Northwest Community Credit Union
545 E 8th Ave
Eugene, OR 97401
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2022 Overview
General Credit Union Information
Northwest Community is an NCUA insured institution located in Eugene, OR. It was founded in 1949 and has approximately $1831.2 millions in assets.
Who can join Northwest Community?
You can join if you or a relative live or work in Benton, Clackamas, Coos, Crook, Deschutes, Douglas, Jackson, Jefferson, Josephine, Klamath, Lane, Linn, Marion, Multnomah, and Washington counties in Oregon.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 61716 |
| Date Established | 1949 |
| Assets | $1,831.20 million |
| Loans | $1,182.55 million |
| Deposits | $1,652.46 million |
| Capital | $167.76 million |
Field of Membership Restrictions
Deposit Rates - August 11, 2022
Your Current Location: Connecticut, CT 06828
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
|
Premium Money Market Account
|
0.75% | $10,000 | $14,999 |
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|
|
Premium Money Market Account
|
1.25% | $25,000 | $34,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.15% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
Loan Rates - August 11, 2022
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for NORTHWEST COMMUNITY
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Connecticut 30 Year Fixed Mortgage Rates 2022
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 330511 |
5.325% | 5.250% | 0.88 | $2,100 | $1,381 | Learn More |
NMLS ID: 503941 |
4.933% | 4.875% | 0.63 | $1,658 | $1,324 | Learn More |
|
NMLS ID: 330511 |
5.325% | 5.250% | 0.88 | $2,100 | $1,381 | Learn More |
NMLS ID: 1907 |
5.165% | 4.990% | 1.00 | $5,000 | $1,341 | Learn More |
Featured - Connecticut Home Equity Line Of Credit Rates 2022
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to NORTHWEST COMMUNITY
To upload and update your bank's rates please register.
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Branches
Below are Northwest Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
Climate Initiatives
NORTHWEST COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Northwest Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Northwest Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Northwest Community | U.S. Average |
|---|---|
| 2.10% | 4.75 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2022, Northwest Community had $3,175,266 in non-current loans and $463,612 in owned assets. To cover these potential losses it had $167,759,662 in net worth and $5,347,159 in loans loss reserves. That gives it a Texas Ratio of 2.10%.
Net Worth
| Northwest Community | U.S. Average |
|---|---|
| 9.16% | 12.28% |
Northwest Community FCU has a net worth of 9.16% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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