
36 Mo CD
1.51% $10,000 $14,999 Learn More
36 Mo CD
1.51% $100,000 $199,999 Learn More
48 Mo CD
1.61% $10,000 $14,999 Learn More
48 Mo CD
1.61% $100,000 $199,999 Learn More
60 Mo CD
1.76% $10,000 $14,999 Learn More
60 Mo CD
1.76% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.20% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NORTH STAR COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.674% 2.625% 0.63 $1,595 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to NORTH STAR COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are North Star Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


North Star Community Locations


Financial Details

North Star Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of North Star Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
North Star Community U.S. Average
6.06% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, North Star Community had $676,949 in non-current loans and $18,000 in owned assets. To cover these potential losses it had $11,063,659 in net worth and $405,491 in loans loss reserves. That gives it a Texas Ratio of 6.06%.

Net Worth
North Star Community U.S. Average
10.21% 13.61%

North Star Community FCU has a net worth of 10.21% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About North Star Community

Branches and Savings

What is North Star Community?

A federal credit union, registered with the NCUA under certificate #62638.
Learn more about credit unions here.

Is North Star Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join North Star Community?

Please see Field of Membership information above for information on who is eligible to join.

What are North Star Community's share account and share certificate rates?

North Star Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is North Star Community?

North Star Community has total capital of $11.06 million. Full information on North Star Community's financial position is located above.

Who owns North Star Community?

Credit Unions are owned by their members.

Where are North Star Community branches located?

See branch locations nearby.

Are North Star Community ATMs Open 24/7?

Do North Star Community ATMs accept cash deposits?

Can North Star Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does North Star Community have a mobile app?

Does North Star Community have mobile deposit?

Does North Star Community have quick pay?

How can North Star Community transfer money to other banks or credit unions?

Does North Star Community report to credit bureaus?

Does North Star Community use Chexsystems?

Does North Star Community use Equifax?

What is North Star Community's toll free phone number?

What is North Star Community's ACH Routing Number?

What is North Star Community's SWIFT code?

Where can I find North Star Community's wire transfer form?

What is the North Star Community address for deposits?

What Products Does North Star Community Offer

Does North Star Community offer mortgages?

Compare mortgage rates here.

Does North Star Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does North Star Community offer auto and RV loans?

Compare auto loan rates here.

Does North Star Community offer student loans or personal loans?

Compare personal loan rates here.

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