2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 63832
Date Established 1952
Assets $1,232.87 million
Loans $1,025.05 million
Deposits $1,096.91 million
Capital $116.52 million

Truwest is an NCUA insured institution located in Scottsdale, AZ. It was founded in 1952 and has approximately $1232.87 millions in assets.

Who can join?

Anyone who lives or works, or any business located in Maricopa County, Arizona.

Anyone who lives or works, or any business located in the designated ZIP codes in Pinal County. (See Eligible Arizona ZIP Codes list below)

Anyone who lives or works in the Riata Apartment Community in Austin, TX.

Anyone who lives, works, or attends school in Travis County or Williamson County, TX.

Eligible Arizona ZIP Codes

All of Maricopa County & the following ZIP Codes within Pinal County:

85112, 85118, 85119, 85120, 85139, 85142,85147, 85148, 85149

In addition, the surviving spouse of a deceased Member, and the following family members of any existing Member may apply to become a Member of the Credit Union:
Spouse, Natural or adopted children, Foster or step children, Parents and parents-in-law, Grandparents and grandchildren, Brothers and sisters, Stepbrothers and stepsisters, Brothers-in-law and sisters-in-law, Sons-in-law and daughters-in-law

In addition, any individual who is eligible for employee group benefits may apply to become a member.

Association Groups:
Any member of...

The Shady Hollow Home owner's Association in Austin, TX.
Motorola
Freescale
ON Semiconductor
General Dynamics Decision Systems
Compass Group PLC (Food Works division of Compass Group) employees located in any of the Employee Groups
Diversified Human Resources, Inc. (DHR)

Field of Membership Restrictions

Membership in TruWest Credit Union is open to the following: (1) those who live or work in Maricopa or Pinal Counties in Arizona; (2) those who live, attend school or work in Travis or Williamson Counties in Texas; (3) those who live or work in the Riata Apartment Community in Austin, Texas; (4) employees and retirees of Motorola, ON Semiconductor, Freescale, General Dynamics Decision Systems, Compass Group PLC, or Diversified Human Resources, Inc.

Deposit Rates - September 14, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $1 $9,999 Learn MoreShow Less
Money Market
0.45% $10,000 $24,999 Learn MoreShow Less
Money Market
0.55% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.40% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.25% $500 - Learn MoreShow Less
12 Mo CD
1.40% $500 - Learn MoreShow Less
24 Mo CD
1.50% $500 - Learn MoreShow Less
36 Mo CD
1.50% $500 - Learn MoreShow Less
60 Mo CD
1.50% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.35% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 - Learn MoreShow Less

Loan Rates - September 14, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for TRUWEST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.751% 3.750% 0.00 $25 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to TRUWEST
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Truwest branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Truwest Locations


Financial Details

Truwest Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Truwest. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Truwest U.S. Average
3.97% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Truwest had $4,666,110 in non-current loans and $164,475 in owned assets. To cover these potential losses it had $116,516,963 in net worth and $5,083,018 in loans loss reserves. That gives it a Texas Ratio of 3.97%.

Net Worth
Truwest U.S. Average
9.45% 13.47%

Truwest FCU has a net worth of 9.45% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Truwest

Branches and Savings

What is Truwest?

A federal credit union, registered with the NCUA under certificate #63832.
Learn more about credit unions here.

Is Truwest FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Truwest?

Please see Field of Membership information above for information on who is eligible to join.

What are Truwest's share account and share certificate rates?

Truwest's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Truwest?

Truwest has total capital of $116.52 million. Full information on Truwest's financial position is located above.

Who owns Truwest?

Credit Unions are owned by their members.

Where are Truwest branches located?

See branch locations nearby.

Are Truwest ATMs Open 24/7?

Do Truwest ATMs accept cash deposits?

Can Truwest customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Truwest have a mobile app?

Does Truwest have mobile deposit?

Does Truwest have quick pay?

How can Truwest transfer money to other banks or credit unions?

Does Truwest report to credit bureaus?

Does Truwest use Chexsystems?

Does Truwest use Equifax?

What is Truwest's toll free phone number?

What is Truwest's ACH Routing Number?

What is Truwest's SWIFT code?

Where can I find Truwest's wire transfer form?

What is the Truwest address for deposits?

What Products Does Truwest Offer

Does Truwest offer mortgages?

Compare mortgage rates here.

Does Truwest offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Truwest offer auto and RV loans?

Compare auto loan rates here.

Does Truwest offer student loans or personal loans?

Compare personal loan rates here.

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