Northern Indiana


8121 Grand Blvd
Merrillville, IN 46410
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.85% →
1-Year CD 0.16% 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.10% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Northern Indiana is an NCUA insured institution located in Merrillville, IN. It was founded in 1935 and has approximately $41.84 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 168
Date Established 1935
Assets $41.84 million
Loans $18.57 million
Deposits $38.65 million
Capital $2.93 million

Field of Membership Restrictions

Membership is open to employees of AMG Resources, City of Lake Station, The Performance Companies, Inc, Gemenus Corp., Iron Workers Local Union 395, Laporte County Sherriff's, N.I.P.S.C.O., Northwest Indiana Dental Society, P.C. Communication, Regency Hospital of Northwest Indiana, St. Catherine’s Hospital, Town of Lowell, Trinity Free Methodist Church, WLTH Radio, WYIN-TV, and other select organizations.

Deposit Rates - October 15, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.05% $10,000 $14,999 Learn More
6 Mo CD
0.05% $100,000 $199,999 Learn More
12 Mo CD
0.16% $10,000 $14,999 Learn More
12 Mo CD
0.16% $100,000 $199,999 Learn More
18 Mo CD
0.18% $10,000 $14,999 Learn More
18 Mo CD
0.18% $100,000 $199,999 Learn More

Loan Rates - October 15, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for NORTHERN INDIANA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
CIT Bank
NMLS ID: 541760
3.052% 2.975% 1.00 $2,482 $1,051 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Northern Indiana branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Northern Indiana Locations

Climate Initiatives

NORTHERN INDIANA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Northern Indiana Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Northern Indiana. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Northern Indiana U.S. Average
4.85% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Northern Indiana had $65,334 in non-current loans and $79,900 in owned assets. To cover these potential losses it had $2,930,452 in net worth and $65,311 in loans loss reserves. That gives it a Texas Ratio of 4.85%.

Net Worth
Northern Indiana U.S. Average
7% 12.22%

Northern Indiana FCU has a net worth of 7% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Northern Indiana

Branches and Savings

What is Northern Indiana?

A federal credit union, registered with the NCUA under certificate #168.
Learn more about credit unions here.

Is Northern Indiana FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Northern Indiana is insured by the NCUA.

Who can join Northern Indiana?

Please see Field of Membership information above for information on who is eligible to join.

What are Northern Indiana's share account and share certificate rates?

Northern Indiana's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Northern Indiana?

Northern Indiana has total capital of $2.93 million. Full information on Northern Indiana's financial position is located above.

Who owns Northern Indiana?

Credit Unions are owned by their members.

Where are Northern Indiana branches located?

See branch locations nearby.

Are Northern Indiana ATMs Open 24/7?

Do Northern Indiana ATMs accept cash deposits?

Can Northern Indiana customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Northern Indiana have a mobile app?

Does Northern Indiana have mobile deposit?

Does Northern Indiana have quick pay?

How can Northern Indiana transfer money to other banks or credit unions?

Does Northern Indiana report to credit bureaus?

Does Northern Indiana use Chexsystems?

Does Northern Indiana use Equifax?

What is Northern Indiana's toll free phone number?

What is Northern Indiana's ACH Routing Number?

What is Northern Indiana's SWIFT code?

Where can I find Northern Indiana's wire transfer form?

What is the Northern Indiana address for deposits?

What Products Does Northern Indiana Offer

Does Northern Indiana offer mortgages?

Compare mortgage rates here.

Does Northern Indiana offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Northern Indiana offer auto and RV loans?

Compare auto loan rates here.

Does Northern Indiana offer student loans or personal loans?

Compare personal loan rates here.

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