NOVARTIS

124 S Ridgedale AVe
East Hanover, NJ 07936

Notable Rates APY Vs.Others
Savings 0.10% 2.25% →
1-Year CD 1.76% 2.25% →
2-Year CD 2.01% 2.50% →
5-Year CD 2.77% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Novartis is an NCUA insured institution located in East Hanover, NJ. It was founded in 1947 and has approximately $122.57 millions in assets.

NCUA Insured Yes
Charter Number # # 5419
Date Established 1947
Assets $122.57 million
Loans $31.66 million
Deposits $106.92 million
Capital $13.69 million
 

Field of Membership Restrictions

Must be an employee of Novartis Pharmaceuticals Corporation (Nationwide) or several related companies.

Deposit Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
1.05% $2,500 $24,999 Learn MoreShow Less
Money Market
1.25% $25,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.36% $500 - Learn MoreShow Less
6 Mo CD
1.56% $500 - Learn MoreShow Less
12 Mo CD
1.76% $500 - Learn MoreShow Less
24 Mo CD
2.01% $500 - Learn MoreShow Less
36 Mo CD
2.26% $500 - Learn MoreShow Less
48 Mo CD
2.52% $100 - Learn MoreShow Less
60 Mo CD
2.77% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $500 - Learn MoreShow Less

Loan Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for NOVARTIS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to NOVARTIS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Novartis branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Novartis Locations


Financial Details

Novartis Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Novartis. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Novartis U.S. Average
1.30% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Novartis had $181,833 in non-current loans and $0 in owned assets. To cover these potential losses it had $13,686,495 in net worth and $275,720 in loans loss reserves. That gives it a Texas Ratio of 1.30%.

Net Worth
Novartis U.S. Average
11.16% 13.65%

Novartis FCU has a net worth of 11.16% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Novartis

Branches and Savings

What is Novartis?

A federal credit union, registered with the NCUA under certificate #5419.
Learn more about credit unions here.

Is Novartis FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Novartis?

Please see Field of Membership information above for information on who is eligible to join.

What are Novartis's share account and share certificate rates?

Novartis's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Novartis?

Novartis has total capital of $13.69 million. Full information on Novartis's financial position is located above.

Who owns Novartis?

Credit Unions are owned by their members.

Where are Novartis branches located?

See branch locations nearby.

Are Novartis ATMs Open 24/7?

Do Novartis ATMs accept cash deposits?

Can Novartis customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Novartis have a mobile app?

Does Novartis have mobile deposit?

Does Novartis have quick pay?

How can Novartis transfer money to other banks or credit unions?

Does Novartis report to credit bureaus?

Does Novartis use Chexsystems?

Does Novartis use Equifax?

What is Novartis's toll free phone number?

What is Novartis's ACH Routing Number?

What is Novartis's SWIFT code?

Where can I find Novartis's wire transfer form?

What is the Novartis address for deposits?

What Products Does Novartis Offer

Does Novartis offer mortgages?

Compare mortgage rates here.

Does Novartis offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Novartis offer auto and RV loans?

Compare auto loan rates here.

Does Novartis offer student loans or personal loans?

Compare personal loan rates here.

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