Northeast Mississippi Federal Credit Union

Headquarters

101 3rd Ave S
Amory, MS 38821
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Northeast Mississippi is an NCUA insured institution located in Amory, MS. It was founded in 1964 and has approximately $6.74 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 16449
Date Established 1964
Assets $6.74 million
Loans $5.64 million
Deposits $5.70 million
Capital $1.03 million
 

Deposit Rates - September 29, 2026

Your Current Location: Tennessee, TN

We do not yet have rates for Northeast Mississippi

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Loan Rates - September 29, 2026

Your Current Location: Tennessee, TN

There are currently no loan rates available for Northeast Mississippi

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Tennessee 30 Year Fixed Mortgage Rates 2026

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Featured - Tennessee Home Equity Line Of Credit Rates 2026

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Branches

Below are Northeast Mississippi branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Humboldt,Tennessee


Northeast Mississippi Locations


BranchDistance Map View Lobby Hours

Amory Office

129.21 A View Lobby Hours

Aberdeen Office

140.14 B View Lobby Hours


Climate Policy and Initiatives

NORTHEAST MISSISSIPPI is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Northeast Mississippi Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Northeast Mississippi. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Northeast Mississippi U.S. Average
22.48% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Northeast Mississippi had $235,871 in non-current loans and $11,676 in owned assets. To cover these potential losses it had $1,026,519 in net worth and $74,703 in loans loss reserves. That gives it a Texas Ratio of 22.48%.

Net Worth
Northeast Mississippi U.S. Average
15.22% 14.48%

Northeast Mississippi FCU has a net worth of 15.22% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Northeast Mississippi

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