Mohegan Lake, NY 10547
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Notable Rates APY Vs.Others
Savings 0.20% 1.60% →
1-Year CD 1.00% 1.55% →
2-Year CD 1.10% 1.45% →
5-Year CD N.A. 1.66% →
30-Year Mortgage N.A. 3.08% →
15-Year Mortgage N.A. 2.65% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Hudson River Financial is an NCUA insured institution located in Mohegan Lake, NY. It was founded in 1938 and has approximately $61.57 millions in assets.

NCUA Insured Yes
Charter Number # # 2812
Date Established 1938
Assets $61.57 million
Loans $27.95 million
Deposits $55.87 million
Capital $4.93 million

Field of Membership Restrictions

Membership is open to employees and students (and their family) of select area school districts and employees of member businesses and organizations.

Deposit Rates - May 30, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.20% $5 - Learn More
Money Market
0.34% $2,500 $10,000 Learn More
Money Market
0.48% $10,001 $25,000 Learn More
Money Market
0.63% $25,001 $50,000 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.76% $1,000 - Learn More
12 Mo CD
1.00% $1,000 - Learn More
18 Mo CD
1.05% $1,000 - Learn More
24 Mo CD
1.10% $1,000 - Learn More
36 Mo CD
1.20% $1,000 - Learn More
48 Mo CD
1.30% $1,000 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 - Learn MoreShow Less

Loan Rates - May 30, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HUDSON RIVER FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.114% 3.990% 1.00 $3,750 $1,193 Learn More
NMLS ID: 2890
License#: MC-3098
2.952% 2.875% 1.00 $2,485 $1,038 Learn More
Rocket Mortgage
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

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Below are Hudson River Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Hudson River Financial Locations

Financial Details

Hudson River Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hudson River Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hudson River Financial U.S. Average
4.99% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Hudson River Financial had $119,997 in non-current loans and $134,262 in owned assets. To cover these potential losses it had $4,931,671 in net worth and $164,478 in loans loss reserves. That gives it a Texas Ratio of 4.99%.

Net Worth
Hudson River Financial U.S. Average
8% 13.86%

Hudson River Financial FCU has a net worth of 8% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Hudson River Financial

Branches and Savings

What is Hudson River Financial?

A federal credit union, registered with the NCUA under certificate #2812.
Learn more about credit unions here.

Is Hudson River Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Hudson River Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Hudson River Financial's share account and share certificate rates?

Hudson River Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Hudson River Financial?

Hudson River Financial has total capital of $4.93 million. Full information on Hudson River Financial's financial position is located above.

Who owns Hudson River Financial?

Credit Unions are owned by their members.

Where are Hudson River Financial branches located?

See branch locations nearby.

Are Hudson River Financial ATMs Open 24/7?

Do Hudson River Financial ATMs accept cash deposits?

Can Hudson River Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Hudson River Financial have a mobile app?

Does Hudson River Financial have mobile deposit?

Does Hudson River Financial have quick pay?

How can Hudson River Financial transfer money to other banks or credit unions?

Does Hudson River Financial report to credit bureaus?

Does Hudson River Financial use Chexsystems?

Does Hudson River Financial use Equifax?

What is Hudson River Financial's toll free phone number?

What is Hudson River Financial's ACH Routing Number?

What is Hudson River Financial's SWIFT code?

Where can I find Hudson River Financial's wire transfer form?

What is the Hudson River Financial address for deposits?

What Products Does Hudson River Financial Offer

Does Hudson River Financial offer mortgages?

Compare mortgage rates here.

Does Hudson River Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Hudson River Financial offer auto and RV loans?

Compare auto loan rates here.

Does Hudson River Financial offer student loans or personal loans?

Compare personal loan rates here.

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