Truwest Credit Union

Headquarters

P.o.box 3489
Scottsdale, AZ 85271
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 2.55% →
1-Year CD 0.55% 2.80% →
2-Year CD 0.70% 3.20% →
5-Year CD 1.00% 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Truwest is an NCUA insured institution located in Scottsdale, AZ. It was founded in 1952 and has approximately $1557.37 millions in assets.

Who can join?

Anyone who lives or works, or any business located in Maricopa County, Arizona.

Anyone who lives or works, or any business located in the designated ZIP codes in Pinal County. (See Eligible Arizona ZIP Codes list below)

Anyone who lives or works in the Riata Apartment Community in Austin, TX.

Anyone who lives, works, or attends school in Travis County or Williamson County, TX.

Eligible Arizona ZIP Codes

All of Maricopa County & the following ZIP Codes within Pinal County:

85112, 85118, 85119, 85120, 85139, 85142,85147, 85148, 85149

In addition, the surviving spouse of a deceased Member, and the following family members of any existing Member may apply to become a Member of the Credit Union:
Spouse, Natural or adopted children, Foster or step children, Parents and parents-in-law, Grandparents and grandchildren, Brothers and sisters, Stepbrothers and stepsisters, Brothers-in-law and sisters-in-law, Sons-in-law and daughters-in-law

In addition, any individual who is eligible for employee group benefits may apply to become a member.

Association Groups:
Any member of...

The Shady Hollow Home owner's Association in Austin, TX.
Motorola
Freescale
ON Semiconductor
General Dynamics Decision Systems
Compass Group PLC (Food Works division of Compass Group) employees located in any of the Employee Groups
Diversified Human Resources, Inc. (DHR)

NCUA Insured Yes / State-Chartered
Charter Number # # 63832
Date Established 1952
Assets $1,557.37 million
Loans $970.62 million
Deposits $1,407.91 million
Capital $149.84 million
 

Field of Membership Restrictions

Membership in TruWest Credit Union is open to the following: (1) those who live or work in Maricopa or Pinal Counties in Arizona; (2) those who live, attend school or work in Travis or Williamson Counties in Texas; (3) those who live or work in the Riata Apartment Community in Austin, Texas; (4) employees and retirees of Motorola, ON Semiconductor, Freescale, General Dynamics Decision Systems, Compass Group PLC, or Diversified Human Resources, Inc.

Deposit Rates - August 10, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.45% $10,000 $14,999 Learn More
Money Market
0.55% $25,000 $29,999 Learn More
Premium Money Market Account
0.45% $10,000 $14,999 Learn More
Premium Money Market Account
0.55% $25,000 $34,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.35% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 10, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for TRUWEST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Citizens Bank
NMLS ID: 503941
4.956% 4.875% 0.88 $2,335 $1,324 Learn More
Better.com
NMLS ID: 330511
5.329% 5.250% 0.88 $2,208 $1,381 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
4.990 %
After Intro: 6.250 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to TRUWEST
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Truwest branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Truwest Locations



Climate Initiatives

TRUWEST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Truwest Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Truwest. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Truwest U.S. Average
2.66% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Truwest had $3,859,055 in non-current loans and $235,125 in owned assets. To cover these potential losses it had $149,837,019 in net worth and $4,133,228 in loans loss reserves. That gives it a Texas Ratio of 2.66%.

Net Worth
Truwest U.S. Average
9.62% 12.28%

Truwest FCU has a net worth of 9.62% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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