Hudson River Financial Federal Credit Union
Our records indicate that this credit union has been acquired by SUNMARK.
Headquarters
3563 Mohegan Ave
Mohegan Lake, NY 10547
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2024 Overview
General Credit Union Information
Hudson River Financial is an NCUA insured institution located in Mohegan Lake, NY. It was founded in 1938 and has approximately $70.02 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 2812 |
| Date Established | 1938 |
| Assets | $70.02 million |
| Loans | $26.69 million |
| Deposits | $64.32 million |
| Capital | $5.11 million |
Field of Membership Restrictions
Membership is open to employees and students (and their family) of select area school districts and employees of member businesses and organizations.
Deposit Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.20% | $2,500 | $4,999 |
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|
|
Money Market
|
0.34% | $2,500 | $2,999 |
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|
|
Money Market
|
0.48% | $10,000 | $14,999 |
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|
|
Money Market
|
0.63% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.56% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.56% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.20% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.20% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Loan Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Hudson River Financial
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.734% | 6.625% | 0.88 | $3,603 | $2,049 | Learn More |
NMLS ID: 401822 |
6.944% | 6.750% | 1.00 | $6,400 | $2,076 | Learn More |
NMLS ID: 3029 |
7.008% | 6.875% | 0.88 | $4,492 | $2,103 | Learn More |
NMLS ID: 2059741 |
7.018% | 6.875% | 0.88 | $4,672 | $2,103 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Hudson River Financial
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Branches
Below are Hudson River Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
HUDSON RIVER FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Hudson River Financial Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Hudson River Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Hudson River Financial | U.S. Average |
|---|---|
| 22.01% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Hudson River Financial had $713,126 in non-current loans and $445,227 in owned assets. To cover these potential losses it had $5,106,449 in net worth and $157,190 in loans loss reserves. That gives it a Texas Ratio of 22.01%.
Net Worth
| Hudson River Financial | U.S. Average |
|---|---|
| 7.29% | 13.62% |
Hudson River Financial FCU has a net worth of 7.29% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Hudson River Financial
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