Hudson River Financial Federal Credit Union


Our records indicate that this credit union has been acquired by SUNMARK.


Headquarters

3563 Mohegan Ave
Mohegan Lake, NY 10547
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 5.55% →
1-Year CD 0.75% 5.41% →
2-Year CD 1.00% 5.00% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Hudson River Financial is an NCUA insured institution located in Mohegan Lake, NY. It was founded in 1938 and has approximately $70.02 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2812
Date Established 1938
Assets $70.02 million
Loans $26.69 million
Deposits $64.32 million
Capital $5.11 million
 

Field of Membership Restrictions

Membership is open to employees and students (and their family) of select area school districts and employees of member businesses and organizations.

Deposit Rates - April 18, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
Money Market
0.34% $2,500 $2,999 Learn More
Money Market
0.48% $10,000 $14,999 Learn More
Money Market
0.63% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.56% $10,000 $14,999 Learn More
6 Mo CD
0.56% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
18 Mo CD
0.85% $10,000 $14,999 Learn More
18 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.20% $10,000 $14,999 Learn More
36 Mo CD
1.20% $100,000 $199,999 Learn More
48 Mo CD
1.25% $10,000 $14,999 Learn More
48 Mo CD
1.25% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - April 18, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Hudson River Financial

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PenFed Credit Union
NMLS ID: 401822
6.806% 6.625% 0.88 $6,000 $2,049 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375% 0.75 $2,400 $2,211 Learn More
MortgageResearch.com
NMLS ID: Not a Lender
Learn More
Neighbors Bank
NMLS ID: 491986
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Hudson River Financial
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Branches

Below are Hudson River Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Hudson River Financial Locations



Climate Policy and Initiatives

HUDSON RIVER FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Hudson River Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hudson River Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hudson River Financial U.S. Average
22.01% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Hudson River Financial had $713,126 in non-current loans and $445,227 in owned assets. To cover these potential losses it had $5,106,449 in net worth and $157,190 in loans loss reserves. That gives it a Texas Ratio of 22.01%.

Net Worth
Hudson River Financial U.S. Average
7.29% 13.62%

Hudson River Financial FCU has a net worth of 7.29% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Hudson River Financial

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